KUALA LUMPUR, July 30 (Bernama) -- New Hoong Fatt Holdings Bhd (NHF) and
16 Malaysian manufacturers who joined hands to offer more than 100 job
positions at the two-day Malaysia Enterprises Recruitment Fair in Taipei
last week, attracted over 300 fresh Malaysian graduates.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=967145
Published: July 31, 2013
The event was organised by the Malaysian Chamber of Commerce and
Industry in Taipei (MAYCHAM) and co-hosted by Malaysia Students
Association in Taiwan (MSAIT) and TalentCorp.
Vice-Chairman of MAYCHAM and NHF Group Managing Director James K C Lau
said many enterprises showed there were a large number of students at
the exhibition who met their requirements and many had made interview
arrangements for the students.
"One participating exhibitor noted that most students had the impression
that Taiwan companies offered higher salaries, which was not true in
some cases as there are vacancies in Malaysia which pay higher," he said
in a statement today.
In the future, MAYCHAM would organise similar events on an annual basis,
preferably in early June to allow more fresh graduates to participate,
he said.
This first ever event attracted members of the Federation of Malaysian
Manufacturers, Malaysian Plastics Manufacturers Association, Malaysian
Automotive Component Parts Manufacturers, Malaysia Steel And Metal
Distributors Association, Malaysia Mould & Die Association, Malaysia
Water Association and VISTAGE providing both good employment prospects
and competitive salaries.
In support of the recruitment drive in Taiwan, TalentCorp has created a
virtual platform enabling graduates who were unable to attend the event
to view and apply for all available positions.
From July 25 to Aug 11, 2013, interested applicants can visit
http://maychamtw.virtualcareerfair.my to select from a list of available
positions.
The NHF is involved in manufacturing of metal and plastic automotive
body replacement parts, tools and dies, moulds and dies; and
wholesaling, marketing and trading of motor vehicle parts and
accessories in the replacement market currently exports to about 50
countries across the board.
-- BERNAMA
Wednesday, July 31, 2013
Tuesday, July 30, 2013
Entrepreneurs Must Have Risk Awareness In Business Dealings, Says Risk Management Speaker
KUALA LUMPUR, July 29 (Bernama) -- Entrepreneurs should have risk
awareness in their business undertakings and deploy right strategies to
deal with risks, says a public speaker on risk management.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=966702
Published: July 31, 2013
Dr Shamsul Anuar Mohd Halip, Vice-President of International Institute of Risk Management and Crisis Strategies, said risks can be negative or positive in nature depending on its impact to businesses.
"It is negative when its impacts drive to a failure of a business and become positive if you are able to face it and see opportunities and translate it into yields," he told Bernama.
Shamsul Annuar said entrepreneurs, especially in the small and medium enterprise sector, must equip themselves with knowledge and skills in their business venture so that risks can be identified correctly and be able to formulate plans and strategies to face them.
"Besides knowledge and skills, perseverance and luck are other keys to gain success. It helps you to bounce back even if you fail," he said.
Among risks facing SMEs are financial, knowledge and people, he said.
"Business starts with ideas and it will be translated into plans and then financial sourcing and capital comes into the picture when you are moving the ideas.
"Without knowledge and skills and the right people networking the business shall face a lot of problems to put ideas into motion as they might be presented with ideas and opportunities that are not viable for business and require a lot of money beyond their means.
"Entrepreneurs can be trapped with greed when presented with a lot of money and opportunities by people whom they meet and tempt to venture into areas that they do not have knowledge and skills.
"These may post negative risks on their business and investments and this is where they are exposed to financial risks. Without proper knowledge, they may not be able to avoid or mitigate the impacts if they become negative," he said.
Among strategies that can be employed by businesses to manage risks are to transfer risks to another party like insurance, avoiding risks like closing down high-risk businesses, reducing negative effects and accepting some or all of the potential or actual consequences, he added.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=966702
Published: July 31, 2013
Dr Shamsul Anuar Mohd Halip, Vice-President of International Institute of Risk Management and Crisis Strategies, said risks can be negative or positive in nature depending on its impact to businesses.
"It is negative when its impacts drive to a failure of a business and become positive if you are able to face it and see opportunities and translate it into yields," he told Bernama.
Shamsul Annuar said entrepreneurs, especially in the small and medium enterprise sector, must equip themselves with knowledge and skills in their business venture so that risks can be identified correctly and be able to formulate plans and strategies to face them.
"Besides knowledge and skills, perseverance and luck are other keys to gain success. It helps you to bounce back even if you fail," he said.
Among risks facing SMEs are financial, knowledge and people, he said.
"Business starts with ideas and it will be translated into plans and then financial sourcing and capital comes into the picture when you are moving the ideas.
"Without knowledge and skills and the right people networking the business shall face a lot of problems to put ideas into motion as they might be presented with ideas and opportunities that are not viable for business and require a lot of money beyond their means.
"Entrepreneurs can be trapped with greed when presented with a lot of money and opportunities by people whom they meet and tempt to venture into areas that they do not have knowledge and skills.
"These may post negative risks on their business and investments and this is where they are exposed to financial risks. Without proper knowledge, they may not be able to avoid or mitigate the impacts if they become negative," he said.
Among strategies that can be employed by businesses to manage risks are to transfer risks to another party like insurance, avoiding risks like closing down high-risk businesses, reducing negative effects and accepting some or all of the potential or actual consequences, he added.
-- BERNAMA
Usahawan perlu kenali risiko
KUALA LUMPUR 29 Julai - Usahawan perlu mempunyai kesedaran risiko dalam menjalankan perniagaan mereka dan menggunakan strategi yang betul untuk menanganinya, kata seorang penceramah mengenai pengurusan risiko.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Ekonomi/20130730/ek_03/Usahawan-perlu-kenali-risiko
Published: July 30, 2013
Naib Presiden Institut Antarabangsa Pengurusan Risiko dan Strategi Krisis, Dr. Shamsul Anuar Mohd. Halip berkata, risiko boleh menjadi positif atau negatif dalam sifatnya bergantung kepada kesan kepada perniagaannya.
"Ia negatif apabila kesannya memacu kepada kegagalan perniagaan dan menjadi positif jika anda mampu untuk menghadapi dan melihat peluang dan menterjemahkan ke dalam hasil," katanya kepada Bernama.
Shamsul Annuar berkata, usahawan, terutama dalam sektor perusahaan kecil dan sederhana, perlu melengkapkan diri dengan pengetahuan dan kemahiran supaya risiko boleh dikenal pasti dengan betul dan dapat merangka pelan dan strategi untuk menghadapinya.
"Selain pengetahuan dan kemahiran, ketabahan dan nasib adalah faktor lain untuk mencapai kejayaan. Ia membantu anda untuk kembali walaupun anda gagal," katanya.
Antara risiko yang dihadapi oleh PKS ialah kewangan, pengetahuan dan orang ramai, katanya.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Ekonomi/20130730/ek_03/Usahawan-perlu-kenali-risiko
Published: July 30, 2013
Naib Presiden Institut Antarabangsa Pengurusan Risiko dan Strategi Krisis, Dr. Shamsul Anuar Mohd. Halip berkata, risiko boleh menjadi positif atau negatif dalam sifatnya bergantung kepada kesan kepada perniagaannya.
"Ia negatif apabila kesannya memacu kepada kegagalan perniagaan dan menjadi positif jika anda mampu untuk menghadapi dan melihat peluang dan menterjemahkan ke dalam hasil," katanya kepada Bernama.
Shamsul Annuar berkata, usahawan, terutama dalam sektor perusahaan kecil dan sederhana, perlu melengkapkan diri dengan pengetahuan dan kemahiran supaya risiko boleh dikenal pasti dengan betul dan dapat merangka pelan dan strategi untuk menghadapinya.
"Selain pengetahuan dan kemahiran, ketabahan dan nasib adalah faktor lain untuk mencapai kejayaan. Ia membantu anda untuk kembali walaupun anda gagal," katanya.
Antara risiko yang dihadapi oleh PKS ialah kewangan, pengetahuan dan orang ramai, katanya.
FAMA ambil pelbagai pendekatan perluaskan pasaran produk
JASIN 29 Julai - Lembaga Pemasaran Pertanian Persekutuan (FAMA) negeri mengambil pelbagai pendekatan dalam memperkenal serta memperluaskan produk makanan usahawan perusahaan kecil dan sederhana (PKS) yang telah menembusi pasaran nasional dan antarabangsa.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Selatan/20130730/ws_03/FAMA-ambil-pelbagai-pendekatan-perluaskan-pasaran-produk
Published: July 30, 2013
Pengerusi Jawatankuasa Pertanian dan Pembangunan Usahawan negeri, Datuk Hasan Abdul Rahman berkata, kemampuan itu berjaya dibuktikan melalui penglibatan usahawan di bawah bimbingan agensi berkenaan yang dilaksanakan dengan penganjuran karnival, ekspo, pesta dan lain-lain aktiviti promosi.
Katanya, usaha yang diterapkan FAMA terhadap usahawannya mampu menjadi pilihan dalam kalangan pengusaha lain dan sewajarnya menjadi ikon dalam melahirkan lebih ramai usahawan.
"Menerusi program ini, usahawan mendapat pendedahan selain meningkatkan kefahaman mereka berkaitan kehendak pasaran dari segi permintaan dan trend pasaran di samping meningkatkan jaringan perniagaan dan meluaskan pasaran baru sekali gus meningkatkan pendapatan usahawan.
"Jika kita dapat wujudkan rangkaian yang lebih besar terhadap pendekatan yang dilakukan ia dilihat mampu menguasai pasaran dalam dan luar negara yang secara langsung akan memberi pulangan yang baik kepada para usahawan di bawah FAMA," katanya.
Beliau berkata demikian ketika ditemui selepas melancarkan program Penganjuran Pusat Jualan Produk Industri Asas Tani (IAT) makanan sempena Aidilfitri 2013 di AgroBazar K-Shoppe, Hamidah Food Industries, Umbai di sini hari ini.
Yang hadir sama, Pengarah FAMA negeri, Mohd. Nawi Othman dan Ahli Dewan Undangan Negeri (ADUN) Serkam, Zaidi Attan.
Hasan berkata, di pusat jualan produk IAT itu, pihak FAMA telah menyediakan ruang perniagaan berserta kemudahan yang diperlukan meliputi publisiti serta keperluan asas gerai.
"Usahawan pula menyediakan produk seterusnya menjalankan aktiviti promosi dan jualan terus di lokasi berkenaan seterusnya memberi kemudahan kepada orang ramai mendapatkan bekalan produk makanan serta juadah untuk Hari Raya Aidilfitri," katanya.
Sementara itu, Mohd. Nawi berkata, jualan Bazar K-Shoppe Fama Melaka tahun lalu berjaya mencatat nilai RM4.47 juta melibatkan enam usahawan menjalankan urusniaga pemborongan serta peruncitan produk proses keluaran IAT.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Selatan/20130730/ws_03/FAMA-ambil-pelbagai-pendekatan-perluaskan-pasaran-produk
Published: July 30, 2013
Pengerusi Jawatankuasa Pertanian dan Pembangunan Usahawan negeri, Datuk Hasan Abdul Rahman berkata, kemampuan itu berjaya dibuktikan melalui penglibatan usahawan di bawah bimbingan agensi berkenaan yang dilaksanakan dengan penganjuran karnival, ekspo, pesta dan lain-lain aktiviti promosi.
Katanya, usaha yang diterapkan FAMA terhadap usahawannya mampu menjadi pilihan dalam kalangan pengusaha lain dan sewajarnya menjadi ikon dalam melahirkan lebih ramai usahawan.
"Menerusi program ini, usahawan mendapat pendedahan selain meningkatkan kefahaman mereka berkaitan kehendak pasaran dari segi permintaan dan trend pasaran di samping meningkatkan jaringan perniagaan dan meluaskan pasaran baru sekali gus meningkatkan pendapatan usahawan.
"Jika kita dapat wujudkan rangkaian yang lebih besar terhadap pendekatan yang dilakukan ia dilihat mampu menguasai pasaran dalam dan luar negara yang secara langsung akan memberi pulangan yang baik kepada para usahawan di bawah FAMA," katanya.
Beliau berkata demikian ketika ditemui selepas melancarkan program Penganjuran Pusat Jualan Produk Industri Asas Tani (IAT) makanan sempena Aidilfitri 2013 di AgroBazar K-Shoppe, Hamidah Food Industries, Umbai di sini hari ini.
Yang hadir sama, Pengarah FAMA negeri, Mohd. Nawi Othman dan Ahli Dewan Undangan Negeri (ADUN) Serkam, Zaidi Attan.
Hasan berkata, di pusat jualan produk IAT itu, pihak FAMA telah menyediakan ruang perniagaan berserta kemudahan yang diperlukan meliputi publisiti serta keperluan asas gerai.
"Usahawan pula menyediakan produk seterusnya menjalankan aktiviti promosi dan jualan terus di lokasi berkenaan seterusnya memberi kemudahan kepada orang ramai mendapatkan bekalan produk makanan serta juadah untuk Hari Raya Aidilfitri," katanya.
Sementara itu, Mohd. Nawi berkata, jualan Bazar K-Shoppe Fama Melaka tahun lalu berjaya mencatat nilai RM4.47 juta melibatkan enam usahawan menjalankan urusniaga pemborongan serta peruncitan produk proses keluaran IAT.
Monday, July 29, 2013
Growing army of strong SMEs
THERE'S a global warfare in business and trade. To win it, we must constantly reinvent ways, innovate and devise strategies in order to grow an army of strong-willed and high-potential SMEs in the country.
Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/afsah/Article/
Published: July 29, 2013
I associate developing a pool of resilient and competitive SMEs like taking charge of an army battalion, just like my brother-in-law Brigadier General Damien commands a brigade of several battalions of combat troops.
Malaysia's SMEs are the "Army of Honour" similar to that of Napo-leon's, who are in many ways capable of revolutionising the country into a powerful empire of growth and prosperity.
In believing so, I find myself unequivocally in support of the G20 leaders for their strong stance and conviction in the potential of SMEs in providing the endogenous growth of the economy and shaping new growth strategies for both developed and developing nations.
Despite the many economic, social and political challenges in achieving
greater harmonisation of the SME definition across regions, the G20
nations see merit in helping SMEs secure the credit they need through
unified segmentation of this critical mass.
Many theorists, economists and development experts may agree with me that a harmonious definition of SMEs globally is more than a daunting task.
Despite this fact, the National SME Development Council (NSDC) had achieved another great milestone in its 14th meeting held recently in Putrajaya.
The council chaired by Prime Minister Datuk Seri Najib Razak with members from 15 key ministries and agencies, including Sabah and Sarawak, had endorsed the propo-sal for a revision of the defini-tion of SMEs in Malaysia, which automatically aligns it internationally with many countries of the world.
The new definition will take effect on January 1 next year, raising the qualifying threshold for sales turnover and employment of SMEs across all economic sectors.
For the manufacturing sector, SMEs are defined as firms with sales turnover not exceeding RM50 million (currently: less than RM25 million) or employment not exceeding 200 workers (currently: less than 150 workers).
For the services and other sectors, the threshold is also raised - SMEs are defined as firms with sales turnover not exceeding RM20 million (currently: less than RM5 million) or employment not exceeding 75 workers (currently: less than 50 workers).
For Micro Enterprises, which make up almost 80 per cent of the total SMEs, the definition has also been standardised across all sectors. Micro Enterprises are defined as firms with sales turnover of less than RM300,000, or less than five workers.
Even though the redefinition of SMEs may seem like a trivial exercise, it is undeniably a path-breaking development on a national scale, as it reflects our economic realities, development blueprints, national aspirations and growth objectives of the SME community.
It also takes into account the potential for future innovation, job creation, sectors driving growth, price inflation, structural shifts in the economy and changing business trends, among others.
The new definition is an outcome of a comprehensive review, taking both top-down and bottom-up approaches that included technical ana-lysis, global benchmarking and stakeholder engagement.
In order to have better clarity in the new definition, a series of focus group discussions were held with close to 59 stakeholders, including industry associations from all sectors, ministries and agencies, and regulators and financial institutions.
The guiding principles in the review process ensure that the SME re-definition is wide-ranging, clear and simple, and that it includes all sectors of the economy, including agriculture, construction and mining.
The classification is further simplified into only two simple categories - manufacturing, and services and other sectors.
A quick win that will result from this new definition is the fact that more firms, particularly those from the oil and gas category, as well as other types of services sectors, will now be classified as SMEs.
With this, more than 8,000 establishments will now be classified as SMEs, increasing the share of SMEs to total establishments from 97.3 per cent currently to 98.5 per cent.
This will undoubtedly facilitate the country's transformation into a high-income nation envisioned by the SME Masterplan, resulting in higher contribution to GDP, employment and exports.
I, for one, remain steadfast in my belief that the new definition and classification criterion of Malaysian SMEs though may seem to be a small initiative, but it certainly will lead to powerful changes in future policy recommendations on SME development.
To quote the great warrior and strategist, Napoleon Bonaparte:
"To extraordinary circumstances we must apply extraordinary remedies".
Under the stewardship of Najib, l am confident that NSDC will continue to deliberate on maximising the growth potential of SMEs and strategise extraordinary solutions in the interest of both the SME community and the nation!
Datuk Hafsah Hashim is the chief executive officer of Small and Medium Enterprises Corporation Malaysia (SME Corp Malaysia)
Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/afsah/Article/
Published: July 29, 2013
I associate developing a pool of resilient and competitive SMEs like taking charge of an army battalion, just like my brother-in-law Brigadier General Damien commands a brigade of several battalions of combat troops.
Malaysia's SMEs are the "Army of Honour" similar to that of Napo-leon's, who are in many ways capable of revolutionising the country into a powerful empire of growth and prosperity.
In believing so, I find myself unequivocally in support of the G20 leaders for their strong stance and conviction in the potential of SMEs in providing the endogenous growth of the economy and shaping new growth strategies for both developed and developing nations.
Many theorists, economists and development experts may agree with me that a harmonious definition of SMEs globally is more than a daunting task.
Despite this fact, the National SME Development Council (NSDC) had achieved another great milestone in its 14th meeting held recently in Putrajaya.
The council chaired by Prime Minister Datuk Seri Najib Razak with members from 15 key ministries and agencies, including Sabah and Sarawak, had endorsed the propo-sal for a revision of the defini-tion of SMEs in Malaysia, which automatically aligns it internationally with many countries of the world.
The new definition will take effect on January 1 next year, raising the qualifying threshold for sales turnover and employment of SMEs across all economic sectors.
For the manufacturing sector, SMEs are defined as firms with sales turnover not exceeding RM50 million (currently: less than RM25 million) or employment not exceeding 200 workers (currently: less than 150 workers).
For the services and other sectors, the threshold is also raised - SMEs are defined as firms with sales turnover not exceeding RM20 million (currently: less than RM5 million) or employment not exceeding 75 workers (currently: less than 50 workers).
For Micro Enterprises, which make up almost 80 per cent of the total SMEs, the definition has also been standardised across all sectors. Micro Enterprises are defined as firms with sales turnover of less than RM300,000, or less than five workers.
Even though the redefinition of SMEs may seem like a trivial exercise, it is undeniably a path-breaking development on a national scale, as it reflects our economic realities, development blueprints, national aspirations and growth objectives of the SME community.
It also takes into account the potential for future innovation, job creation, sectors driving growth, price inflation, structural shifts in the economy and changing business trends, among others.
The new definition is an outcome of a comprehensive review, taking both top-down and bottom-up approaches that included technical ana-lysis, global benchmarking and stakeholder engagement.
In order to have better clarity in the new definition, a series of focus group discussions were held with close to 59 stakeholders, including industry associations from all sectors, ministries and agencies, and regulators and financial institutions.
The guiding principles in the review process ensure that the SME re-definition is wide-ranging, clear and simple, and that it includes all sectors of the economy, including agriculture, construction and mining.
The classification is further simplified into only two simple categories - manufacturing, and services and other sectors.
A quick win that will result from this new definition is the fact that more firms, particularly those from the oil and gas category, as well as other types of services sectors, will now be classified as SMEs.
With this, more than 8,000 establishments will now be classified as SMEs, increasing the share of SMEs to total establishments from 97.3 per cent currently to 98.5 per cent.
This will undoubtedly facilitate the country's transformation into a high-income nation envisioned by the SME Masterplan, resulting in higher contribution to GDP, employment and exports.
I, for one, remain steadfast in my belief that the new definition and classification criterion of Malaysian SMEs though may seem to be a small initiative, but it certainly will lead to powerful changes in future policy recommendations on SME development.
To quote the great warrior and strategist, Napoleon Bonaparte:
"To extraordinary circumstances we must apply extraordinary remedies".
Under the stewardship of Najib, l am confident that NSDC will continue to deliberate on maximising the growth potential of SMEs and strategise extraordinary solutions in the interest of both the SME community and the nation!
Datuk Hafsah Hashim is the chief executive officer of Small and Medium Enterprises Corporation Malaysia (SME Corp Malaysia)
Chance for Malaysian entrepreneurs to “HookUp” with foreign counterparts - Bernama
KUALA LUMPUR, July 28 (Bernama) -- Malaysian entrepreneurs will get a
chance to penetrate the global market through a unique satellite
platform, 'HookUp'.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=966599
Published: July 29, 2013
Source from (The Malaysian Insider): http://www.themalaysianinsider.com/business/article/chance-for-malaysian-entrepreneurs-to-hookup-with-foreign-counterparts
Published: July 29, 2013
The first of its kind event in South-East Asia is expected to connect local entrepreneurs with over 3,000 counterparts from over 50 countries in conjunction with the 4th Global Entrepreneurship Summit 2013 (GES) on Oct 11.
Chief Evangelist of Proficeo, V. Sivapalan, said the event served to provide networking opportunities and encourage cooperation between Malaysian and international companies.
"HookUp is targeted at delegates who want to meet with high-growth, high-potential companies from Malaysia and Asia to initiate regional networking opportunities as well as market access," he said.
He said HookUp, jointly organised with Startup Malaysia, would take place two days prior to the GES on Oct 9.
"HookUp would comprise local as well as Asian entrepreneur participants profiled on FoundersAsia.com and nominated by Asian VCs, Angels, Accelerators or entrepreneur development organisations.
"This ensures that those being linked up through the unique event are quality companies helmed by high-calibre entrepreneurs," he told Bernama.
Sivapalan, who is also the founder of TeAM, said previously GES delegates were only exposed to random meetings with entrepreneurs from a small base of companies.
"This time, via HookUp, there would be more leverage for the GES delegates to start up partnership initiatives.
"Since GES is being held in Malaysia for the first time, it would be beneficial for local entrepreneurs to grab the chance to participate and gain valuable insight and perspectives from the experience," said Sivapalan.
Sivapalan said he will also be participating in the summit as the Director of the Techonopreneurs Association of Malaysia Policy Institute.
The association will have a special slot during the summit with a forum to discuss strategies to enhance the development of Malaysia's entreprenuerial ecosystem, he said.
He said TeAM will encourage universities and professionals to take part in the GES to get them to contribute to the ecosystem.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=966599
Published: July 29, 2013
Source from (The Malaysian Insider): http://www.themalaysianinsider.com/business/article/chance-for-malaysian-entrepreneurs-to-hookup-with-foreign-counterparts
Published: July 29, 2013
The first of its kind event in South-East Asia is expected to connect local entrepreneurs with over 3,000 counterparts from over 50 countries in conjunction with the 4th Global Entrepreneurship Summit 2013 (GES) on Oct 11.
Chief Evangelist of Proficeo, V. Sivapalan, said the event served to provide networking opportunities and encourage cooperation between Malaysian and international companies.
"HookUp is targeted at delegates who want to meet with high-growth, high-potential companies from Malaysia and Asia to initiate regional networking opportunities as well as market access," he said.
He said HookUp, jointly organised with Startup Malaysia, would take place two days prior to the GES on Oct 9.
"HookUp would comprise local as well as Asian entrepreneur participants profiled on FoundersAsia.com and nominated by Asian VCs, Angels, Accelerators or entrepreneur development organisations.
"This ensures that those being linked up through the unique event are quality companies helmed by high-calibre entrepreneurs," he told Bernama.
Sivapalan, who is also the founder of TeAM, said previously GES delegates were only exposed to random meetings with entrepreneurs from a small base of companies.
"This time, via HookUp, there would be more leverage for the GES delegates to start up partnership initiatives.
"Since GES is being held in Malaysia for the first time, it would be beneficial for local entrepreneurs to grab the chance to participate and gain valuable insight and perspectives from the experience," said Sivapalan.
Sivapalan said he will also be participating in the summit as the Director of the Techonopreneurs Association of Malaysia Policy Institute.
The association will have a special slot during the summit with a forum to discuss strategies to enhance the development of Malaysia's entreprenuerial ecosystem, he said.
He said TeAM will encourage universities and professionals to take part in the GES to get them to contribute to the ecosystem.
-- BERNAMA
Acara Satelit Pertama Asia Tenggara Untuk Usahawan Bina Perkaitan
KUALA LUMPUR, 28 Julai (Bernama) -- Usahawan Malaysia akan mendapat
peluang menembusi pasaran global menerusi platform satelit unik,
'HookUp'.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Ekonomi/20130729/ek_01/Usahawan-berhubung-melalui-satelit
Published: July 29, 2013
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=966624
Published: July 29, 2013
Acara pertama seumpamanya di Asia Tenggara dijangka menghubungkan usahawan tempatan dengan lebih 3,000 usahawan dari lebih 50 negara sempena Sidang Kemuncak Keusahawanan ke-4 2013 (GES) pada 11 Okt.
Ketua Proficeo, V. Sivapalan berkata HookUp, yang dianjurkan bersama Startup Malaysia, akan berlangsung dua hari sebelum GES iaitu pada 9 Okt.
"HookUp disasarkan kepada delegasi yang mahu bertemu dengan syarikat pertumbuhan tinggi dan berprofil tinggi dari Malaysia dan Asia untuk memulakan peluang perkaitan serantau serta membuka akses pasaran," katanya.
Menurut beliau, HookUp membabitkan peserta usahawan Asia yang ditampilkan dalam FoundersAsia.com dan dicalonkan oleh Asian VCs, Angels, Accelerators atau organisasi pembangunan usahawan.
Sivapalan berkata delegasi GES sebelum ini hanya didedahkan kepada mesyuarat secara rambang dengan usahawan daripada beberapa syarikat.
"Kali ini, menerusi HookUp, akan terbina asas yang lebih kukuh untuk delegasi GES memulakan inisiatif perkongsian.
"Memandangkan GES diadakan di Malaysia untuk kali pertama, usahawan tempatan patut memanfaatkannya dan mengambil peluang untuk menyertainya dan mendapat pandangan dalaman dan mengumpul perspektif daripada pengalaman itu," kata Sivapalan.
Sivapalan berkata beliau turut akan mengambil bahagian dalam sidang kemuncak itu sebagai Pengarah Persatuan Usahawan Teknologi Institut Dasar Malaysia.
Persatuan itu akan mempunyai slot istimewa pada sidang kemuncak itu dengan satu forum untuk membincangkan strategi untuk meningkatkan pembangunan sistem eko keusahawanan Malaysia, katanya.
-- BERNAMA
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Ekonomi/20130729/ek_01/Usahawan-berhubung-melalui-satelit
Published: July 29, 2013
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=966624
Published: July 29, 2013
Acara pertama seumpamanya di Asia Tenggara dijangka menghubungkan usahawan tempatan dengan lebih 3,000 usahawan dari lebih 50 negara sempena Sidang Kemuncak Keusahawanan ke-4 2013 (GES) pada 11 Okt.
Ketua Proficeo, V. Sivapalan berkata HookUp, yang dianjurkan bersama Startup Malaysia, akan berlangsung dua hari sebelum GES iaitu pada 9 Okt.
"HookUp disasarkan kepada delegasi yang mahu bertemu dengan syarikat pertumbuhan tinggi dan berprofil tinggi dari Malaysia dan Asia untuk memulakan peluang perkaitan serantau serta membuka akses pasaran," katanya.
Menurut beliau, HookUp membabitkan peserta usahawan Asia yang ditampilkan dalam FoundersAsia.com dan dicalonkan oleh Asian VCs, Angels, Accelerators atau organisasi pembangunan usahawan.
Sivapalan berkata delegasi GES sebelum ini hanya didedahkan kepada mesyuarat secara rambang dengan usahawan daripada beberapa syarikat.
"Kali ini, menerusi HookUp, akan terbina asas yang lebih kukuh untuk delegasi GES memulakan inisiatif perkongsian.
"Memandangkan GES diadakan di Malaysia untuk kali pertama, usahawan tempatan patut memanfaatkannya dan mengambil peluang untuk menyertainya dan mendapat pandangan dalaman dan mengumpul perspektif daripada pengalaman itu," kata Sivapalan.
Sivapalan berkata beliau turut akan mengambil bahagian dalam sidang kemuncak itu sebagai Pengarah Persatuan Usahawan Teknologi Institut Dasar Malaysia.
Persatuan itu akan mempunyai slot istimewa pada sidang kemuncak itu dengan satu forum untuk membincangkan strategi untuk meningkatkan pembangunan sistem eko keusahawanan Malaysia, katanya.
-- BERNAMA
Uswa bantu usahawan wanita Pagoh
PAGOH 27 Julai - Persatuan Usahawan Wanita Pagoh (Uswa) yang dilancarkan semalam bertujuan membantu lebih 1,000 ahlinya termasuk dalam kalangan ibu tunggal merebut peluang ekonomi selain meningkatkan pendapatan mereka.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Johor/20130728/wj_03/Uswa-bantu-usahawan-wanita-Pagoh
Published: July 29, 2013
Presiden Uswa, Datuk Yusof Abu Bakar berkata, kesemua ahli Uswa yang sebelum ini berdaftar dengan beberapa persatuan kecil digabungkan supaya mereka dapat dibantu dan aktiviti perniagaan masing-masing dikembangkan.
"Kebanyakan mereka sebelum ini menghasilkan produk industri kecil dan sederhana (IKS), antaranya menghasilkan kuih- muih, pakaian dan tudung. Menerusi Uswa kita mahu bantu mereka menjadi usahawan yang berdaya saing.
"Kita akan beri khidmat dan bantuan seperti nasihat dan tunjuk ajar. Bagi yang sudah lama berniaga, kita jadikan mereka mentor kepada yang baharu dan turut bantu tambah pendapatan manakala yang baru berniaga kita akan bimbing mereka," katanya semasa melancarkan persatuan itu dan majlis khatam al-Quran dan berbuka puasa bersama 320 anak yatim dan 120 ibu tunggal dari Parlimen Pagoh di Dewan Sekolah Kebangsaan Seri Bukit Pasir, dekat sini.
Dalam majlis itu Ahli Dewan Undangan Negeri (ADUN) Jorak, Datuk Dr. Saharuddin Md. Salleh menyampaikan peruntukan sebanyak RM50,000 kepada Uswa sambil disaksikan Presiden Uswa, Manilah Mahmood.
Peruntukan itu digunakan untuk membeli kelengkapan bengkel persatuan tersebut yang akan ditempatkan berdekatan Pusat Bimbingan Usahawan Pagoh.
Yusof berkata, Uswa akan menyusun program latihan dan aktiviti untuk ahlinya selepas ini termasuk melibatkan Tabung Ekonomi Kumpulan Usaha Niaga (TEKUN), Majlis Amanah Rakyat (Mara) dan bank-bank komersial.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Johor/20130728/wj_03/Uswa-bantu-usahawan-wanita-Pagoh
Published: July 29, 2013
Presiden Uswa, Datuk Yusof Abu Bakar berkata, kesemua ahli Uswa yang sebelum ini berdaftar dengan beberapa persatuan kecil digabungkan supaya mereka dapat dibantu dan aktiviti perniagaan masing-masing dikembangkan.
"Kebanyakan mereka sebelum ini menghasilkan produk industri kecil dan sederhana (IKS), antaranya menghasilkan kuih- muih, pakaian dan tudung. Menerusi Uswa kita mahu bantu mereka menjadi usahawan yang berdaya saing.
"Kita akan beri khidmat dan bantuan seperti nasihat dan tunjuk ajar. Bagi yang sudah lama berniaga, kita jadikan mereka mentor kepada yang baharu dan turut bantu tambah pendapatan manakala yang baru berniaga kita akan bimbing mereka," katanya semasa melancarkan persatuan itu dan majlis khatam al-Quran dan berbuka puasa bersama 320 anak yatim dan 120 ibu tunggal dari Parlimen Pagoh di Dewan Sekolah Kebangsaan Seri Bukit Pasir, dekat sini.
Dalam majlis itu Ahli Dewan Undangan Negeri (ADUN) Jorak, Datuk Dr. Saharuddin Md. Salleh menyampaikan peruntukan sebanyak RM50,000 kepada Uswa sambil disaksikan Presiden Uswa, Manilah Mahmood.
Peruntukan itu digunakan untuk membeli kelengkapan bengkel persatuan tersebut yang akan ditempatkan berdekatan Pusat Bimbingan Usahawan Pagoh.
Yusof berkata, Uswa akan menyusun program latihan dan aktiviti untuk ahlinya selepas ini termasuk melibatkan Tabung Ekonomi Kumpulan Usaha Niaga (TEKUN), Majlis Amanah Rakyat (Mara) dan bank-bank komersial.
Sunday, July 28, 2013
Malaysian Handicrafts Sabah Aidilfitri Promo Sales Hit RM41,000 On Second Day
KOTA KINABALU, July 27 (Bernama) -- The Malaysian Handicrafts
Development Corporation's inaugural Aidilfitri crafts promotion at
1Borneo Hypermall, Likas near here has achieved sales of RM40,983 as of
yesterday afternoon, with textiles being popular items.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=966480
Published: July 28, 2013
The corporations's Sabah branch director Mohd Latif Dirun said 40 craft entrepreneurs are involved in the promotion, which runs from July 25 to Aug 4 and targets total sales of RM450,000.
"The promotion is a platform created by the corporation to help craft entrepreneurs sell their craft items direct to the public," he told reporters here today.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=966480
Published: July 28, 2013
The corporations's Sabah branch director Mohd Latif Dirun said 40 craft entrepreneurs are involved in the promotion, which runs from July 25 to Aug 4 and targets total sales of RM450,000.
"The promotion is a platform created by the corporation to help craft entrepreneurs sell their craft items direct to the public," he told reporters here today.
-- BERNAMA
Nilai Jualan Kraf Promosi Aidilfitri Anjuran PKKM Sabah Mencecah RM40,983
KOTA KINABALU, 27 Julai (Bernama) -- Nilai jualan kraf sempena Promosi
Kraf Aidilfitri di 1Borneo Hypermall, Likas dekat sini setakat 26 Julai
sudah mencecah RM40,983, kata Pengarah Perbadanan Kemajuan Kraftangan
Malaysia (PKKM) cawangan Sabah, Mohd Latif Dirun.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=966476
Published: July 28, 2013
Beliau berkata antara kraf yang mendapat sambutan menggalakkan dari pengunjung untuk persiapan Aidilfitri ialah barangan tekstil.
Mohd Latif berkata sasaran jualan sepanjang tempoh promosi kraf, dari 25 Julai hingga 4 Ogos, yang pertama kali diadakan sempena sambutan Aidilfitri itu ialah sekitar RM450,000.
Katanya seramai 40 usahawan, termasuk lapan pengusaha tekstil akan menyertai jualan kraf itu.
"Promosi Kraf Aidilfitri merupakan platform yang diwujudkan oleh Kraftangan Malaysia bagi membantu usahawan kraf mempromosi dan memasarkan produk kraf secara terus kepada pengguna," katanya kepada pemberita di sini hari ini.
Mohd Latif berkata kempen promosi kraf itu bertujuan menggalakkan dan memperkenalkan produk kraf tempatan sempena sambutan Hari Raya Aidilfitri tidak lama lagi.
Selain itu, katanya, ia menjadi tempat pertemuan peniaga, pengusaha dan pemborong kraf dan bidang lain yang menjurus kepada persiapan menyambut AidilFitri
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=966476
Published: July 28, 2013
Beliau berkata antara kraf yang mendapat sambutan menggalakkan dari pengunjung untuk persiapan Aidilfitri ialah barangan tekstil.
Mohd Latif berkata sasaran jualan sepanjang tempoh promosi kraf, dari 25 Julai hingga 4 Ogos, yang pertama kali diadakan sempena sambutan Aidilfitri itu ialah sekitar RM450,000.
Katanya seramai 40 usahawan, termasuk lapan pengusaha tekstil akan menyertai jualan kraf itu.
"Promosi Kraf Aidilfitri merupakan platform yang diwujudkan oleh Kraftangan Malaysia bagi membantu usahawan kraf mempromosi dan memasarkan produk kraf secara terus kepada pengguna," katanya kepada pemberita di sini hari ini.
Mohd Latif berkata kempen promosi kraf itu bertujuan menggalakkan dan memperkenalkan produk kraf tempatan sempena sambutan Hari Raya Aidilfitri tidak lama lagi.
Selain itu, katanya, ia menjadi tempat pertemuan peniaga, pengusaha dan pemborong kraf dan bidang lain yang menjurus kepada persiapan menyambut AidilFitri
-- BERNAMA
L12 Ventures sasar jualan RM20 juta
L12 Ventures Sdn Bhd, syarikat 100 peratus Bumiputera yang mengeluarkan
kopi dengan jenama Kopi Ranggi optimis mencapai sasaran jualan RM20 juta
menjelang hujung tahun ini.
Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/l12-ventures-sasar-jualan-rm20-juta-1.187531
Published: July 28, 2013
Danial (tengah) bersama pengedar produk minuman Kopi Ranggi.
Sejak mula memasuki pasaran Februari tahun lalu, kopi kesihatan itu mendapat sambutan menggalakkan dan telah terjual sekitar 50 kotak sebulan di setiap negeri.
Ketua Pegawai Eksekutif L12 Ventures, Danial Ariffin berkata, sebagai syarikat baru yang semakin meningkat naik, adalah membanggakan apabila produk yang dihasilkan mendapat maklum balas positif di kalangan pelanggan.
Menurutnya, kopi keluaran syarikatnya adalah berbeza dengan kopi yang terdapat di pasaran kerana Kopi Ranggi dihasilkan daripada biji kopi asli import terpilih yang dipilih dengan rapi, dipanggang dan di campur dengan herba yang baik untuk kesihatan.
“Kami tidak melihat produk ini sebagai produk kopi semata-mata tetapi lebih kepada gaya hidup dalam kehidupan seharian dan penjagaan kesihatan khususnya.
“Ini kerana bahan yang terdapat dalam Kopi Ranggi tidak terdapat dalam kopi harian lain di mana produk kami menawarkan tiga perasa iaitu goji, pelaga dan ekstrak herba yang mampu memberi kesihatan dalaman yang lebih baik,” katanya.
Menurutnya, pemilihan kopi sebagai perniagaan utama dipilih berdasarkan potensi dan permintaan yang besar selain ingin menjadikan Kopi Ranggi sebagai produk terulung syarikatnya.
Mengambil masa hampir dua tahun untuk penyelidikan dan pembangunan formulasi kopi dengan nilai pelaburan RM1.6 juta termasuk mendapatkan bahan serta kajian kes, L12 Ventures lebih mementingkan penghasilan produk terbaik berbanding nilai pelaburan yang telah dikeluarkan.
Menyentuh mengenai keunikan nama Ranggi yang digunakan, Danial berkata, nama tersebut diambil daripada perkataan Pulau Pinang yang bermaksud kesempurnaan yang merujuk kepada formulasi Kopi Ranggi.
Melalui konsep pemasaran menggunakan pengedar dan stokis, syarikat kini mempunyai tujuh stokis setakat ini di mana Yamal Worldwide Sdn Bhd adalah pengedar paling utama untuk kopi tersebut.
Sementara itu, Pengurus Pembangunan Produk dan Pemasaran Yamal Worldwide Sdn Bhd, Mohamad Faizal Mohmad Noor berkata, sebagai pengedar paling utama untuk Kopi Ranggi, syarikatnya kini memberi tumpuan pemasaran di Selangor sebelum ke Pulau Pinang dan Johor Bharu tidak lama lagi.
“Kami juga menyasarkan untuk memasuki pasaran Sabah dan Sarawak serta pasaran di seluruh negara dua tahun lagi,” katanya.
Bagi mengukuhkan lagi operasi, L12 Ventures berhasrat untuk mengembangkan pasaran Kopi Ranggi ke negara Timur Tengah dan Eropah dalam tempoh dua tahun.
Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/l12-ventures-sasar-jualan-rm20-juta-1.187531
Published: July 28, 2013
Danial (tengah) bersama pengedar produk minuman Kopi Ranggi.
Sejak mula memasuki pasaran Februari tahun lalu, kopi kesihatan itu mendapat sambutan menggalakkan dan telah terjual sekitar 50 kotak sebulan di setiap negeri.
Ketua Pegawai Eksekutif L12 Ventures, Danial Ariffin berkata, sebagai syarikat baru yang semakin meningkat naik, adalah membanggakan apabila produk yang dihasilkan mendapat maklum balas positif di kalangan pelanggan.
Menurutnya, kopi keluaran syarikatnya adalah berbeza dengan kopi yang terdapat di pasaran kerana Kopi Ranggi dihasilkan daripada biji kopi asli import terpilih yang dipilih dengan rapi, dipanggang dan di campur dengan herba yang baik untuk kesihatan.
“Kami tidak melihat produk ini sebagai produk kopi semata-mata tetapi lebih kepada gaya hidup dalam kehidupan seharian dan penjagaan kesihatan khususnya.
“Ini kerana bahan yang terdapat dalam Kopi Ranggi tidak terdapat dalam kopi harian lain di mana produk kami menawarkan tiga perasa iaitu goji, pelaga dan ekstrak herba yang mampu memberi kesihatan dalaman yang lebih baik,” katanya.
Menurutnya, pemilihan kopi sebagai perniagaan utama dipilih berdasarkan potensi dan permintaan yang besar selain ingin menjadikan Kopi Ranggi sebagai produk terulung syarikatnya.
Mengambil masa hampir dua tahun untuk penyelidikan dan pembangunan formulasi kopi dengan nilai pelaburan RM1.6 juta termasuk mendapatkan bahan serta kajian kes, L12 Ventures lebih mementingkan penghasilan produk terbaik berbanding nilai pelaburan yang telah dikeluarkan.
Menyentuh mengenai keunikan nama Ranggi yang digunakan, Danial berkata, nama tersebut diambil daripada perkataan Pulau Pinang yang bermaksud kesempurnaan yang merujuk kepada formulasi Kopi Ranggi.
Melalui konsep pemasaran menggunakan pengedar dan stokis, syarikat kini mempunyai tujuh stokis setakat ini di mana Yamal Worldwide Sdn Bhd adalah pengedar paling utama untuk kopi tersebut.
Sementara itu, Pengurus Pembangunan Produk dan Pemasaran Yamal Worldwide Sdn Bhd, Mohamad Faizal Mohmad Noor berkata, sebagai pengedar paling utama untuk Kopi Ranggi, syarikatnya kini memberi tumpuan pemasaran di Selangor sebelum ke Pulau Pinang dan Johor Bharu tidak lama lagi.
“Kami juga menyasarkan untuk memasuki pasaran Sabah dan Sarawak serta pasaran di seluruh negara dua tahun lagi,” katanya.
Bagi mengukuhkan lagi operasi, L12 Ventures berhasrat untuk mengembangkan pasaran Kopi Ranggi ke negara Timur Tengah dan Eropah dalam tempoh dua tahun.
ILO study highlights role of SMEs in job creation
GENEVA, July 26 (Xinhua) -- Small- and medium-sized
enterprises (SMEs) boost job creation in developing countries, said a
study published by the International Labour Organization (ILO) and the
German Agency for International Cooperation (GIZ) Friday.
Source from (Xinhuanet): http://news.xinhuanet.com/english/business/2013-07/27/c_132578049.htm
Published: July 28, 2013
The study, titled "Is Small Still Beautiful? Literature Review of Recent Empirical Evidence on the Contribution of SMEs to Employment Creation," concluded that SMEs provide two-thirds of all formal jobs in developing countries in Africa, Asia and Latin America, and up to 80 percent in low income countries, mainly in Sub-Saharan Africa.
More important than holding the majority of jobs in low income and emerging economies, SMEs made a key contribution to the net creation of jobs, especially smaller and young firms, according to the study which noted that 50 percent of total employment creation came from enterprises with less than 100 employees.
But SMEs faced specific challenges, including the difficulty to access finance, greater burden from regulatory frameworks, and cost disadvantage to expand in relation with bigger companies, as the study pointed out.
The study called for targeted policies for SMEs since they were key engines of the real economy and the seedbed for bigger enterprises, having recommended to improve the business environment, improve access to finance, and stimulate the entry of new enterprises.
Source from (Xinhuanet): http://news.xinhuanet.com/english/business/2013-07/27/c_132578049.htm
Published: July 28, 2013
The study, titled "Is Small Still Beautiful? Literature Review of Recent Empirical Evidence on the Contribution of SMEs to Employment Creation," concluded that SMEs provide two-thirds of all formal jobs in developing countries in Africa, Asia and Latin America, and up to 80 percent in low income countries, mainly in Sub-Saharan Africa.
More important than holding the majority of jobs in low income and emerging economies, SMEs made a key contribution to the net creation of jobs, especially smaller and young firms, according to the study which noted that 50 percent of total employment creation came from enterprises with less than 100 employees.
But SMEs faced specific challenges, including the difficulty to access finance, greater burden from regulatory frameworks, and cost disadvantage to expand in relation with bigger companies, as the study pointed out.
The study called for targeted policies for SMEs since they were key engines of the real economy and the seedbed for bigger enterprises, having recommended to improve the business environment, improve access to finance, and stimulate the entry of new enterprises.
Friday, July 26, 2013
SME financing to get costlier financing to get costlier under Basel III
KUALA LUMPUR (Bernama): Small and medium enterprise (SME) financing will get costlier and more difficult to obtain with the implementation of Basel III, said Maybank Group Chief Risk Officer Dr John Lee.
Source from (The Star Online): http://www.thestar.com.my/Business/Business-News/2013/07/24/SME-financing-to-get-costlier-under-Basel-III.aspx
Published: July 26, 2013
He said with Basel III, banks needed to have more capital and more liquidity and these will increase costs. "The discussion now is on the impact of the additional costs and whether they should be absorbed by the banks or pass on to the customers.
"From Maybank's perspective, we want to make sure that we continue to be able to lend to SMEs and be able to ensure that the flow of capital or credits to some of this market are still there," he told reporters on the sidelines of the ASLI Banking Summit 2013 here on Wednesday.
Lee said due to the stringent requirement under the Basel III, some of the businesses may move their sourcing of credit to unregulated and opaque segment of the financial banking.
"This is where the shadow banking comes from because the regulated banks might be affected by the Basel III requirement, so they may not want to lend to a particular sector. "But that sector still wants to borrow money. It cannot borrow from regulated banks so it might be going to unregulated institutions," he said.
However, Lee said, Malaysian banking sectors will still be healthy because most of the banks will have already complied with the requirement of Basel III, even before Bank Negara Malaysia introduced the Basel III requirements.
"Malaysia banks always had a healthy capital and the introduction of Basel III wasn't really going to be a significant impact on the local banks," he said.
Basel III is a global regulatory standard imposed by the Basel Committee on Banking Supervision which requires banks to hold an increased 4.5 per cent of common equity and 6 per cent of Tier-1 capital of risk-weighted assets.
Source from (The Star Online): http://www.thestar.com.my/Business/Business-News/2013/07/24/SME-financing-to-get-costlier-under-Basel-III.aspx
Published: July 26, 2013
He said with Basel III, banks needed to have more capital and more liquidity and these will increase costs. "The discussion now is on the impact of the additional costs and whether they should be absorbed by the banks or pass on to the customers.
"From Maybank's perspective, we want to make sure that we continue to be able to lend to SMEs and be able to ensure that the flow of capital or credits to some of this market are still there," he told reporters on the sidelines of the ASLI Banking Summit 2013 here on Wednesday.
Lee said due to the stringent requirement under the Basel III, some of the businesses may move their sourcing of credit to unregulated and opaque segment of the financial banking.
"This is where the shadow banking comes from because the regulated banks might be affected by the Basel III requirement, so they may not want to lend to a particular sector. "But that sector still wants to borrow money. It cannot borrow from regulated banks so it might be going to unregulated institutions," he said.
However, Lee said, Malaysian banking sectors will still be healthy because most of the banks will have already complied with the requirement of Basel III, even before Bank Negara Malaysia introduced the Basel III requirements.
"Malaysia banks always had a healthy capital and the introduction of Basel III wasn't really going to be a significant impact on the local banks," he said.
Basel III is a global regulatory standard imposed by the Basel Committee on Banking Supervision which requires banks to hold an increased 4.5 per cent of common equity and 6 per cent of Tier-1 capital of risk-weighted assets.
Kraftangan Malaysia Sets Sales Target Of RM2.5 Million At Aidilfitri Craft Promotion 2013
KUALA LUMPUR, July 25 (Bernama) -- Kraftangan Malaysia has set a sales
target of RM2.5 million during the 9th Aidilfitri Craft Promotion this
year. Its director-general Mohd Kamil Mohd Ali said the target was set
following the overwhelming response received for last year's promotion,
which recorded sales of RM2.159 million.
Source from (Bernama): http://www.bernama.com/bernama/v7/ge/newsgeneral.php?id=966222
Published: July 26, 2013
"This year, we have 180 entrepreneurs offering Hari Raya craft products and services as compared to only 169 entrepreneurs last year.
"We want to encourage the public to celebrate Aidilfitri by using local craft products and to promote the Craft Complex here as the Aidilfitri shopping destination," he told a press conference at the Craft Complex here Thursday.
Among the craft products and services available during the promotion are clothes, decorative items, Raya cookies, food catering, photography and video-making services, as well as beauty treatment service.
The promotion, which began yesterday and will end on Aug 3, is open from 10 am to 10 pm daily.
Various activities have also been lined up during the promotion, including cooking competitions. Entry form can be obtained at www.kraftangan.gov.my.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/ge/newsgeneral.php?id=966222
Published: July 26, 2013
"This year, we have 180 entrepreneurs offering Hari Raya craft products and services as compared to only 169 entrepreneurs last year.
"We want to encourage the public to celebrate Aidilfitri by using local craft products and to promote the Craft Complex here as the Aidilfitri shopping destination," he told a press conference at the Craft Complex here Thursday.
Among the craft products and services available during the promotion are clothes, decorative items, Raya cookies, food catering, photography and video-making services, as well as beauty treatment service.
The promotion, which began yesterday and will end on Aug 3, is open from 10 am to 10 pm daily.
Various activities have also been lined up during the promotion, including cooking competitions. Entry form can be obtained at www.kraftangan.gov.my.
-- BERNAMA
Kraftangan Malaysia Sasar Jualan RM2.5 Juta Pada Promosi Kraf Aidilfitri 2013
KUALA LUMPUR, 25 Julai (Bernama) -- Kraftangan Malaysia menyasarkan
jualan bernilai RM2.5 juta semasa Promosi Kraf Aidilfitri ke-9 tahun
ini. Ketua Pengarah Kraftangan Malaysia Mohd Kamil Mohd Ali berkata
berdasarkan sambutan memberangsangkan sejak 2003 dengan jualan tahun
lepas mencecah RM2.159 juta, sasaran itu mampu dicapai.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/ge/newsgeneral.php?id=966195
Published: July 26, 2013
"Kita mempunyai 180 usahawan kraf dan produk serta perkhidmatan yang menawarkan pelbagai keperluan hari raya berbanding 169 usahawan tahun lepas.
"Kita juga mahu menggalakkan masyarakat mengindahkan sambutan dengan terus menggunakan produk-produk kraf tempatan di samping mempopularkan Kompleks Kraf di sini sebagai destinasi membeli-belah keperluan Aidilfitri," katanya pada sidang media Promosi Kraf Aidilfitri 2013 di Kompleks Kraf di sini.
Turut hadir Timbalan Ketua Pengarah (Operasi) Kraftangan Malaysia Ramli Mohd Noor dan Timbalan Ketua Pengarah (Pembangunan) Kraftangan Malaysia Shahrudin Mohd Nor.
Antara kraf dan produk yang dijual pada promosi itu ialah pakaian, dekorasi, kuih raya, khidmat tempahan makanan, video dan fotografi serta rawatan di butik kecantikan.
Promosi dari 24 Julai hingga 3 Ogos depan itu bermula dari 10 pagi hingga 10 malam.
Selain itu, Demonstrasi Kraf dan Masakan Kuih Tradisional yang mengetengahkan 11 usahawan sulaman manik, songkok, gubahan bunga, capal, dan keronsang serta sajian ketupat palas, bahulu, semperit, batang buruk dan rempeyek juga akan diadakan.
Mohd Kamil berkata jualan paling laris dicatatkan pada promosi sebelum ini ialah tekstil batik dan songket yang menyumbang 40 peratus terhadap jualan keseluruhan.
Dalam pada itu, orang ramai turut dialu-alukan untuk menyertai Pertandingan Ketuk-ketuk Kuali sempena promosi kali ini.
Tiga kategori akan dipertandingkan iaitu Memasak Bubur Lambuk dan Serunding (27 Julai), Memasak Dodol (28 Julai) dan Memasak Ketupat Palas dan Rendang Daging (3 Ogos) yang akan bermula dari pukul 2 hingga 6 petang di mana borang penyertaan boleh dimuat turun di laman sesawang www.kraftangan.gov.my.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/ge/newsgeneral.php?id=966195
Published: July 26, 2013
"Kita mempunyai 180 usahawan kraf dan produk serta perkhidmatan yang menawarkan pelbagai keperluan hari raya berbanding 169 usahawan tahun lepas.
"Kita juga mahu menggalakkan masyarakat mengindahkan sambutan dengan terus menggunakan produk-produk kraf tempatan di samping mempopularkan Kompleks Kraf di sini sebagai destinasi membeli-belah keperluan Aidilfitri," katanya pada sidang media Promosi Kraf Aidilfitri 2013 di Kompleks Kraf di sini.
Turut hadir Timbalan Ketua Pengarah (Operasi) Kraftangan Malaysia Ramli Mohd Noor dan Timbalan Ketua Pengarah (Pembangunan) Kraftangan Malaysia Shahrudin Mohd Nor.
Antara kraf dan produk yang dijual pada promosi itu ialah pakaian, dekorasi, kuih raya, khidmat tempahan makanan, video dan fotografi serta rawatan di butik kecantikan.
Promosi dari 24 Julai hingga 3 Ogos depan itu bermula dari 10 pagi hingga 10 malam.
Selain itu, Demonstrasi Kraf dan Masakan Kuih Tradisional yang mengetengahkan 11 usahawan sulaman manik, songkok, gubahan bunga, capal, dan keronsang serta sajian ketupat palas, bahulu, semperit, batang buruk dan rempeyek juga akan diadakan.
Mohd Kamil berkata jualan paling laris dicatatkan pada promosi sebelum ini ialah tekstil batik dan songket yang menyumbang 40 peratus terhadap jualan keseluruhan.
Dalam pada itu, orang ramai turut dialu-alukan untuk menyertai Pertandingan Ketuk-ketuk Kuali sempena promosi kali ini.
Tiga kategori akan dipertandingkan iaitu Memasak Bubur Lambuk dan Serunding (27 Julai), Memasak Dodol (28 Julai) dan Memasak Ketupat Palas dan Rendang Daging (3 Ogos) yang akan bermula dari pukul 2 hingga 6 petang di mana borang penyertaan boleh dimuat turun di laman sesawang www.kraftangan.gov.my.
-- BERNAMA
Thursday, July 25, 2013
RM50 Million Is For Overall Development Of Indian Entrepreneurs, Says SEED
KUALA LUMPUR, July 24 (Bernama) -- The Government never promised RM50
million solely for Indian taxi drivers under the National
Entrepreneurial Group Economic Fund (Tekun Nasional) but the money was
for the overall development of the Indian entrepreneurs, it was
clarified today.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965796
Published: July 25, 2013
Special Secretariat For Empowerment Of Indian Entrepreneurs (SEED) Director Dr A. T. Kumararajah said the government never promised RM50 million for Malaysian Indian taxi drivers.
"What the government promised is that Indian entrepreneurs will get access to RM50 million from Tekun Nasional this year," he told a press conference today.
Kumararajah said SEED has disbursed RM4.8 million loans to Indian taxi drivers under its special scheme for the group.
He said 570 applications have been approved from 960 applications received since April and until now under a special scheme for Indian taxi drivers.
"The balance of 390 applications are still being processed because of incomplete information in the application forms," he said.
He said SEED will ask the government to allocate another RM70 million for the special scheme for Indian entrepreneurs under Tekun Nasional in next year's budget.
Kumararajah said since the inception of the special scheme for Indians under Tekun Nasional, a total of RM34.5 million has been disbursed to 4,212 Indian entrepreneurs until this month under the first phase.
In the second phase of the scheme, SEED has given out over RM80.5 million to 5,020 Indian entrepreneurs, he said, adding that a total of RM115 million has been disbursed to 9,232 Indian entrepreneurs.
SEED is a unit established under the Indian Community Economic Transformation Programme in the Prime Minister's Department.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965796
Published: July 25, 2013
Special Secretariat For Empowerment Of Indian Entrepreneurs (SEED) Director Dr A. T. Kumararajah said the government never promised RM50 million for Malaysian Indian taxi drivers.
"What the government promised is that Indian entrepreneurs will get access to RM50 million from Tekun Nasional this year," he told a press conference today.
Kumararajah said SEED has disbursed RM4.8 million loans to Indian taxi drivers under its special scheme for the group.
He said 570 applications have been approved from 960 applications received since April and until now under a special scheme for Indian taxi drivers.
"The balance of 390 applications are still being processed because of incomplete information in the application forms," he said.
He said SEED will ask the government to allocate another RM70 million for the special scheme for Indian entrepreneurs under Tekun Nasional in next year's budget.
Kumararajah said since the inception of the special scheme for Indians under Tekun Nasional, a total of RM34.5 million has been disbursed to 4,212 Indian entrepreneurs until this month under the first phase.
In the second phase of the scheme, SEED has given out over RM80.5 million to 5,020 Indian entrepreneurs, he said, adding that a total of RM115 million has been disbursed to 9,232 Indian entrepreneurs.
SEED is a unit established under the Indian Community Economic Transformation Programme in the Prime Minister's Department.
-- BERNAMA
Peruntukan RM50 juta untuk usahawan India
KUALA LUMPUR - Kerajaan tidak pernah berjanji memperuntukkan RM50 juta
semata-mata bagi pemandu teksi India di bawah Tabung Ekonomi Kumpulan
Usaha Niaga (Tekun Nasional) tetapi wang itu adalah bagi keseluruhan
pembangunan usahawan India.
Source from (Sinar Online): http://www.sinarharian.com.my/peruntukan-rm50-juta-untuk-usahawan-india-1.186327
Published: July 25, 2013
Pengarah Sekretariat Khas bagi Memperkasakan Usahawan India (SEED) Dr A. T. Kumararajah menjelaskan kerajaan tidak pernah berjanji RM50 juta bagi pemandu teksi India Malaysia.
"Apa yang dijanjikan kerajaan ialah usahawan India akan mendapat akses kepada dana RM50 juta daripada Tekun Nasional tahun ini," katanya pada sidang akhbar hari ini.
Kumararajah berkata SEED telah mengeluarkan pinjaman RM4.8 juta kepada pemandu teksi India di bawah skim khasnya bagi kumpulan itu.
Beliau berkata 570 permohonan telah diluluskan daripada 960 permohonan yang diterima sejak April dan sehingga sekarang, di bawah skim khas bagi pemandu teksi India.
"Baki 390 permohonan masih sedang diproses kerana maklumat tidak lengkap dalam borang permohonan," katanya.
Beliau berkata SEED akan meminta kerajaan memperuntukkan RM70 juta lagi bagi pemandu teksi India di bawah Bajet 2014.
Kumararajah berkata sejak penubuhan skim khas bagi orang India di bawah Tekun Nasional, sejumlah RM3.45 juta telah dikeluarkan kepada 4,212 usahawan India sehingga bulan ini di bawah fasa pertama.
Dalam fasa kedua skim tersebut, SEED telah memberikan lebih RM80.5 juta kepada 5,020 usahawan India, katanya, sambil menambah sejumlah RM115 juta telah dikeluarkan kepada 9,232 usahawan India.
SEED ialah unit yang ditubuhkan di bawah Program Transformasi Ekonomi Masyarakat India di Jabatan Perdana Menteri. - Bernama
Source from (Sinar Online): http://www.sinarharian.com.my/peruntukan-rm50-juta-untuk-usahawan-india-1.186327
Published: July 25, 2013
Pengarah Sekretariat Khas bagi Memperkasakan Usahawan India (SEED) Dr A. T. Kumararajah menjelaskan kerajaan tidak pernah berjanji RM50 juta bagi pemandu teksi India Malaysia.
"Apa yang dijanjikan kerajaan ialah usahawan India akan mendapat akses kepada dana RM50 juta daripada Tekun Nasional tahun ini," katanya pada sidang akhbar hari ini.
Kumararajah berkata SEED telah mengeluarkan pinjaman RM4.8 juta kepada pemandu teksi India di bawah skim khasnya bagi kumpulan itu.
Beliau berkata 570 permohonan telah diluluskan daripada 960 permohonan yang diterima sejak April dan sehingga sekarang, di bawah skim khas bagi pemandu teksi India.
"Baki 390 permohonan masih sedang diproses kerana maklumat tidak lengkap dalam borang permohonan," katanya.
Beliau berkata SEED akan meminta kerajaan memperuntukkan RM70 juta lagi bagi pemandu teksi India di bawah Bajet 2014.
Kumararajah berkata sejak penubuhan skim khas bagi orang India di bawah Tekun Nasional, sejumlah RM3.45 juta telah dikeluarkan kepada 4,212 usahawan India sehingga bulan ini di bawah fasa pertama.
Dalam fasa kedua skim tersebut, SEED telah memberikan lebih RM80.5 juta kepada 5,020 usahawan India, katanya, sambil menambah sejumlah RM115 juta telah dikeluarkan kepada 9,232 usahawan India.
SEED ialah unit yang ditubuhkan di bawah Program Transformasi Ekonomi Masyarakat India di Jabatan Perdana Menteri. - Bernama
PKS Yakin Jadi Jenama Global Dalam Tempoh Lima Tahun, Kata Kaji Selidik
KUALA LUMPUR, 24 Julai (Bernama) -- Meskipun kebanyakan perusahaan
kecil dan sederhana (PKS) tidak begitu menonjol, 62 peratus daripada
mereka yakin menjadi jenama serantau dan global dalam tempoh lima tahun
ini, demikian menurut kaji selidik yang bertajuk "Malaysian SMEs Brand
Potential'.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=965870
Published: July 25, 2013
Kaji selidik dalam talian oleh Bizsphere Brand & Markerting ialah untuk menggalakkan cabaran dan potensi PKS tempatan menjadi jenama global.
Dalam satu kenyataan Rabu, ketua sokongan pemasaran PKS, Sherine Ho berkata keyakinan PKS itu menunjukkan minda positif amat diperlukan untuk berkembang dalam pasaran global kerana banyak pihak telah memperakui kepentingan penjenamaan berikutan saingan sengit dan liberalisasi pasaran antarabangsa.
"Tidak cukup hanya menghasilkan produk berkualiti. Orang ramai membeli jenama, yang relevan dan berbeza," kata beliau.
Ho berkata PKS Malaysia perlu lebih proaktif menjalankan penyelidikan ke atas program sokongan kerajaan yang relevan kepada perniagaan.
Kekurangan pelan jenama secara menyeluruh dan sokongan kewangan untuk komunikasi jenama adalah cabaran teratas untuk PKS, kata beliau.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=965870
Published: July 25, 2013
Kaji selidik dalam talian oleh Bizsphere Brand & Markerting ialah untuk menggalakkan cabaran dan potensi PKS tempatan menjadi jenama global.
Dalam satu kenyataan Rabu, ketua sokongan pemasaran PKS, Sherine Ho berkata keyakinan PKS itu menunjukkan minda positif amat diperlukan untuk berkembang dalam pasaran global kerana banyak pihak telah memperakui kepentingan penjenamaan berikutan saingan sengit dan liberalisasi pasaran antarabangsa.
"Tidak cukup hanya menghasilkan produk berkualiti. Orang ramai membeli jenama, yang relevan dan berbeza," kata beliau.
Ho berkata PKS Malaysia perlu lebih proaktif menjalankan penyelidikan ke atas program sokongan kerajaan yang relevan kepada perniagaan.
Kekurangan pelan jenama secara menyeluruh dan sokongan kewangan untuk komunikasi jenama adalah cabaran teratas untuk PKS, kata beliau.
-- BERNAMA
SME Financing To Get Costlier Under Basel III
KUALA LUMPUR, July 24 (Bernama) -- Small and medium enterprise (SME)
financing will get costlier and more difficult to obtain with the
implementation of Basel III, said Maybank Group Chief Risk Officer Dr
John Lee.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965798
Published: July 25, 2013
Source from (The Star Online): http://www.thestar.com.my/Business/Business-News/2013/07/25/SME-financing-to-get-costlier-under-Basel-III.aspx
Published: July 25, 2013
Source from (The Sun Daily): http://www.thesundaily.my/news/779415
Published: July 25, 2013
He said with Basel III, banks needed to have more capital and more liquidity and these will increase costs.
"The discussion now is on the impact of the additional costs and whether they should be absorbed by the banks or pass on to the customers.
"From Maybank's perspective, we want to make sure that we continue to be able to lend to SMEs and be able to ensure that the flow of capital or credits to some of this market are still there," he told reporters on the sidelines of the ASLI Banking Summit 2013 here today.
Lee said due to the stringent requirement under the Basel III, some of the businesses may move their sourcing of credit to unregulated and opaque segment of the financial banking.
"This is where the shadow banking comes from because the regulated banks might be affected by the Basel III requirement, so they may not want to lend to a particular sector.
"But that sector still wants to borrow money. It cannot borrow from regulated banks so it might be going to unregulated institutions," he said.
However, Lee said, Malaysian banking sectors will still be healthy because most of the banks will have already complied with the requirement of Basel III, even before Bank Negara Malaysia introduced the Basel III requirements.
"Malaysia banks always had a healthy capital and the introduction of Basel III wasn't really going to be a significant impact on the local banks," he said.
Basel III is a global regulatory standard imposed by the Basel Committee on Banking Supervision which requires banks to hold an increased 4.5 per cent of common equity and 6 per cent of Tier-1 capital of risk-weighted assets.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965798
Published: July 25, 2013
Source from (The Star Online): http://www.thestar.com.my/Business/Business-News/2013/07/25/SME-financing-to-get-costlier-under-Basel-III.aspx
Published: July 25, 2013
Source from (The Sun Daily): http://www.thesundaily.my/news/779415
Published: July 25, 2013
He said with Basel III, banks needed to have more capital and more liquidity and these will increase costs.
"The discussion now is on the impact of the additional costs and whether they should be absorbed by the banks or pass on to the customers.
"From Maybank's perspective, we want to make sure that we continue to be able to lend to SMEs and be able to ensure that the flow of capital or credits to some of this market are still there," he told reporters on the sidelines of the ASLI Banking Summit 2013 here today.
Lee said due to the stringent requirement under the Basel III, some of the businesses may move their sourcing of credit to unregulated and opaque segment of the financial banking.
"This is where the shadow banking comes from because the regulated banks might be affected by the Basel III requirement, so they may not want to lend to a particular sector.
"But that sector still wants to borrow money. It cannot borrow from regulated banks so it might be going to unregulated institutions," he said.
However, Lee said, Malaysian banking sectors will still be healthy because most of the banks will have already complied with the requirement of Basel III, even before Bank Negara Malaysia introduced the Basel III requirements.
"Malaysia banks always had a healthy capital and the introduction of Basel III wasn't really going to be a significant impact on the local banks," he said.
Basel III is a global regulatory standard imposed by the Basel Committee on Banking Supervision which requires banks to hold an increased 4.5 per cent of common equity and 6 per cent of Tier-1 capital of risk-weighted assets.
-- BERNAMA
Basel III beri kesan pada PKS
KUALA LUMPUR, 24 Julai (Bernama) -- Pembiayaan perusahaan kecil dan
sederhana (PKS) akan menjadi lebih mahal dan sukar untuk diperoleh
dengan pelaksanaan Basel III, kata Ketua Pegawai Risiko Maybank Group,
Dr John Lee.
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Korporat/20130725/ko_01/Basel-III-beri-kesan-pada-PKS
Published: July 25, 2013
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=965821
Published: July 25, 2013
Beliau berkata dengan Basel III, bank-bank perlu mempunyai lebih banyak modal dan lebih kecairan dan ini akan meningkatkan kos.
"Perbincangan kini ialah mengenai kesan kos tambahan berkenaan dan sama ada ia seharusnya diserapkan oleh bank ataupun menyalurkannya kepada pengguna.
"Daripada perspektif Maybank, kami mahu pastikan yang kami akan terus mampu memberikan pinjaman kepada PKS dan memastikan aliran modal dan kredit ke beberapa pasaran ini masih ada," kata beliau kepada pemberita di luar acara Persidangan Perbankan ASLI 2013 di sini Rabu.
Lee berkata berikutan keperluan ketat di bawah Basel III, beberapa perniagaan mungkin mengalihkan sumber kredit mereka kepada segmen yang tidak terkawal perbankan kewangan.
"Inilah di mana sumber-sumber pembiayaan lain muncul kerana bank-bank terkawal mungkin terjejas oleh keperluan atau syarat Basel III, jadi mereka tidak mahu memberikan pinjaman kepada sektor tertentu.
"Tetapi sektor berkenaan masih mahu meminjam wang. Ia tidak boleh pinjam dari bank-bank berperaturan, jadi, mereka akan pergi ke institusi tidak terkawal," kata beliau.
Bagaimanapun, Lee berkata yang sektor perbankan Malaysia masih lagi sihat kerana kebanyakan bank telahpun tersedia patuh dengan syarat Basel III, walaupun sebelum Bank Negara Malaysia memperkenalkan keperluan Basel III.
"Bank-bank Malaysia sentiasa mempunyai modal yang sihat dan pengenalan Basel III tidak akan memberi impak signifikan kepada bank-bank tempatan," kata beliau.
Basel III merupakan standard kawal atur global yang dilaksanakan oleh Jawatankuasa Basel ke atas Penyeliaan Perbankan yang mengehendaki bank-bank mengadakan kenaikan 4.5 peratus daripada ekuiti biasa dan enam peratus daripada aset modal berwajaran risiko Tier-1.
-- BERNAMA
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Korporat/20130725/ko_01/Basel-III-beri-kesan-pada-PKS
Published: July 25, 2013
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=965821
Published: July 25, 2013
Beliau berkata dengan Basel III, bank-bank perlu mempunyai lebih banyak modal dan lebih kecairan dan ini akan meningkatkan kos.
"Perbincangan kini ialah mengenai kesan kos tambahan berkenaan dan sama ada ia seharusnya diserapkan oleh bank ataupun menyalurkannya kepada pengguna.
"Daripada perspektif Maybank, kami mahu pastikan yang kami akan terus mampu memberikan pinjaman kepada PKS dan memastikan aliran modal dan kredit ke beberapa pasaran ini masih ada," kata beliau kepada pemberita di luar acara Persidangan Perbankan ASLI 2013 di sini Rabu.
Lee berkata berikutan keperluan ketat di bawah Basel III, beberapa perniagaan mungkin mengalihkan sumber kredit mereka kepada segmen yang tidak terkawal perbankan kewangan.
"Inilah di mana sumber-sumber pembiayaan lain muncul kerana bank-bank terkawal mungkin terjejas oleh keperluan atau syarat Basel III, jadi mereka tidak mahu memberikan pinjaman kepada sektor tertentu.
"Tetapi sektor berkenaan masih mahu meminjam wang. Ia tidak boleh pinjam dari bank-bank berperaturan, jadi, mereka akan pergi ke institusi tidak terkawal," kata beliau.
Bagaimanapun, Lee berkata yang sektor perbankan Malaysia masih lagi sihat kerana kebanyakan bank telahpun tersedia patuh dengan syarat Basel III, walaupun sebelum Bank Negara Malaysia memperkenalkan keperluan Basel III.
"Bank-bank Malaysia sentiasa mempunyai modal yang sihat dan pengenalan Basel III tidak akan memberi impak signifikan kepada bank-bank tempatan," kata beliau.
Basel III merupakan standard kawal atur global yang dilaksanakan oleh Jawatankuasa Basel ke atas Penyeliaan Perbankan yang mengehendaki bank-bank mengadakan kenaikan 4.5 peratus daripada ekuiti biasa dan enam peratus daripada aset modal berwajaran risiko Tier-1.
-- BERNAMA
Wednesday, July 24, 2013
Only Projects Above RM1 Billion Should Be Awarded To Foreign Contractors, Says NGOs Associations
KUALA LUMPUR, July 23 (Bernama) -- The Group of NGOs Associations of
Malay Construction Cluster says the involvement of foreign contractors
should be considered only for contracts worth more than RM1 billion.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965499
Published: July 23, 2013
"The participation of foreign contractors in projects below RM1 billion will affect local contractors, suppliers, manufacturers and construction professional groups for small and medium enterprises.
"They will have a slim chance if even small-scale projects are grabbed by foreign contractor companies," President Mohsen Hasbollah told a media conference today.
Mohsen also expressed the association's concern over the ongoing Trans-Pacific Partnership Agreement (TPPA) negotiations being held in Kota Kinabalu currently, urging Malaysia to withdraw from the talks immediately.
"If Malaysia signs the agreement, local contractors will be adversely affected if contractors from advanced nations are allowed to freely compete for construction contracts without any restrictions.
"When contractors bid for consruction projects involving SMEs, it will shut the doors for local contractors to earn a living and open up business access to foreign companies," he said.
Mohsen said that only foreign contractors engaged in big projects in Malaysia that could provide exposure to new construction technology be allowed to enter the Malaysian market.
"We want local contractors to identify the advancement in building and construction technologies introduced by their foreign counterparts and apply them in Malaysia," he added.
Among countries involved in the TPPA negotiations are the United States, Singapore, Canada and New Zealand.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965499
Published: July 23, 2013
"The participation of foreign contractors in projects below RM1 billion will affect local contractors, suppliers, manufacturers and construction professional groups for small and medium enterprises.
"They will have a slim chance if even small-scale projects are grabbed by foreign contractor companies," President Mohsen Hasbollah told a media conference today.
Mohsen also expressed the association's concern over the ongoing Trans-Pacific Partnership Agreement (TPPA) negotiations being held in Kota Kinabalu currently, urging Malaysia to withdraw from the talks immediately.
"If Malaysia signs the agreement, local contractors will be adversely affected if contractors from advanced nations are allowed to freely compete for construction contracts without any restrictions.
"When contractors bid for consruction projects involving SMEs, it will shut the doors for local contractors to earn a living and open up business access to foreign companies," he said.
Mohsen said that only foreign contractors engaged in big projects in Malaysia that could provide exposure to new construction technology be allowed to enter the Malaysian market.
"We want local contractors to identify the advancement in building and construction technologies introduced by their foreign counterparts and apply them in Malaysia," he added.
Among countries involved in the TPPA negotiations are the United States, Singapore, Canada and New Zealand.
-- BERNAMA
Persatuan Ngo Mahu Hanya Kontraktor Projek Besar Dibenar Memasuki Malaysia
KUALA LUMPUR, 23 Julai (Bernama) -- Gabungan Persatuan NGO-NGO Kluster
Pembinaan Melayu mencadangkan kontraktor asing hanya dipertimbang untuk
projek pembinaan bernilai RM1 bilion ke atas.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=965472
Published: July 23, 2013
"Penglibatan syarikat asing dalam projek bernilai bawah RM1 bilion akan menjejaskan kontraktor, pembekal, pengilang dan kumpulan profesional pembinaan bagi perusahaan kecil dan sederhana (PKS).
"Peluang mereka akan menjadi tipis apabila projek yang berskala kecil turut direbut kontraktor asing," kata Presidennya Mohsen Hasbollah pada sidang akhbar Selasa.
Mohsen menyuarakan kebimbangan gabungan itu terhadap Perjanjian Perkongsian Trans Pasifik (TPPA), yang didakwa boleh menjejaskan kontraktor tempatan sekiranya kontraktor dari negara maju dibenarkan bersaing untuk kontrak pembinaan secara bebas dan tanpa sebarang sekatan.
Katanya apabila berlaku perebutan projek pembinaan yang melibatkan PKS, ia akan menutup pintu rezeki syarikat tempatan dan membuka akses perniagaan kepada entiti asing.
Beliau turut mencadangkan supaya kontraktor asing hanya terlibat dalam projek besar di Malaysia, yang dapat memberi pembaharuan serta pendedahan baharu dalam bidang pembinaan, dari segi teknologi, dibenarkan memasuki pasaran Malaysia.
"Kita mahu kontraktor-kontraktor tanah air mengenal pasti kemajuan teknologi yang diperkenalkan syarikat luar negara serta mengaplikasikan dalam projek mereka di sini," katanya.
Antara negara yang terlibat dalam rundingan TPPA ialah Amerika Syarikat, Singapura, Kanada dan New Zealand.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=965472
Published: July 23, 2013
"Penglibatan syarikat asing dalam projek bernilai bawah RM1 bilion akan menjejaskan kontraktor, pembekal, pengilang dan kumpulan profesional pembinaan bagi perusahaan kecil dan sederhana (PKS).
"Peluang mereka akan menjadi tipis apabila projek yang berskala kecil turut direbut kontraktor asing," kata Presidennya Mohsen Hasbollah pada sidang akhbar Selasa.
Mohsen menyuarakan kebimbangan gabungan itu terhadap Perjanjian Perkongsian Trans Pasifik (TPPA), yang didakwa boleh menjejaskan kontraktor tempatan sekiranya kontraktor dari negara maju dibenarkan bersaing untuk kontrak pembinaan secara bebas dan tanpa sebarang sekatan.
Katanya apabila berlaku perebutan projek pembinaan yang melibatkan PKS, ia akan menutup pintu rezeki syarikat tempatan dan membuka akses perniagaan kepada entiti asing.
Beliau turut mencadangkan supaya kontraktor asing hanya terlibat dalam projek besar di Malaysia, yang dapat memberi pembaharuan serta pendedahan baharu dalam bidang pembinaan, dari segi teknologi, dibenarkan memasuki pasaran Malaysia.
"Kita mahu kontraktor-kontraktor tanah air mengenal pasti kemajuan teknologi yang diperkenalkan syarikat luar negara serta mengaplikasikan dalam projek mereka di sini," katanya.
Antara negara yang terlibat dalam rundingan TPPA ialah Amerika Syarikat, Singapura, Kanada dan New Zealand.
-- BERNAMA
Tuesday, July 23, 2013
Malaysian Muslim Entrepreneurs Urged To Dominate Production Of Halal Products
MUAR, July 22 (Bernama) -- Malaysia's Muslim entrepreneurs can be
economic giants if capable of producing halal food and products to meet
the demands of the global Islamic community.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965124
Published: July 23, 2013
Deputy Minister of International Trade and Industry Datuk Hamim Samuri said this is because the halal food and products market was very large, at more than RM3 trillion, and is an excellent opportunity to be wrested by Muslim entrepreneurs in the country.
"Last year, Malaysia exported halal products worth RM35 billion, contributing four per cent to the country's gross domestic product.
"In this regard, I urge more Muslim entrepreneurs to step forward and become suppliers of halal products," he added.
Hamim said this in his speech at a ceremony to present Hari Raya assistance to 200 underpriviledged persons at the Parit Bunga Mosque, Ledang, here Sunday night.
The event was organised by the Halal Development Corporation Malaysia (HDC).
Also present was its chief executive officer, Datuk Seri Jamil Bidin.
Hamim said at present, various initiatives were being undertaken to enhance the production of halal products to cover food, cosmetic products and others, needed by the global Muslim community.
He said entrepreneurs in the country were fortunate as Malaysia was one of the few countries in the world which issued halal certifications recognised by all Islamic countries.
"We are the only country to issue the halal certification, while in others, it is done by non-governmental organisations such as mosque committees and localised bodies representing the Muslim community," he added.
According to Hamim, the issuance of the certificates was not simply done, but needed to follow set rules, including from the aspect of cleanliness and the hukum syarak.
Also the Member of Parliament for Ledang, he expressed disappointment with the lukewarm response from the community in the area, towards the recent halal seminar organised by several zones.
"We will however, continue to work towards bringing change to the community, especially for the Muslims in the Ledang parliamentary constituency, to improve their socio-economic standing.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965124
Published: July 23, 2013
Deputy Minister of International Trade and Industry Datuk Hamim Samuri said this is because the halal food and products market was very large, at more than RM3 trillion, and is an excellent opportunity to be wrested by Muslim entrepreneurs in the country.
"Last year, Malaysia exported halal products worth RM35 billion, contributing four per cent to the country's gross domestic product.
"In this regard, I urge more Muslim entrepreneurs to step forward and become suppliers of halal products," he added.
Hamim said this in his speech at a ceremony to present Hari Raya assistance to 200 underpriviledged persons at the Parit Bunga Mosque, Ledang, here Sunday night.
The event was organised by the Halal Development Corporation Malaysia (HDC).
Also present was its chief executive officer, Datuk Seri Jamil Bidin.
Hamim said at present, various initiatives were being undertaken to enhance the production of halal products to cover food, cosmetic products and others, needed by the global Muslim community.
He said entrepreneurs in the country were fortunate as Malaysia was one of the few countries in the world which issued halal certifications recognised by all Islamic countries.
"We are the only country to issue the halal certification, while in others, it is done by non-governmental organisations such as mosque committees and localised bodies representing the Muslim community," he added.
According to Hamim, the issuance of the certificates was not simply done, but needed to follow set rules, including from the aspect of cleanliness and the hukum syarak.
Also the Member of Parliament for Ledang, he expressed disappointment with the lukewarm response from the community in the area, towards the recent halal seminar organised by several zones.
"We will however, continue to work towards bringing change to the community, especially for the Muslims in the Ledang parliamentary constituency, to improve their socio-economic standing.
-- BERNAMA
Usahawan Islam Mampu Jadi Gergasi Ekonomi Jika Kuasai Pengeluaran Produk Halal
MUAR, 22 Julai (Bernama) -- Usahawan Islam negara ini mampu menjadi
kuasa gergasi ekonomi dunia jika mereka berkeupayaan mengeluarkan
makanan dan produk halal yang boleh menampung keperluan umat Islam di
peringkat global.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=965114
Published: July 23, 2013
Timbalan Menteri Perdagangan Antarabangsa dan Industri Datuk Ir Hamim Samuri berkata pasaran makanan dan produk halal dunia begitu besar, melebihi RM3 trilion yang membuka peluang besar untuk direbut usahawan Islam di negara ini.
"Tahun lepas Malaysia mengeksport produk halal bernilai RM35 bilion, menyumbang empat peratus kepada pendapatan keluaran dalam negara (KDNK). Oleh itu saya menyeru lebih ramai usahawan Islam menjadi pembekal kepada produk halal," katanya.
Beliau berkata demikian pada majlis penyampaian bantuan Hari Raya kepada 200 orang golongan tidak bernasib baik, di masjid Parit Bunga, Ledang di sini petang semalam anjuran Perbadanan Kemajuan Halal Malaysia (HDC).
Turut hadir, Ketua Pegawai Eksekutif HDC Datuk Seri Jamil Bidin.
Hamim berkata pelbagai usaha sedang dilakukan untuk meningkatkan pengeluaran produk halal, yang antara lain, meliputi makanan dan barangan kosmetik, untuk umat Islam di seluruh dunia.
Usahawan di negara ini, katanya, bernasib baik memandangkan Malaysia merupakan satu-satunya negara di dunia yang mengeluarkan sijil halal yang diiktiraf oleh negara Islam yang lain.
"Kita satu-satunya negara yang mengeluarkan sijil halal, di negara lain, sijil halal dikeluarkan oleh badan-badan bukan kerajaan seperti jawatankuasa masjid dan badan yang mewakili umat Islam setempat," katanya.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=965114
Published: July 23, 2013
Timbalan Menteri Perdagangan Antarabangsa dan Industri Datuk Ir Hamim Samuri berkata pasaran makanan dan produk halal dunia begitu besar, melebihi RM3 trilion yang membuka peluang besar untuk direbut usahawan Islam di negara ini.
"Tahun lepas Malaysia mengeksport produk halal bernilai RM35 bilion, menyumbang empat peratus kepada pendapatan keluaran dalam negara (KDNK). Oleh itu saya menyeru lebih ramai usahawan Islam menjadi pembekal kepada produk halal," katanya.
Beliau berkata demikian pada majlis penyampaian bantuan Hari Raya kepada 200 orang golongan tidak bernasib baik, di masjid Parit Bunga, Ledang di sini petang semalam anjuran Perbadanan Kemajuan Halal Malaysia (HDC).
Turut hadir, Ketua Pegawai Eksekutif HDC Datuk Seri Jamil Bidin.
Hamim berkata pelbagai usaha sedang dilakukan untuk meningkatkan pengeluaran produk halal, yang antara lain, meliputi makanan dan barangan kosmetik, untuk umat Islam di seluruh dunia.
Usahawan di negara ini, katanya, bernasib baik memandangkan Malaysia merupakan satu-satunya negara di dunia yang mengeluarkan sijil halal yang diiktiraf oleh negara Islam yang lain.
"Kita satu-satunya negara yang mengeluarkan sijil halal, di negara lain, sijil halal dikeluarkan oleh badan-badan bukan kerajaan seperti jawatankuasa masjid dan badan yang mewakili umat Islam setempat," katanya.
-- BERNAMA
YPU To Introduce T'Blanz Products
KUALA TERENGGANU, July 22 (Bernama) -- The Terengganu Entrepreneur
Development Foundation (YPU) is set to introduce a new range of products
soon to add to its existing T'Shop, T'Lekor, T'Kafe and T'kraf brands.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965182
Published: July 23, 2013
The T'Blanz products will be initially offered at four Mr Burger outlets in Paka Dungun, Permint Jaya, TTC here and in Kuantan, Pahang, YPU Chief Executive Officer Azmi Razik told Bernama here Monday.
T'Blanz will be managed by Dungun-based Gemilang International Holding Sdn Bhd, with YPU acting as facilitator for interested entrepreneurs, who will need a capital of RM1,500 to RM5,000 to open either a static or mobile kiosk, Azmi said, adding roadshows will be held statewide to promote the business opportunities provided by T'Blanz.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=965182
Published: July 23, 2013
The T'Blanz products will be initially offered at four Mr Burger outlets in Paka Dungun, Permint Jaya, TTC here and in Kuantan, Pahang, YPU Chief Executive Officer Azmi Razik told Bernama here Monday.
T'Blanz will be managed by Dungun-based Gemilang International Holding Sdn Bhd, with YPU acting as facilitator for interested entrepreneurs, who will need a capital of RM1,500 to RM5,000 to open either a static or mobile kiosk, Azmi said, adding roadshows will be held statewide to promote the business opportunities provided by T'Blanz.
-- BERNAMA
Monday, July 22, 2013
2014 tahun pengkomersialan produk
Melaka: Tahun 2014 akan diisytiharkan sebagai tahun pengkomersialan produk inovasi dalam pelbagai bidang untuk dipasarkan di peringkat global, kata Timbalan Menteri Sains, Teknologi dan Inovasi (MOSTI) Datuk Dr Abu Bakar Mohd Diah.
Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/2014tahunpengkomersialanproduk/Article/index_html
Published: July 22, 2013
Menurut beliau, pengisytiharan itu adalah langkah serius MOSTI untuk memastikan produk yang dihasilkan menerusi inovasi tidak terbiar tanpa sebarang langkah proaktif.
“Kita akan memberi tumpuan kepada pengkomersialan produk yang pernah memenangi pelbagai anugerah emas dan dipatenkan sepanjang tahun ini selain yang belum memasuki pasaran di peringkat tempatan serta antarabangsa.
“Sebanyak 360 produk disasarkan untuk dikenal pasti termasuk
teknologi bioperubatan dan bioteknologi yang perlu diberi perhatian bagi
memastikan inovasi terhasil bakal memberi pulangan lumayan kepada
ekonomi penduduk dan negara,” katanya.
Beliau berkata demikian selepas meraikan majlis berbuka puasa bersama 50 anak yatim anjuran Gerakan Belia 4B Cawangan Batang Tiga Timur dengan kerjasama Majlis Agama Islam Melaka (MAIM) di Masjid Kampung Batang Tiga di sini, petang kelmarin.
Abu Bakar berkata, beberapa produk itu perlu terlebih dulu dikomersialkan usahawan dan memasuki pasaran tempatan bagi menguji piawaiannya sebelum memasuki pasaran lebih besar seperti peringkat global.
“Kerjasama pintar antara pengusaha bersama agensi kerajaan dan swasta selain pasar raya juga antara langkah efektif dalam memastikan penghasilannya berada di tahap produktif serta memiliki nilai komersil global.
“Ia merangkumi tempoh percubaan produk selama dua tahun yang dikira mencukupi sebelum dipasarkan,” katanya.
Kata beliau, pihaknya tidak mahu produk yang tidak diuji dari aspek komersial kerana bimbang ia tidak mendapat sambutan.
Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/2014tahunpengkomersialanproduk/Article/index_html
Published: July 22, 2013
Menurut beliau, pengisytiharan itu adalah langkah serius MOSTI untuk memastikan produk yang dihasilkan menerusi inovasi tidak terbiar tanpa sebarang langkah proaktif.
“Kita akan memberi tumpuan kepada pengkomersialan produk yang pernah memenangi pelbagai anugerah emas dan dipatenkan sepanjang tahun ini selain yang belum memasuki pasaran di peringkat tempatan serta antarabangsa.
Beliau berkata demikian selepas meraikan majlis berbuka puasa bersama 50 anak yatim anjuran Gerakan Belia 4B Cawangan Batang Tiga Timur dengan kerjasama Majlis Agama Islam Melaka (MAIM) di Masjid Kampung Batang Tiga di sini, petang kelmarin.
Abu Bakar berkata, beberapa produk itu perlu terlebih dulu dikomersialkan usahawan dan memasuki pasaran tempatan bagi menguji piawaiannya sebelum memasuki pasaran lebih besar seperti peringkat global.
“Kerjasama pintar antara pengusaha bersama agensi kerajaan dan swasta selain pasar raya juga antara langkah efektif dalam memastikan penghasilannya berada di tahap produktif serta memiliki nilai komersil global.
“Ia merangkumi tempoh percubaan produk selama dua tahun yang dikira mencukupi sebelum dipasarkan,” katanya.
Kata beliau, pihaknya tidak mahu produk yang tidak diuji dari aspek komersial kerana bimbang ia tidak mendapat sambutan.
Usahawan online
Semakin ramai individu mula memilih untuk berniaga dalam talian dan ada antara mereka menikmati pendapatan mencecah puluhan ribu setiap bulan.
Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/2013072203274620130722032746/Article/index_html
Published: July 22, 2013
Semua orang berpotensi menjalankan perniagaan seumpama itu dan boleh menawarkan pelbagai produk sama ada secara fizikal, digital atau perkhidmatan.
Peluang meneroka bidang ini juga semakin banyak kerana perkembangan penggunaan Internet di Malaysia terus mencatatkan peningkatan.
Menurut Suruhanjaya Komunikasi dan Multimedia Malaysia (SKMM),
statistik pengguna Internet pada 2011 menunjukkan terdapat hampir 17
juta pengguna di negara ini. Laman sembang sosial seperti Facebook
pula mencapai lebih 13 juta pengguna dengan purata individu menghabiskan
masa melayari Facebook 22.3 jam seminggu. Ini kerana, ketika ini
Facebook platform berkesan dalam menyampaikan maklumat seperti produk
terkini yang disampaikan melalui rakan sama minat yang menjadikan
penyampaian maklumat itu dapat dilakukan dengan lebih cepat dan tepat
dengan sasaran. Ia juga menunjukkan aktiviti penjualan dan pembelian
melalui Internet turut meningkat secara mendadak dengan sektor Internet
pada 2010 menyumbang 4.1 peratus berbanding negara maju lain dengan
kadar purata 3.4 peratus. Dalam ekonomi digital kini, kita patut
merebut peluang dalam perkembangan sektor Internet ini terutama dalam
sektor e-dagang. Antara faktor yang menjadikan sektor ini mudah
dimulakan antaranya kerana kos permulaan perniagaan lebih rendah,
pemasaran lebih meluas dengan sasaran pengguna lebih spesifik,
pengurusan perniagaan automatik dalam hubungan pelanggan dan kos
pemasaran jauh lebih murah berbanding pemasaran konvensional.
Dalam pemerhatian dan kajian Persatuan Usahawan Internet Malaysia (PUIM), antara halangan utama kebanyakan orang ramai untuk mula menjual di Internet ialah seperti takutkan persaingan, tidak tahu produk apa hendak dijual, takut ditipu pembeli dan penjual lain serta tidak tahu menjual melalui Internet termasuk dari segi teknik dan strategi. Terdapat beberapa langkah yang boleh dipertimbangkan untuk mengatasi masalah ini iaitu dengan belajar daripada mereka yang sudah melaluinya. Disebabkan permulaan, maka banyak perkara yang kita tidak tahu dan tidak pernah hadapi sebelum ini. Langkah pertama yang perlu dilakukan adalah belajar.
Namun, kita perlu mengambil langkah untuk belajar daripada mereka yang terbabit dalam bidang sama dengan teknik dan sistem yang terbukti berkesan. Melalui cara ini, anda boleh mempercepatkan proses pembelajaran anda dan mengurangkan kos kewangan atau masa. Jika anda mempunyai duit simpanan untuk belajar, ia membolehkan anda mencapai kemajuan dengan lebih cepat namun, jika berdepan isu kewangan, maka belajar melalui pengalaman sendiri adalah cara terbaik. Selain itu, anda perlu mencari kumpulan rakan yang memiliki minat dan fikiran sama seperti anda. Kumpulan ini akan menyuntik semangat anda jika ada yang berjaya mencapai satu tahap yang baik. Sebagai contoh, sekiranya anda berjaya membuat jualan, mereka akan memberikan suntikan motivasi dan kepercayaan kepada apa yang anda buat. Kumpulan ini juga penting kerana anasir negatif di luar sana mungkin boleh menggugat keyakinan anda untuk meneruskan apa yang ada mulakan. Sudah tentu ramai tidak menyokong atau tidak faham apa yang anda buat. Namun, dengan sokongan daripada kumpulan ini, anda pasti boleh meneruskan usaha sehingga mencapai kejayaan besar. Antara medium yang sering menjadi pilihan usahawan melalui forum di Wangcyber.com, mengikuti perkembangan di Facebook PUIM serta menjadi ahli persatuan akan membantu anda berada dalam kumpulan yang betul.
Selain berada dalam kumpulan yang betul, usahawan juga perlu melalui proses buat dan baiki.
Langkah paling penting adalah buat, buat dan buat. Anda mestilah buat apa yang anda pelajari dari buku, rakan, seminar atau ekspo yang anda hadiri. Cara ini akan memberikan lebih kemajuan berbanding biasa. Apabila anda buat, anda lebih faham berbanding anda membaca dan akan buat kemudian. Sudah pasti, apabila anda buat kali pertama, anda tidak terus mendapat apa yang anda mahu sepenuhnya, tetapi itu langkah pertama yang baik kerana anda akan baiki untuk tindakan selanjutnya. Secara keseluruhan, saya ingin tegaskan peluang berniaga di Internet ini sangat besar.
Cuba perhatikan sekeliling anda dan anda akan lihat pelbagai jenama perniagaan muncul di Internet. Malah, anda sendiri mungkin semakin kerap membeli secara dalam talian.
Penulis Presiden Persatuan Usahawan Internet Malaysia (PUIM)
Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/2013072203274620130722032746/Article/index_html
Published: July 22, 2013
Semua orang berpotensi menjalankan perniagaan seumpama itu dan boleh menawarkan pelbagai produk sama ada secara fizikal, digital atau perkhidmatan.
Peluang meneroka bidang ini juga semakin banyak kerana perkembangan penggunaan Internet di Malaysia terus mencatatkan peningkatan.
Dalam pemerhatian dan kajian Persatuan Usahawan Internet Malaysia (PUIM), antara halangan utama kebanyakan orang ramai untuk mula menjual di Internet ialah seperti takutkan persaingan, tidak tahu produk apa hendak dijual, takut ditipu pembeli dan penjual lain serta tidak tahu menjual melalui Internet termasuk dari segi teknik dan strategi. Terdapat beberapa langkah yang boleh dipertimbangkan untuk mengatasi masalah ini iaitu dengan belajar daripada mereka yang sudah melaluinya. Disebabkan permulaan, maka banyak perkara yang kita tidak tahu dan tidak pernah hadapi sebelum ini. Langkah pertama yang perlu dilakukan adalah belajar.
Namun, kita perlu mengambil langkah untuk belajar daripada mereka yang terbabit dalam bidang sama dengan teknik dan sistem yang terbukti berkesan. Melalui cara ini, anda boleh mempercepatkan proses pembelajaran anda dan mengurangkan kos kewangan atau masa. Jika anda mempunyai duit simpanan untuk belajar, ia membolehkan anda mencapai kemajuan dengan lebih cepat namun, jika berdepan isu kewangan, maka belajar melalui pengalaman sendiri adalah cara terbaik. Selain itu, anda perlu mencari kumpulan rakan yang memiliki minat dan fikiran sama seperti anda. Kumpulan ini akan menyuntik semangat anda jika ada yang berjaya mencapai satu tahap yang baik. Sebagai contoh, sekiranya anda berjaya membuat jualan, mereka akan memberikan suntikan motivasi dan kepercayaan kepada apa yang anda buat. Kumpulan ini juga penting kerana anasir negatif di luar sana mungkin boleh menggugat keyakinan anda untuk meneruskan apa yang ada mulakan. Sudah tentu ramai tidak menyokong atau tidak faham apa yang anda buat. Namun, dengan sokongan daripada kumpulan ini, anda pasti boleh meneruskan usaha sehingga mencapai kejayaan besar. Antara medium yang sering menjadi pilihan usahawan melalui forum di Wangcyber.com, mengikuti perkembangan di Facebook PUIM serta menjadi ahli persatuan akan membantu anda berada dalam kumpulan yang betul.
Selain berada dalam kumpulan yang betul, usahawan juga perlu melalui proses buat dan baiki.
Langkah paling penting adalah buat, buat dan buat. Anda mestilah buat apa yang anda pelajari dari buku, rakan, seminar atau ekspo yang anda hadiri. Cara ini akan memberikan lebih kemajuan berbanding biasa. Apabila anda buat, anda lebih faham berbanding anda membaca dan akan buat kemudian. Sudah pasti, apabila anda buat kali pertama, anda tidak terus mendapat apa yang anda mahu sepenuhnya, tetapi itu langkah pertama yang baik kerana anda akan baiki untuk tindakan selanjutnya. Secara keseluruhan, saya ingin tegaskan peluang berniaga di Internet ini sangat besar.
Cuba perhatikan sekeliling anda dan anda akan lihat pelbagai jenama perniagaan muncul di Internet. Malah, anda sendiri mungkin semakin kerap membeli secara dalam talian.
Penulis Presiden Persatuan Usahawan Internet Malaysia (PUIM)
Ramadan is a bumper month for makers of traditional treats
IN THE past, traditional Malay cookies would only be served during Hari Raya. Over time, the scene changed and these cookies are now available at retail outlets and hypermarkets for daily consumption.
Source from (The Star Online): http://www.thestar.com.my/Business/SME/2013/07/22/The-taste-of-Raya-in-the-air-Ramadan-is-a-bumper-month-for-makers-of-traditional-treats.aspx
Published: July 22, 2013
Noraini believes in being hands-on in her business.
Noraini Ahmad, 57, started making traditional kuih-muih in her little kitchen in Desa Jaya, Kepong soon after she resigned from her job as an accounts clerk with British American Insurance.
“The decision to resign came about after I had my third child and since I was already into a multi-level marketing business and making a reasonable income from it, I thought why not,” said Noraini, adding that she had keen business acumen since she was in primary school.
“My father was very conservative and protective of me as I was the only girl in the family.
“While my brothers were sent abroad to further their education, my father was just content with me finishing my Malaysian Certificate of Education,” said Noraini, who started selling kuih lapis, bingka ubi, kuih koci and kuih talam at her husband’s workplace before she met a chef from the PJ Hilton.
“The chef liked my kuih so much that he offered a contract to buy kuih from me.
“I had to produce 200 pieces of five types of kuih on the first day,” said Noraini, who was overwhelmed with the order and decided to network the business and contract it out to other housewives.
Pouring it in: Fauziah of Kiosk Ole-Ole pouring gula Melaka into the dodol mix.
For Noraini, networking is crucial in order for her business to flourish.
“One must not think that they can do everything on their own, especially where business is concerned,” said the gutsy lady, who founded her company Noraini Enterprise at the age of 28.
As the volume grew bigger, from 4,000 pieces to 10,000 pieces of kuih a day, Noraini, who supplied the delicacies to 14 major hotels in Selangor and Kuala Lumpur for 14 years said she became very tired after some time.
“It was difficult to cope with the growing volume and keeping good staff.
“Not only that, I saw myself neglecting my children at home,” said Noraini, who then decided that it was time for a change in her products, as kuih were perishable items.
Noraini wanted to supply Raya cookies instead.
Being well versed with Raya cookies and cakes because she used to give baking lessons to some older ladies in her teenage days, Noraini applied successfully to become the supplier of cookies for Jaya Jusco in Taman Tun Dr Ismail in the late 1980s.
“I applied similar business techniques that is networking for this as well.
“My first Raya, sales hit RM20,000,” said Noraini, who then supplied cookies to Uda Ocean and later Giant in USJ.
It was during this time when she changed her company name to Noraini Enterprise Sdn Bhd.
Currently, Noraini supplies Raya cookies to Giant, Uda Ocean, Pasaraya OTK, Tesco, Carrefour and Aeon Big, among others.
As business is about staying competitive and being innovative, Noraini’s sons took the lead in setting up a factory in Jalan Suria, Shah Alam and rebranding the company as Noraini Cookies Worldwide Sdn Bhd.
“Initially, we occupied one lot with floor space of 2,100sq ft, but realised that we needed more for storage and manufacturing. This eventually led to occupying another four lots and we incurred RM10,000 a month in rent,” said Noraini, adding that as business expanded, the desire to own a factory came to mind.
This materialised in 2008 when the company bought four lots for RM1.5mil, with floor space of 12,000sq ft in Jalan Marikh, Shah Alam.
An additional RM900,000 was pumped in for renovations just to expand another 4,000sq ft.
Currently nine years old, the company’s turnover hit RM2.3mil last year.
“The company has been experiencing a fall in revenue for the last few years and this was due to country’s economic crisis and the fact that we did not come up with new products to be competitive in the market,” she said, adding that the company is expecting a 20% growth this year, as new products have been introduced.
Last year’s Ramadan, the company produced 5.2 milliom cookies for both local and overseas market.
This year, Noraini’s production has topped 5.6 million cookies for Ramadan alone.
The company spent RM137,000 this year in research and development, which also included the purchase of new equipment and introducing new ranges of products like instant porridge, noodles and white coffee.
The company’s products are currently available in Indonesia, Cambodia, the Solomon Island, Maldives, China, Brunei, South Korea and Hong Kong, among others.
The company has plans to penetrate the United States and Japan.
Meanwhile, apart from the above, Noraini’s also produces premixed items like instant Laksa Penang, Kari Ikan, Tom Yam and Sambal.
Being a small and medium enterprise, the company faces various challenges in the course of its operations.
“It is easier to penetrate the overseas market as they are receptive towards Malaysian products, but it is tough to compete with other reputable local manufacturers like Julie’s and Munchy’s,” said Noraini, adding that manpower is also one of its main challenges.
Where manufacturing Raya cookies is concerned, the company is also looking at investing in new machinery for mass production and innovating new packaging for products.
Noraini’s is well-known for its signature jam tarts, which have been in the market for the last 20 years.
The company is also popular for its Double Chocolate Chip Stripe, Chocolate Nestum, Ghee Biscuits, Rainbow Sugee, London Almond and Almond Fruity cookies, apart from its more common GoodKiss and Butter Cookies.
The company has three retail outlets in Kajang, Old Klang Road and Johor.
Noraini’s Cookies Worldwide Sdn Bhd is located at No. 21, Jalan Marikh U5/174, Bandar Pinggiran Subang, 40150 Shah Alam.
Gooey goodness
Originating from Malacca, dodol, a popular Malay traditional dessert available during Ramadan and Hari Raya, has evolved over time and is now sold at local stores and hypermarkets.
Halim Samsuddin, 34, who founded Fauziah Karim Sdn Bhd in 1991 ventured into the dodol business as he realised the delicacy’s uniqueness and wanted to commercialise it.
“My mother, who is now in her late 50s made dodol for Ramadan and Hari Raya and at times she would also take orders from friends and relatives to cater for weddings and other events,” said the Kuala Lumpur-born Halim, who was raised in Malacca.
“This delicacy has been since the Malacca’s sultanate era.
“From then on, the delicacy could only be found in villages, which explains why it is special,” Halim said, adding that the main ingredients required to make dodol include gula melaka, glutinous rice flour and fresh coconut milk.
Halim explained that another reason why the dodol is unique is because it takes seven hours to produce it when hand-made.
Over time, it has become so popular that people demand dodol for various occasions, giving rise to the need to produce it on a daily basis.
Occupying a floor space of 6,000sqft, Halim’s dodol factory is located in Jambatan Duyung Melaka and has existed for the last 10 years.
Halim dumped in RM300,000 to set up his little factory.
The company produces two tonnes of dodol every month, but during Ramadan, production hits three tonnes.
The company’s turnover for 2012 was RM625,000 and this year it is targeting RM700,000.
“Production has increased this Ramadan as more companies want dodol for their hampers and giveaways,” said Halim, adding that this has become a trend in the last few years.
In terms of pricing, Halim said without packaging, dodol would cost RM25 per kilogramme.
“Pricing is affected when there is an increase in price of the main ingredients,” he said, adding that the company now supplies the delicacy to Giant, Tesco, Aeon and Mydin, among others with an average cost of RM5 to RM6 for a 200g packet.
The company currently has six retail outlets known as Kiosk Ole-Ole Fauziah Karim in Perak, Kuala Lumpur and Malacca, and also exports dodol to Singapore and Brunei.
“People generally like the dodol that we produce because it is not too sweet and it is fresh,” said Halim, adding that the company strives to maintain product quality through the iuse of strict procedures.
On whether there is any difference in taste when it is produced using equipment in the factory, Halim explained that the recipe for dodol is standard and every batch uses the same amount of ingredients, which is part of the company’s standard practice.
In terms of R&D, Halim said the amount needed is minimal.
Staffing, on the other hand, has always been the main concern for the company.
“It is difficult to get manpower.
“The turnover is relatively high because not many want to work in the production line.
“People keep on changing jobs because they do not have the right attitude and are not committed at work,” said the young entrepreneur, whose workers are mostly single mothers and the disabled.
Source from (The Star Online): http://www.thestar.com.my/Business/SME/2013/07/22/The-taste-of-Raya-in-the-air-Ramadan-is-a-bumper-month-for-makers-of-traditional-treats.aspx
Published: July 22, 2013
Noraini believes in being hands-on in her business.
Noraini Ahmad, 57, started making traditional kuih-muih in her little kitchen in Desa Jaya, Kepong soon after she resigned from her job as an accounts clerk with British American Insurance.
“The decision to resign came about after I had my third child and since I was already into a multi-level marketing business and making a reasonable income from it, I thought why not,” said Noraini, adding that she had keen business acumen since she was in primary school.
“My father was very conservative and protective of me as I was the only girl in the family.
“While my brothers were sent abroad to further their education, my father was just content with me finishing my Malaysian Certificate of Education,” said Noraini, who started selling kuih lapis, bingka ubi, kuih koci and kuih talam at her husband’s workplace before she met a chef from the PJ Hilton.
“The chef liked my kuih so much that he offered a contract to buy kuih from me.
“I had to produce 200 pieces of five types of kuih on the first day,” said Noraini, who was overwhelmed with the order and decided to network the business and contract it out to other housewives.
Pouring it in: Fauziah of Kiosk Ole-Ole pouring gula Melaka into the dodol mix.
For Noraini, networking is crucial in order for her business to flourish.
“One must not think that they can do everything on their own, especially where business is concerned,” said the gutsy lady, who founded her company Noraini Enterprise at the age of 28.
As the volume grew bigger, from 4,000 pieces to 10,000 pieces of kuih a day, Noraini, who supplied the delicacies to 14 major hotels in Selangor and Kuala Lumpur for 14 years said she became very tired after some time.
“It was difficult to cope with the growing volume and keeping good staff.
“Not only that, I saw myself neglecting my children at home,” said Noraini, who then decided that it was time for a change in her products, as kuih were perishable items.
Noraini wanted to supply Raya cookies instead.
Being well versed with Raya cookies and cakes because she used to give baking lessons to some older ladies in her teenage days, Noraini applied successfully to become the supplier of cookies for Jaya Jusco in Taman Tun Dr Ismail in the late 1980s.
“I applied similar business techniques that is networking for this as well.
“My first Raya, sales hit RM20,000,” said Noraini, who then supplied cookies to Uda Ocean and later Giant in USJ.
It was during this time when she changed her company name to Noraini Enterprise Sdn Bhd.
Currently, Noraini supplies Raya cookies to Giant, Uda Ocean, Pasaraya OTK, Tesco, Carrefour and Aeon Big, among others.
As business is about staying competitive and being innovative, Noraini’s sons took the lead in setting up a factory in Jalan Suria, Shah Alam and rebranding the company as Noraini Cookies Worldwide Sdn Bhd.
“Initially, we occupied one lot with floor space of 2,100sq ft, but realised that we needed more for storage and manufacturing. This eventually led to occupying another four lots and we incurred RM10,000 a month in rent,” said Noraini, adding that as business expanded, the desire to own a factory came to mind.
This materialised in 2008 when the company bought four lots for RM1.5mil, with floor space of 12,000sq ft in Jalan Marikh, Shah Alam.
An additional RM900,000 was pumped in for renovations just to expand another 4,000sq ft.
Currently nine years old, the company’s turnover hit RM2.3mil last year.
“The company has been experiencing a fall in revenue for the last few years and this was due to country’s economic crisis and the fact that we did not come up with new products to be competitive in the market,” she said, adding that the company is expecting a 20% growth this year, as new products have been introduced.
Last year’s Ramadan, the company produced 5.2 milliom cookies for both local and overseas market.
This year, Noraini’s production has topped 5.6 million cookies for Ramadan alone.
The company spent RM137,000 this year in research and development, which also included the purchase of new equipment and introducing new ranges of products like instant porridge, noodles and white coffee.
The company’s products are currently available in Indonesia, Cambodia, the Solomon Island, Maldives, China, Brunei, South Korea and Hong Kong, among others.
The company has plans to penetrate the United States and Japan.
Meanwhile, apart from the above, Noraini’s also produces premixed items like instant Laksa Penang, Kari Ikan, Tom Yam and Sambal.
Being a small and medium enterprise, the company faces various challenges in the course of its operations.
“It is easier to penetrate the overseas market as they are receptive towards Malaysian products, but it is tough to compete with other reputable local manufacturers like Julie’s and Munchy’s,” said Noraini, adding that manpower is also one of its main challenges.
Where manufacturing Raya cookies is concerned, the company is also looking at investing in new machinery for mass production and innovating new packaging for products.
Noraini’s is well-known for its signature jam tarts, which have been in the market for the last 20 years.
The company is also popular for its Double Chocolate Chip Stripe, Chocolate Nestum, Ghee Biscuits, Rainbow Sugee, London Almond and Almond Fruity cookies, apart from its more common GoodKiss and Butter Cookies.
The company has three retail outlets in Kajang, Old Klang Road and Johor.
Noraini’s Cookies Worldwide Sdn Bhd is located at No. 21, Jalan Marikh U5/174, Bandar Pinggiran Subang, 40150 Shah Alam.
Gooey goodness
Originating from Malacca, dodol, a popular Malay traditional dessert available during Ramadan and Hari Raya, has evolved over time and is now sold at local stores and hypermarkets.
Halim Samsuddin, 34, who founded Fauziah Karim Sdn Bhd in 1991 ventured into the dodol business as he realised the delicacy’s uniqueness and wanted to commercialise it.
“My mother, who is now in her late 50s made dodol for Ramadan and Hari Raya and at times she would also take orders from friends and relatives to cater for weddings and other events,” said the Kuala Lumpur-born Halim, who was raised in Malacca.
“This delicacy has been since the Malacca’s sultanate era.
“From then on, the delicacy could only be found in villages, which explains why it is special,” Halim said, adding that the main ingredients required to make dodol include gula melaka, glutinous rice flour and fresh coconut milk.
Halim explained that another reason why the dodol is unique is because it takes seven hours to produce it when hand-made.
Over time, it has become so popular that people demand dodol for various occasions, giving rise to the need to produce it on a daily basis.
Occupying a floor space of 6,000sqft, Halim’s dodol factory is located in Jambatan Duyung Melaka and has existed for the last 10 years.
Halim dumped in RM300,000 to set up his little factory.
The company produces two tonnes of dodol every month, but during Ramadan, production hits three tonnes.
The company’s turnover for 2012 was RM625,000 and this year it is targeting RM700,000.
“Production has increased this Ramadan as more companies want dodol for their hampers and giveaways,” said Halim, adding that this has become a trend in the last few years.
In terms of pricing, Halim said without packaging, dodol would cost RM25 per kilogramme.
“Pricing is affected when there is an increase in price of the main ingredients,” he said, adding that the company now supplies the delicacy to Giant, Tesco, Aeon and Mydin, among others with an average cost of RM5 to RM6 for a 200g packet.
The company currently has six retail outlets known as Kiosk Ole-Ole Fauziah Karim in Perak, Kuala Lumpur and Malacca, and also exports dodol to Singapore and Brunei.
“People generally like the dodol that we produce because it is not too sweet and it is fresh,” said Halim, adding that the company strives to maintain product quality through the iuse of strict procedures.
On whether there is any difference in taste when it is produced using equipment in the factory, Halim explained that the recipe for dodol is standard and every batch uses the same amount of ingredients, which is part of the company’s standard practice.
In terms of R&D, Halim said the amount needed is minimal.
Staffing, on the other hand, has always been the main concern for the company.
“It is difficult to get manpower.
“The turnover is relatively high because not many want to work in the production line.
“People keep on changing jobs because they do not have the right attitude and are not committed at work,” said the young entrepreneur, whose workers are mostly single mothers and the disabled.
Sunday, July 21, 2013
PKS Patut Gunakan Modal Sedia Ada Untuk Tingkatkan Produktiviti
KUALA LUMPUR, 19 Julai (Bernama) -- Perusahaan kecil dan sederhana (PKS)
patut menumpukan kepada model perniagaan dan strategi penggunaan modal sedia ada
dengan lebih berkesan untuk meningkatkan produktiviti, kata Presiden Persatuan
SMI Malaysia Teh Kee Sin.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=964681
Published: July 21, 2013
Beliau berkata dengan pengenalan gaji minimum yang dijangka dilaksanakan
awal tahun depan, PKS harus merangsang inovasi dan meningkatkan kemahiran tenaga
kerja.
PKS adalah tulang belakang ekonomi Malaysia yang terdiri daripada 97.3
peratus perniagaan di seluruh negara daripada perkilangan kepada perkhidmatan
dan perladangan.
"Jika kita tidak bertindak segera dan dengan berkesan, persekitaran ekonomi
yang berubah akan mengurangkan margin keuntungan berikutan kos perkilangan yang
meningkat.
"Akibatnya, kita mungkin kehilangan daya saing dan terpaksa gulung tikar,"
katanya kepada satu sidang media untuk mengumumkan Anugerah Pengiktirafan
PKS(Smera).
Penamaan anugerah kini dibuka dan akan ditutup pada 15 Sept, 2013 dan
penyampaian anugerah dijadualkan pada 13 Disember tahun ini.
Tahun ini, 89 anugerah dalam 17 kategori akan disampaikan kepada PKS
cemerlang di Malaysia berdasarkan kekukuhan daya saing mereka.
Teh berkata Smera akan menjadi wadah bagi pemenang untuk disenaraikan di
Bursa Malaysia berdasarkan prestasi mereka yang cemerlang.
Setakat ini, kira-kira 30 syarikat yang pernah mendapat anugerah Smera
tersenarai di Bursa Malaysia.
"Anugerah ini membantu meningkatkan imej jenama pemenang, memberikan mereka
publisiti, pengiktirafan daripada bank-bank dan memudahkan akses kepada fasiliti
pembiayaan," tambah Teh.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=964681
Published: July 21, 2013
Beliau berkata dengan pengenalan gaji minimum yang dijangka dilaksanakan
awal tahun depan, PKS harus merangsang inovasi dan meningkatkan kemahiran tenaga
kerja.
PKS adalah tulang belakang ekonomi Malaysia yang terdiri daripada 97.3
peratus perniagaan di seluruh negara daripada perkilangan kepada perkhidmatan
dan perladangan.
"Jika kita tidak bertindak segera dan dengan berkesan, persekitaran ekonomi
yang berubah akan mengurangkan margin keuntungan berikutan kos perkilangan yang
meningkat.
"Akibatnya, kita mungkin kehilangan daya saing dan terpaksa gulung tikar,"
katanya kepada satu sidang media untuk mengumumkan Anugerah Pengiktirafan
PKS(Smera).
Penamaan anugerah kini dibuka dan akan ditutup pada 15 Sept, 2013 dan
penyampaian anugerah dijadualkan pada 13 Disember tahun ini.
Tahun ini, 89 anugerah dalam 17 kategori akan disampaikan kepada PKS
cemerlang di Malaysia berdasarkan kekukuhan daya saing mereka.
Teh berkata Smera akan menjadi wadah bagi pemenang untuk disenaraikan di
Bursa Malaysia berdasarkan prestasi mereka yang cemerlang.
Setakat ini, kira-kira 30 syarikat yang pernah mendapat anugerah Smera
tersenarai di Bursa Malaysia.
"Anugerah ini membantu meningkatkan imej jenama pemenang, memberikan mereka
publisiti, pengiktirafan daripada bank-bank dan memudahkan akses kepada fasiliti
pembiayaan," tambah Teh.
-- BERNAMA
SMEs should use existing capital to increase productivity
KUALA LUMPUR: Small-and-medium enterprises (SMEs) should focus their business model and strategies on utilising existing capital more effectively to increase productivity, says SMI Association of Malaysia president Teh Kee Sin.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=964618
Published: July 21, 2013
HONOURING SMES: Deputy Minister Domestic Trade, Cooperatives and Consumerism, Datuk Ahmad Bashah Md Hanipah (centre) with President MICG, Tan Sri Megat Najmuddin Khas (second, left) and Teh (second, right) after launching the SME Recognition Award 2013 here yesterday. The SME Recognition Award is organised by SMI Association of Malaysia to honor SMEs in Malaysia at their best based on competitive strength and will be bestowed through 17 categories. — Bernama photo
He said with the impending introduction of minimum wages, expected to take effect early next year, SMEs must stimulate innovation and improve workforce skills.
SMEs are the backbone of the Malaysian economy comprising more than 97.3 per cent of business establishments throughout the nation from manufacturing to services and agriculture. “If we do not act quickly and effectively, the changing economic environment will dilute our profit margin due to rising manufacturing cost.
“As a result, we may lose our competitiveness and wind up our businesses,” he told a press conference to announce this year’s SME Recognition Award (Smera) for new, up-and coming as well as established SMEs.
Nomination for the award is now open and will close on September 15, 2013 and the award presentation is scheduled for December 13.
This year, 89 awards in 17 categories including the new ‘SME Occupational Safety Health Award” will be presented to outstanding SMEs in Malaysia based on their competitive strengths.
Teh said the Smera would be a gateway for winners to be listed on Bursa Malaysia based on their outstanding performance.
There are about 30 Smera award SME companies which were listed on Bursa Malaysia.
“We are proud to have been a public listing pre-assessment gateway for our past winners,” he said.
Nearly a thousand SME companies have won the awards, gaining significant benefits as a result of their participation.
“This award helps to enhance the brand image of the winners, gives them publicity, recognition from banks while easing their accessibility to financing facilities,” Teh added. — Bernama
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=964618
Published: July 21, 2013
HONOURING SMES: Deputy Minister Domestic Trade, Cooperatives and Consumerism, Datuk Ahmad Bashah Md Hanipah (centre) with President MICG, Tan Sri Megat Najmuddin Khas (second, left) and Teh (second, right) after launching the SME Recognition Award 2013 here yesterday. The SME Recognition Award is organised by SMI Association of Malaysia to honor SMEs in Malaysia at their best based on competitive strength and will be bestowed through 17 categories. — Bernama photo
He said with the impending introduction of minimum wages, expected to take effect early next year, SMEs must stimulate innovation and improve workforce skills.
SMEs are the backbone of the Malaysian economy comprising more than 97.3 per cent of business establishments throughout the nation from manufacturing to services and agriculture. “If we do not act quickly and effectively, the changing economic environment will dilute our profit margin due to rising manufacturing cost.
“As a result, we may lose our competitiveness and wind up our businesses,” he told a press conference to announce this year’s SME Recognition Award (Smera) for new, up-and coming as well as established SMEs.
Nomination for the award is now open and will close on September 15, 2013 and the award presentation is scheduled for December 13.
This year, 89 awards in 17 categories including the new ‘SME Occupational Safety Health Award” will be presented to outstanding SMEs in Malaysia based on their competitive strengths.
Teh said the Smera would be a gateway for winners to be listed on Bursa Malaysia based on their outstanding performance.
There are about 30 Smera award SME companies which were listed on Bursa Malaysia.
“We are proud to have been a public listing pre-assessment gateway for our past winners,” he said.
Nearly a thousand SME companies have won the awards, gaining significant benefits as a result of their participation.
“This award helps to enhance the brand image of the winners, gives them publicity, recognition from banks while easing their accessibility to financing facilities,” Teh added. — Bernama
Malaysian SMEs Concerned With TPPA
KOTA KINABALU, July 20 (Bernama) -- Malaysian small-and-medium
enterprises (SMEs) are concerned that they would lose out once the
Trans-Pacific Partnership Agreement (TPPA) is implemented, a group of
Malaysian parliamentarians said Saturday.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=964854
Published: July 21, 2013
Source from (The Sun Daily): http://www.thesundaily.my/news/775424
Published: July 21, 2013
Chairman of the Parliamentary Caucus for TPPA Datuk Wira Ahmad Hamzah said based on information gathered from stakeholders, SMEs may face a bleak future with the TPPA.
"When multinationals from developed countries participate or invest in our country, they will come with big money. So, the SMEs will fall out," he told reporters on the sidelines of the 18th round of TPPA negotiations here.
However, Ahmad said Malaysia was confident negotiators, representing 12 countries including newcomer Japan, would not overlook the interest of SMEs as the fear was also shared by other participating countries.
Besides Malaysia and Japan, Australia, Brunei, Canada, Chile, Mexico, New Zealand, Peru, Singapore, the United States and Vietnam are participating in the negotiations which began on July 15.
Ahmad, who is Jasin Member of Parliament, said the Parliamentary Caucus was working hard to gather information on pertinent issues related to the interest of Malaysia so that it could be discussed in Cabinet.
Meanwhile, Putatan MP Datuk Dr Marcus Mojigoh hoped Malaysian negotiators would raise issues close to Sabah and Sarawak such as native customary rights and environmental issues, as well as, Malaysia's concern over halal certification.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=964854
Published: July 21, 2013
Source from (The Sun Daily): http://www.thesundaily.my/news/775424
Published: July 21, 2013
Chairman of the Parliamentary Caucus for TPPA Datuk Wira Ahmad Hamzah said based on information gathered from stakeholders, SMEs may face a bleak future with the TPPA.
"When multinationals from developed countries participate or invest in our country, they will come with big money. So, the SMEs will fall out," he told reporters on the sidelines of the 18th round of TPPA negotiations here.
However, Ahmad said Malaysia was confident negotiators, representing 12 countries including newcomer Japan, would not overlook the interest of SMEs as the fear was also shared by other participating countries.
Besides Malaysia and Japan, Australia, Brunei, Canada, Chile, Mexico, New Zealand, Peru, Singapore, the United States and Vietnam are participating in the negotiations which began on July 15.
Ahmad, who is Jasin Member of Parliament, said the Parliamentary Caucus was working hard to gather information on pertinent issues related to the interest of Malaysia so that it could be discussed in Cabinet.
Meanwhile, Putatan MP Datuk Dr Marcus Mojigoh hoped Malaysian negotiators would raise issues close to Sabah and Sarawak such as native customary rights and environmental issues, as well as, Malaysia's concern over halal certification.
-- BERNAMA
PKS Malaysia Lahirkan Kebimbangan Mengenai TPPA
KOTA KINABALU, 20 Julai (Bernama) -- Perusahaan Kecil dan Sederhana
(PKS) Malaysia telah melahirkan kebimbangan yang mereka akan kerugian
sebaik sahaja Perjanjian Perkongsian Trans-Pasifik (TPPA) dilaksanakan,
demikian menurut sekumpulan ahli parlimen Malaysia pada Sabtu.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=964871
Published: July 21, 2013
Source from (The Malaysian Insider): http://www.themalaysianinsider.com/bahasa/article/pks-malaysia-bimbang-mengenai-tppa
Published: July 21, 2013
Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/PKSMalaysialahirkankebimbanganmengenaiTPPA/Article/?bh
Published: July 21, 2013
Pengerusi Ahli Parlimen jawatan kuasa Caucus untuk TPPA, Datuk Wira Ahmad Hamzah berkata berdasarkan kepada maklumat yang dikumpulkan daripada pemegang yang berkepentingan, PKS mungkin berhadapan dengan masa depan yang suram dengan TPPA.
"Apabila syarikat multinasional dari negara maju turut serta atau melabur dalam negara kita, mereka datang dengan wang yang banyak. Jadi, PKS akan ketinggalan," kata beliau kepada pemberita di luar perundingan TPPA pusingan yang ke-18 di sini.
Bagaimanapun, Ahmad berkata Malaysia yakin yang para perunding, mewakili 12 negara termasuk pendatang baharu Jepun, tidak mengetepikan kepentingan PKS kerana kebimbangan itu turut dikongsi oleh negara peserta yang lain.
Selain Malaysia dan Jepun, Australia, Brunei, Kanada, Chile, Mexico, New Zealand, Peru, Singapura, Amerika Syarikat dan Vietnam turut menyertai perundingan itu, yang bermula pada 15 Julai.
Ahmad, yang juga Ahli Parlimen Jasin berkata, jawatankuasa Caucus itu telah bekerja keras mengumpul maklumat mengenai isu yang berkaitan dengan kepentingan Malaysia agar ia boleh dibincangkan di Kabinet.
Sementara itu, MP Putatan Datuk Dr Marcus Mojigoh berharap para perunding Malaysia akan mengemukakan isu yang hampir dengan Sabah dan Sarawak seperti hak milik adat dan pribumi dan isu-isu alam sekitar.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=964871
Published: July 21, 2013
Source from (The Malaysian Insider): http://www.themalaysianinsider.com/bahasa/article/pks-malaysia-bimbang-mengenai-tppa
Published: July 21, 2013
Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/PKSMalaysialahirkankebimbanganmengenaiTPPA/Article/?bh
Published: July 21, 2013
Pengerusi Ahli Parlimen jawatan kuasa Caucus untuk TPPA, Datuk Wira Ahmad Hamzah berkata berdasarkan kepada maklumat yang dikumpulkan daripada pemegang yang berkepentingan, PKS mungkin berhadapan dengan masa depan yang suram dengan TPPA.
"Apabila syarikat multinasional dari negara maju turut serta atau melabur dalam negara kita, mereka datang dengan wang yang banyak. Jadi, PKS akan ketinggalan," kata beliau kepada pemberita di luar perundingan TPPA pusingan yang ke-18 di sini.
Bagaimanapun, Ahmad berkata Malaysia yakin yang para perunding, mewakili 12 negara termasuk pendatang baharu Jepun, tidak mengetepikan kepentingan PKS kerana kebimbangan itu turut dikongsi oleh negara peserta yang lain.
Selain Malaysia dan Jepun, Australia, Brunei, Kanada, Chile, Mexico, New Zealand, Peru, Singapura, Amerika Syarikat dan Vietnam turut menyertai perundingan itu, yang bermula pada 15 Julai.
Ahmad, yang juga Ahli Parlimen Jasin berkata, jawatankuasa Caucus itu telah bekerja keras mengumpul maklumat mengenai isu yang berkaitan dengan kepentingan Malaysia agar ia boleh dibincangkan di Kabinet.
Sementara itu, MP Putatan Datuk Dr Marcus Mojigoh berharap para perunding Malaysia akan mengemukakan isu yang hampir dengan Sabah dan Sarawak seperti hak milik adat dan pribumi dan isu-isu alam sekitar.
-- BERNAMA
Kerajaan Diminta Kecualikan Pekerja Asing Baharu Daripada Peraturan Gaji Minimum
KUALA LUMPUR 19 Julai - Persatuan Industri Kecil dan Sederhana Malaysia (SMI Malaysia) memohon kerajaan pertimbangkan untuk melonggarkan syarat pemberian gaji minimum terhadap pekerja asing yang baru memasuki ke negara ini dan dalam tempoh percubaan.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=964728
Published: July 21, 2013
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Ekonomi/20130720/ek_02/Gaji-pekerja-asing-perlu-berbeza
Published: July 21, 2013
Ahmad Bashah Md. Hanipah (tiga dari kanan), Teh Kee Sin (dua dari kanan)
bergambar pada pelancaran Majlis Pengiktirafan Pengusaha Kecil dan
Sederhana kali ke-12 di Kuala Lumpur.
Presidennya, Teh Kee Sin berkata, adalah tidak adil apabila pekerja asing yang baru bekerja di negara ini menikmati faedah gaji minimum sama seperti pekerja tempatan.
Katanya, kebanyakan pekerja asing yang baru memasuki negara ini tidak mahir dan perlu melalui tempoh pembelajaran yang panjang.
"Saya mencadangkan supaya setiap pekerja asing yang baru memasuki Malaysia diberi tempoh tiga hingga enam bulan sebelum diberi gaji minimum.
"Dalam tempoh itu, saya memohon supaya pekerja asing baru tersebut diberi gaji 30 peratus lebih rendah daripada gaji minimum seperti yang ditetapkan kerajaan," katanya.
Beliau berkata demikian kepada pemberita selepas menghadiri majlis pelancaran Majlis Pengiktirafan Pengusaha Kecil dan Sederhana (PKS) kali ke-12 di sini hari ini.
Majlis itu telah dilancarkan oleh Timbalan Menteri Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan, Datuk Ahmad Bashah Md. Hanipah.
Pengenalan gaji minimum di negara ini berkuatkuasa 1 Julai lalu.
Tambah Kee Sin, pihaknya memohon pertimbangan kerajaan setelah mendapat maklum balas dari industri, selain mendapat sokongan daripada persatuan-persatuan dan dewan perniagaan di Malaysia.
Katanya, pihaknya berharap lebih ramai rakyat tempatan diambil bekerja selepas pengenalan gaji minimum tersebut.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=964728
Published: July 21, 2013
Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Ekonomi/20130720/ek_02/Gaji-pekerja-asing-perlu-berbeza
Published: July 21, 2013
Ahmad Bashah Md. Hanipah (tiga dari kanan), Teh Kee Sin (dua dari kanan)
bergambar pada pelancaran Majlis Pengiktirafan Pengusaha Kecil dan
Sederhana kali ke-12 di Kuala Lumpur.
Presidennya, Teh Kee Sin berkata, adalah tidak adil apabila pekerja asing yang baru bekerja di negara ini menikmati faedah gaji minimum sama seperti pekerja tempatan.
Katanya, kebanyakan pekerja asing yang baru memasuki negara ini tidak mahir dan perlu melalui tempoh pembelajaran yang panjang.
"Saya mencadangkan supaya setiap pekerja asing yang baru memasuki Malaysia diberi tempoh tiga hingga enam bulan sebelum diberi gaji minimum.
"Dalam tempoh itu, saya memohon supaya pekerja asing baru tersebut diberi gaji 30 peratus lebih rendah daripada gaji minimum seperti yang ditetapkan kerajaan," katanya.
Beliau berkata demikian kepada pemberita selepas menghadiri majlis pelancaran Majlis Pengiktirafan Pengusaha Kecil dan Sederhana (PKS) kali ke-12 di sini hari ini.
Majlis itu telah dilancarkan oleh Timbalan Menteri Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan, Datuk Ahmad Bashah Md. Hanipah.
Pengenalan gaji minimum di negara ini berkuatkuasa 1 Julai lalu.
Tambah Kee Sin, pihaknya memohon pertimbangan kerajaan setelah mendapat maklum balas dari industri, selain mendapat sokongan daripada persatuan-persatuan dan dewan perniagaan di Malaysia.
Katanya, pihaknya berharap lebih ramai rakyat tempatan diambil bekerja selepas pengenalan gaji minimum tersebut.
Friday, July 19, 2013
More banks participate in SME loan initiative
KUALA LUMPUR: PARTNER 2, an initiative by The Association of Banks in Malaysia (ABM) to streamline the processes and procedures for loan applications by small and medium enterprises (SMEs), has been rolled out to 10 commercial banks with another two banks to be added by year-end.
Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/abmpartner/Article/index_html
Published: July 19, 2013
The 10 banks are Affin Bank Bhd, AmBank (M) Bhd, Public Bank Bhd, Alliance Bank Malaysia Bhd, Hong Leong Bank Bhd, UOB (Malaysia) Bhd, Malayan Banking Bhd (Maybank), RHB Bank Bhd, CIMB Bank Bhd, HSBC Bank Malaysia Bhd. These banks are among the 13 members of ABM council banks.
"We will work with more banks to roll out the service. In fact, we are tying up collaboration with council banks. And we hope to finalise it with another two banks by year-end," ABM executive director Chuah Mei Lin said .
Thus far, the three banks that have yet to join the bandwagon are OCBC Bank, Standard Chartered Bank and Citibank.
PARTNER 2 is a continuation of PARTNER in 2010. It continues to carry
the mandate of enhancing banking efficiency and customer service,
especially in SME loan applications.
"So far, all the feedbacks from SMEs have been addressed. We hope phase 3 (PARTNER 3) will not take such a long time and probably will be launched in 2014. It will encompass an enhancement of things that were carried out before," Chuah said.
The three key thrusts under the PARTNER 2 initiative are: a template to let SMEs understand the area they fail to satisfy in loan applications; pare down processing timeline of loan applications supported by Credit Guarantee Corporation Malaysia Bhd to a maximum of 52 days, or about seven-and-a-half weeks; a refined timeline of loan applications for straightforward cases to a maximum of 43 days from 70 days previously.
Participating banks will adopt the template of guidance, as a checklist to give applicants a better idea of the shortcomings and further strengthen the procedures.
Banking institutions are the core financing source for SMEs, representing 93.6 per cent of a total of RM190.7 billion loans from financial institutions, as at the end of February 2013. Approval rate was at 88.2 per cent.
Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/abmpartner/Article/index_html
Published: July 19, 2013
The 10 banks are Affin Bank Bhd, AmBank (M) Bhd, Public Bank Bhd, Alliance Bank Malaysia Bhd, Hong Leong Bank Bhd, UOB (Malaysia) Bhd, Malayan Banking Bhd (Maybank), RHB Bank Bhd, CIMB Bank Bhd, HSBC Bank Malaysia Bhd. These banks are among the 13 members of ABM council banks.
"We will work with more banks to roll out the service. In fact, we are tying up collaboration with council banks. And we hope to finalise it with another two banks by year-end," ABM executive director Chuah Mei Lin said .
Thus far, the three banks that have yet to join the bandwagon are OCBC Bank, Standard Chartered Bank and Citibank.
"So far, all the feedbacks from SMEs have been addressed. We hope phase 3 (PARTNER 3) will not take such a long time and probably will be launched in 2014. It will encompass an enhancement of things that were carried out before," Chuah said.
The three key thrusts under the PARTNER 2 initiative are: a template to let SMEs understand the area they fail to satisfy in loan applications; pare down processing timeline of loan applications supported by Credit Guarantee Corporation Malaysia Bhd to a maximum of 52 days, or about seven-and-a-half weeks; a refined timeline of loan applications for straightforward cases to a maximum of 43 days from 70 days previously.
Participating banks will adopt the template of guidance, as a checklist to give applicants a better idea of the shortcomings and further strengthen the procedures.
Banking institutions are the core financing source for SMEs, representing 93.6 per cent of a total of RM190.7 billion loans from financial institutions, as at the end of February 2013. Approval rate was at 88.2 per cent.
Dua lagi bank dijangka ambil bahagian PARTNER 2
PERSATUAN Bank-Bank di Malaysia (ABM) menjangkakan dua lagi bank komersial akan mengambil bahagian dalam PARTNER 2, iaitu inisiatif yang dilancarkan bagi menambah baik proses dan prosedur permohonan pinjaman perusahaan kecil dan sederhana (PKS), sebelum akhir tahun ini.
Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/DualagibankdijangkaambilbahagianPARTNER2/Article
Published: July 19, 2013
Pengarah Eksekutifnya, Chuah Mei Lin, berkata ketika ini 10 bank komersial mengambil bahagian dalam PARTNER 2 termasuk Malayan Banking Bhd (MAYBANK), CIMB Bank Bhd, Hong Leong Bank Bhd, Public Bank Bhd, RHB Bank Bhd dan Alliance (M) Bhd.
Katanya, ABM akan mengadakan perbincangan lanjut dengan pihak bank
terutama yang menjadi ahlinya dalam usaha memperluaskan penggunaan
inisiatif berkenaan yang mula dilancarkan Isnin lalu.
“Kami menyasarkan untuk menarik lima hingga enam lagi bank yang menawarkan pinjaman kepada sektor PKS untuk menyertai PARTNER 2. Buat masa ini dua bank sudah menyatakan persetujuannya yang akan mula menggunakan inisiatif itu sebelum akhir tahun ini,” katanya pada taklimat media di Kuala Lumpur, semalam.
PARTNER 2, adalah fasa kedua PARTNER iaitu inisiatif yang diperkenalkan ABM dan majoriti bank yang menjadi ahlinya dalam usaha memberikan kelancaran kepada segala urusan permohonan pinjaman sektor PKS.
Chuah berkata, ketika ini, tiga bank iaitu Affin Bank, AmBank dan Public Bank sudah memulakan penggunaan inisiatif itu sejak Isnin lalu dan setakat ini menerima maklum balas yang positif daripada peminjam PKS.
Katanya, berkata syarikat tempatan kini akan dapat mengetahui sebab serta kewajaran permohonan pinjaman mereka tidak boleh dipertimbangkan oleh bank komersial yang mengambil bahagian melalui PARTNER 2.
“Untuk memenuhi permintaan mereka, bank yang mengambil bahagian kini menggunakan templat yang menetapkan senarai semak yang mengenal pasti dengan jelas perkara yang gagal dipenuhi oleh pemohon.
“Diharapkan, pemohon yang tidak berjaya mendapatkan pinjaman akan mengetahui apa yang kurangnya dalam permohonan mereka dan berusaha untuk lebih bersedia dalam permohonan mereka yang akan datang,” katanya.
Beliau berkata, senarai semak yang akan digunakan oleh bank akan meliputi sebab yang meluas seperti kelemahan rancangan perniagaan, kecukupan cagaran atau kolateral, kelulusan sokongan daripada Credit Guarantee Corporation Malaysia Bhd (CGC), rekod kewangan dan sejarah kredit syarikat.
Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/DualagibankdijangkaambilbahagianPARTNER2/Article
Published: July 19, 2013
Pengarah Eksekutifnya, Chuah Mei Lin, berkata ketika ini 10 bank komersial mengambil bahagian dalam PARTNER 2 termasuk Malayan Banking Bhd (MAYBANK), CIMB Bank Bhd, Hong Leong Bank Bhd, Public Bank Bhd, RHB Bank Bhd dan Alliance (M) Bhd.
“Kami menyasarkan untuk menarik lima hingga enam lagi bank yang menawarkan pinjaman kepada sektor PKS untuk menyertai PARTNER 2. Buat masa ini dua bank sudah menyatakan persetujuannya yang akan mula menggunakan inisiatif itu sebelum akhir tahun ini,” katanya pada taklimat media di Kuala Lumpur, semalam.
PARTNER 2, adalah fasa kedua PARTNER iaitu inisiatif yang diperkenalkan ABM dan majoriti bank yang menjadi ahlinya dalam usaha memberikan kelancaran kepada segala urusan permohonan pinjaman sektor PKS.
Chuah berkata, ketika ini, tiga bank iaitu Affin Bank, AmBank dan Public Bank sudah memulakan penggunaan inisiatif itu sejak Isnin lalu dan setakat ini menerima maklum balas yang positif daripada peminjam PKS.
Katanya, berkata syarikat tempatan kini akan dapat mengetahui sebab serta kewajaran permohonan pinjaman mereka tidak boleh dipertimbangkan oleh bank komersial yang mengambil bahagian melalui PARTNER 2.
“Untuk memenuhi permintaan mereka, bank yang mengambil bahagian kini menggunakan templat yang menetapkan senarai semak yang mengenal pasti dengan jelas perkara yang gagal dipenuhi oleh pemohon.
“Diharapkan, pemohon yang tidak berjaya mendapatkan pinjaman akan mengetahui apa yang kurangnya dalam permohonan mereka dan berusaha untuk lebih bersedia dalam permohonan mereka yang akan datang,” katanya.
Beliau berkata, senarai semak yang akan digunakan oleh bank akan meliputi sebab yang meluas seperti kelemahan rancangan perniagaan, kecukupan cagaran atau kolateral, kelulusan sokongan daripada Credit Guarantee Corporation Malaysia Bhd (CGC), rekod kewangan dan sejarah kredit syarikat.
Government Should Take Aggressive, Continuous Steps To Develop Bumiputera Economy - Gabem
KUALA LUMPUR, July 18 (Bernama) -- The Federation of Malay Economic
Bodies (Gabem) asks the government to take more aggressive steps in
ensuring the efforts to develop the Bumiputera economy is a continuous
initiative.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=964384
Published: July 19, 2013
Its Chairman Tan Sri Rahim Tamby Chik said the Bumiputera economy would not be looked after as long as the government does not give serious and continuous attention to develop it.
"This is the only way we can avoid a situation where the country's economy is controlled by a minority group compared with a majority group," he said at a press conference here today.
In achieving this aspiration, Gabem has proposed several initiatives including monitoring by the Bumiputera Agenda Action Council (MTAB) on Bumiputera participation in the economy, which is comprehensive, covering state and district levels.
"In Gabem's observation, the strength of the Barisan Nasional at present is aided by the support from rural areas in states and districts where the Malay and Bumiputera voters are huge.
"However, a large portion of the government's allocation to develop the Bumiputeras is focused on big enterprises at the federal level but the number is small," he said.
He said a stronger Bumiputera unity can be created if the government, in the next few years, succeeded in improving the economy of the Malays.
Rahim said Gabem itself had formulated several new programmes that are clear and comprehensive by giving focus to the majority of the entrepreneurs at grassroots level.
He said the programmes, which are revolutionary and able to transform the national economic scenario in a short period, included 'Satu Keluarga Satu Syarikat' (1K1S - One Family, One Company) and 'Syarikat Teras Negeri' (State Core Company).
"1K1S aims to encourage every Malay and Bumiputera family own at least one company to familiarise themselves with the entrepreneurial culture at the initial stage.
"Under the first phase, Gabem targets to establish a minimum of 30 companies in each state under this programme," he said.
Under the STN, Rahim said the programme was created to meet the dearth of programmes for small and medium enterprises (SMEs) at the state and district levels.
"Gabem, with the cooperation of related financial agencies, will pick the SMEs that are viable and provide them with guidance, encouragement and assistance so that they can grow faster.
"Under the first phase, at least 50 viable companies will be identified in each state," he said.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=964384
Published: July 19, 2013
Its Chairman Tan Sri Rahim Tamby Chik said the Bumiputera economy would not be looked after as long as the government does not give serious and continuous attention to develop it.
"This is the only way we can avoid a situation where the country's economy is controlled by a minority group compared with a majority group," he said at a press conference here today.
In achieving this aspiration, Gabem has proposed several initiatives including monitoring by the Bumiputera Agenda Action Council (MTAB) on Bumiputera participation in the economy, which is comprehensive, covering state and district levels.
"In Gabem's observation, the strength of the Barisan Nasional at present is aided by the support from rural areas in states and districts where the Malay and Bumiputera voters are huge.
"However, a large portion of the government's allocation to develop the Bumiputeras is focused on big enterprises at the federal level but the number is small," he said.
He said a stronger Bumiputera unity can be created if the government, in the next few years, succeeded in improving the economy of the Malays.
Rahim said Gabem itself had formulated several new programmes that are clear and comprehensive by giving focus to the majority of the entrepreneurs at grassroots level.
He said the programmes, which are revolutionary and able to transform the national economic scenario in a short period, included 'Satu Keluarga Satu Syarikat' (1K1S - One Family, One Company) and 'Syarikat Teras Negeri' (State Core Company).
"1K1S aims to encourage every Malay and Bumiputera family own at least one company to familiarise themselves with the entrepreneurial culture at the initial stage.
"Under the first phase, Gabem targets to establish a minimum of 30 companies in each state under this programme," he said.
Under the STN, Rahim said the programme was created to meet the dearth of programmes for small and medium enterprises (SMEs) at the state and district levels.
"Gabem, with the cooperation of related financial agencies, will pick the SMEs that are viable and provide them with guidance, encouragement and assistance so that they can grow faster.
"Under the first phase, at least 50 viable companies will be identified in each state," he said.
-- BERNAMA
Kerajaan Harus Ambil Langkah Agresif Berterusan Memajukan Ekonomi Bumiputera
KUALA UMPUR, 18 Julai (Bernama) -- Gagasan Badan Ekonomi Melayu (GABEM)
meminta kerajaan mengambil langkah yang lebih agresif dalam memastikan
usaha memajukan ekonomi Bumiputera sebagai usaha yang berterusan.
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=964350
Published: July 19, 2013
Pengerusinya Tan Sri Rahim Tamby Chik berkata ekonomi Bumiputera tidak akan terbela selagi kerajaan tidak memberi perhatian yang serius dan berterusan terhadap usaha-usaha memajukannya.
"Hanya dengan cara ini kita akan dapat mengelakkan suasana di mana ekonomi negara dikuasai oleh kaum minoriti berbanding kaum majoriti," katanya pada sidang media di sini Khamis.
Dalam mencapai hasrat ini, GABEM mencadangkan beberapa langkah, termasuk pemantauan oleh Majlis Tindakan Agenda Bumiputera (MTAB) supaya penyertaan Bumiputera dalam ekonomi adalah menyeluruh dan meliputi peringkat negeri dan daerah.
"Dalam pemerhatian GABEM, kekuatan Barisan Nasional pada masa ini adalah bertunjangkan sokongan daripada penduduk di luar bandar di negeri dan daerah yang mempunyai bilangan pengundi Melayu dan Bumiputera yang besar.
"Namun, sebahagian besar peruntukan kerajaan untuk memajukan Bumiputera tertumpu kepada usahawan-usahawan yang besar di peringkat pusat yang bilangannya kecil," katanya.
Beliau berkata perpaduan Bumiputera yang lebih kukuh dapat diwujudkan sekiranya kerajaan, dalam tempoh beberapa tahun akan datang, berjaya meningkatkan ekonomi orang Melayu.
Rahim berkata GABEM sendiri telah merangka beberapa program baharu yang lebih jelas dan menyeluruh dengan memberi tumpuan kepada majoriti usahawan di peringkat akar umbi.
Katanya program berbentuk revolusioner yang mampu mengubah senario ekonomi bangsa dalam masa yang singkat, termasuk 'Satu Keluarga Satu Syarikat (1K1S) dan Syarikat Teras Negeri (STN).
"1K1S bertujuan menggalakkan setiap keluarga Melayu dan Bumiputera memiliki sekurang-kurangnya sebuah syarikat untuk menjinakkan mereka dengan budaya keusahawanan di peringkat permulaan.
"Pada fasa pertama, GABEM menyasarkan sekurang-kurangnya 30 syarikat ditubuhkan di setiap negeri menerusi program ini," katanya.
Bagi program STN pula, Rahim berkata program ini diwujudkan untuk menampung kekosongan program untuk kumpulan usahawan kecil dan sederhana (PKS) di peringkat negeri dan daerah.
"GABEM, dengan kerjasama agensi-agensi kewangan yang berkaitan, akan mencungkil PKS-PKS yang berdaya maju untuk diberikan bimbingan, galakan dan bantuan supaya mereka boleh meningkat dengan lebih cepat.
"Menerusi fasa pertama, sekurang-kurangnya 50 syarikat berdaya maju dikenal pasti di setiap negeri," katanya.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=964350
Published: July 19, 2013
Pengerusinya Tan Sri Rahim Tamby Chik berkata ekonomi Bumiputera tidak akan terbela selagi kerajaan tidak memberi perhatian yang serius dan berterusan terhadap usaha-usaha memajukannya.
"Hanya dengan cara ini kita akan dapat mengelakkan suasana di mana ekonomi negara dikuasai oleh kaum minoriti berbanding kaum majoriti," katanya pada sidang media di sini Khamis.
Dalam mencapai hasrat ini, GABEM mencadangkan beberapa langkah, termasuk pemantauan oleh Majlis Tindakan Agenda Bumiputera (MTAB) supaya penyertaan Bumiputera dalam ekonomi adalah menyeluruh dan meliputi peringkat negeri dan daerah.
"Dalam pemerhatian GABEM, kekuatan Barisan Nasional pada masa ini adalah bertunjangkan sokongan daripada penduduk di luar bandar di negeri dan daerah yang mempunyai bilangan pengundi Melayu dan Bumiputera yang besar.
"Namun, sebahagian besar peruntukan kerajaan untuk memajukan Bumiputera tertumpu kepada usahawan-usahawan yang besar di peringkat pusat yang bilangannya kecil," katanya.
Beliau berkata perpaduan Bumiputera yang lebih kukuh dapat diwujudkan sekiranya kerajaan, dalam tempoh beberapa tahun akan datang, berjaya meningkatkan ekonomi orang Melayu.
Rahim berkata GABEM sendiri telah merangka beberapa program baharu yang lebih jelas dan menyeluruh dengan memberi tumpuan kepada majoriti usahawan di peringkat akar umbi.
Katanya program berbentuk revolusioner yang mampu mengubah senario ekonomi bangsa dalam masa yang singkat, termasuk 'Satu Keluarga Satu Syarikat (1K1S) dan Syarikat Teras Negeri (STN).
"1K1S bertujuan menggalakkan setiap keluarga Melayu dan Bumiputera memiliki sekurang-kurangnya sebuah syarikat untuk menjinakkan mereka dengan budaya keusahawanan di peringkat permulaan.
"Pada fasa pertama, GABEM menyasarkan sekurang-kurangnya 30 syarikat ditubuhkan di setiap negeri menerusi program ini," katanya.
Bagi program STN pula, Rahim berkata program ini diwujudkan untuk menampung kekosongan program untuk kumpulan usahawan kecil dan sederhana (PKS) di peringkat negeri dan daerah.
"GABEM, dengan kerjasama agensi-agensi kewangan yang berkaitan, akan mencungkil PKS-PKS yang berdaya maju untuk diberikan bimbingan, galakan dan bantuan supaya mereka boleh meningkat dengan lebih cepat.
"Menerusi fasa pertama, sekurang-kurangnya 50 syarikat berdaya maju dikenal pasti di setiap negeri," katanya.
-- BERNAMA
R.B.N.A. Food Enterprise Boosts Production Of Malay Delicacies During Ramadan Month
KUALA TERENGGANU, July 18 (Bernama) -- R.B.N.A. Food Enterprise, a
company well known in Terengganu for producing traditional Malay
delicacies, has increased its production to cope with the soaring demand
during the Ramadan fasting month and the upcoming Hari Raya Aidilfitri.
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=964323
Published: July 19, 2013
Manager Rokiah Mohamed said her company had received many orders for bahulus, mini-karipaps, agar-agar kering, apit-apit, popiahs and other Malay delicacies.
"All praises to God, my business is very good in this Ramadan month. Many people have made orders for Malay traditional delicacies for Hari Raya Aidilfitri," she told Bernama.
Rokiah said she could earn about RM800 a day during the fasting month.
Besides Malay delicacies, Rokiah also supplies sweet cakes such as "akak" and "penganang" for Malay weddings.
"I also sell the cakes at the Padang Hiliran Farmers' Market. The response has been encouraging," said Rokiah, 56, from Kampung Padang Sena in Sungai Rengas.
Rokiah said she has invested about RM200,000 in her business which she started in 2001 with assistance from the Agriculture Department.
-- BERNAMA
Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=964323
Published: July 19, 2013
Manager Rokiah Mohamed said her company had received many orders for bahulus, mini-karipaps, agar-agar kering, apit-apit, popiahs and other Malay delicacies.
"All praises to God, my business is very good in this Ramadan month. Many people have made orders for Malay traditional delicacies for Hari Raya Aidilfitri," she told Bernama.
Rokiah said she could earn about RM800 a day during the fasting month.
Besides Malay delicacies, Rokiah also supplies sweet cakes such as "akak" and "penganang" for Malay weddings.
"I also sell the cakes at the Padang Hiliran Farmers' Market. The response has been encouraging," said Rokiah, 56, from Kampung Padang Sena in Sungai Rengas.
Rokiah said she has invested about RM200,000 in her business which she started in 2001 with assistance from the Agriculture Department.
-- BERNAMA
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