Sunday, June 30, 2013

Franchise Industry To Contribute RM24.5 Billion To GDP Next Year

KOTA KINABALU, June 29 (Bernama) -- Deputy Domestic Trade, Co-operatives and Consumerism Minister Datuk Ahmad Bashah Md. Hanipah has expressed optimism that the franchise industry could contribute RM24.5 billion to the country's gross domestic product next year.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=959791
Published: Jun 30, 2013

Source from (The Malaysian Insider): http://www.themalaysianinsider.com/business/article/franchise-industry-to-contribute-rm24.5-billion-to-next-years-gdp/
Published: Jun 30, 2013

As of June 28 this year, a total of 672 franchise companies have been registered nationwide, he said in his speech at the launch of the Community Franchise Programme in Sabah here Saturday.

Ahmad Bashah said the government has allocated RM8 million for the Small Franchise Loans Scheme (SPKF) through his ministry to assist local franchisees from the low and medium income groups, and as of June, 247 applications for loans totalling RM6.32 million have been approved.

"Although the SPKF fund has only RM1.68 million left, applications are still open," he said.

Ahmad Bashah said Malaysians' low participation in the franchise industry is due to the lack of capital and financing as well as the low level of awareness of franchise opportunities.

"This industry is for all income groups," he said.

A total of 21 franchisors, including 17 from Peninsular Malaysia and four from Sabah, attended the programme.

-- BERNAMA

Industri Francais Dijangka Sumbang Sehingga RM24.5 Bilion KDNK Tahun Depan

KOTA KINABALU, 29 Jun (Bernama) -- Timbalan Menteri Perdagangan Dalam Negeri, Koperasi dan Kepenggunaan, Datuk Ahmad Bashah Md. Hanipah yakin industri francais mampu menyumbang sehingga RM24.5 bilion kepada jumlah Keluaran Dalam Negara Kasar (KDNK) tahun depan.

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=959775
Published: Jun 30, 2013

Beliau berkata keyakinan itu adalah berdasarkan perkembangan memberangsangkan industri francais negara.

Sehingga 28 Jun tahun ini sahaja, sejumlah 672 syarikat francais daripada pelbagai sektor telah didaftarkan di negara ini, katanya ketika berucap pada majlis perasmian Program Francais Komuniti Sabah di sini Sabtu.

Ahmad Bashah berkata kerajaan sentiasa membantu memajukan sektor francais di negara ini, terutama mereka yang menceburi perniagaan francais.

Menurutnya kerajaan memperuntukkan RM8 juta untuk Skim Pinjaman Kecil Francais (SPKF) melalui KPDNKK bagi membantu bakal usahawan menceburi peluang perniagaan francais secara mikro.

Sehingga Jun ini, sebanyak 247 permohonan dengan nilai pembiayaan sekitar RM 6.32 juta, diluluskan.

"Walaupun baki peruntukan SPKF kini hanya berjumlah RM1.68 juta, namun permohonan untuk mendapatkan pembiayaan melalui SPKF masih lagi dibuka untuk mereka yang berminat menceburi peluang francais secara mikro," katanya.

Ahmad Bashah berkata kementerian telah mengenal pasti beberapa faktor yang menyebabkan kemungkinan berlakunya kekurangan penyertaan masyarakat dalam keusahawanan francais.

Ini termasuk faktor kekurangan modal, ketiadaan pembiayaan dan kurangnya kesedaran terhadap peluang perniagaan francais.

"Industri ini adalah untuk semua golongan, baik yang berpendapatan tinggi, sederhana mahupun yang berpendapatan rendah," katanya.

-- BERNAMA 

Promosi keropok lekor Pahang

KEROPOK lekor merupakan makanan ringan popular bagi masyarakat Pantai Timur terutamanya di negeri Terengganu.

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Pahang/20130628/wp_01/Promosi-keropok-lekor-Pahang
Published: Jun 30, 2013


Seorang pekerja, Fateehah Mohd. Noor (kanan), membuat keropok 
lekor untuk dipasarkan di sekitar negeri Pahang dan Kuala Lumpur 
di kampung Chendor, Pahang.

Keropok lekor diperbuat daripada isi ikan dan sagu serta diadun menjadi satu adunan lembut yang kemudian menjadi seperti bentuk sosej dan boleh dimakan sama ada digoreng atau direbus.

Pada masa kini, pengeluaran keropok lekor bukan lagi tertumpu di kawasan negeri Terengganu malah sudah melangkau di Pahang terutamanya di daerah Kuantan.

Penjualan keropok lekor ini banyak tertumpu di kawasan sepanjang jalan daripada sempadan Pahang dekat Chendor sehinggalah ke Kempadang.

Namun, bagi penggemar tegar makanan berkenaan, keropok lekor yang dihasilkan di negeri lain dianggap tidak dapat menandingi keenakan keropok dihasilkan di negeri itu terutamanya Kuala Terengganu.

Bagaimanapun itu hanyalah persepsi sahaja kerana Terengganu lebih banyak mempromosikan produk ini menyebabkan ia menjadi sinonim dengan negeri itu.

Ini berlainan di negeri Pahang apabila kekurangan promosi kepada industri ini menyebabkan ia tidaklah sepopular keropok daripada Terengganu.

Sedangkan bagi yang telah mencuba keropok lekor buatan Kuantan, ramai yang tidak menyangka, ia lebih enak daripada yang dijual di Terengganu.

Justeru, saya amat berharap kerajaan negeri memajukan industri ini dan mempromosikan sebagai salah satu tarikan pelancongan ke daerah ini.

Ia bukan sahaja menambahkan lagi produk bumiputera di pasaran dalam dan luar negara turut memajukan industri halal di negeri ini.

Saya yakin dengan adanya promosi akan membolehkan industri keropok lekor di negeri ini maju seperti di Terengganu.

Jalaludin usahawan belimbing Felda

JEMPOL 28 Jun - Minatnya untuk mencuba sesuatu yang baharu membuatkan seorang peneroka dari Felda Lui Muda dekat sini menyahut cabaran seorang pengurus Felda untuk memulakan tanaman belimbing.

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Selatan/20130629/ws_03/Jalaludin-usahawan-belimbing-Felda
Published: Jun 30, 2013


Jalaludin Sabi (kanan) bersama anaknya, Ya‘akop memetik buah 
belimbing di ladang mereka dekat Felda Lui Muda, Jempol, Negeri Sembilan

Percubaannya tidak sia-sia apabila baru-baru ini peneroka tersebut, Jalaludin Sabi, 64, menerima anugerah Usahawan Jaya bagi kategori tanaman buah-buahan sempena Karnival Usahawan Felda peringkat Wilayah Raja Alias.

Jalaludin berkata, dia memulakan tanaman belimbing sejak 30 tahun lalu di atas tanah rizab milik Felda seluas dua hektar selepas menerima cadangan pengurus di kawasannya.

"Masa itu belimbing antara buah yang mendapat permintaan yang tinggi. Ketika itu saya sangat sibuk untuk menguruskan ladang sawit tetapi tetap menceburi bidang ini kerana mahu mencuba sesuatu yang baharu.

"Saya mula tanam dua jenis belimbing iaitu Belimbing B10 (belimbing biasa) dan Belimbing B17 iaitu belimbing madu. Syukur ketika itu tanaman saya membuahkan hasil dan mula mendapat permintaan daripada penduduk di kawasan berdekatan," katanya ketika ditemui di ladang belimbing miliknya di sini hari ini.

Katanya, sama seperti orang lain, dia juga tidak terlepas daripada menghadapi masalah musuh tanaman dengan banyak buahnya rosak di makan burung.

"Bila buah rosak pasti saya akan rugi tetapi saya tidak pernah menjadikan faktor itu sebagai alasan untuk berputus asa. Saya tahu setiap masalah ada cara untuk mengatasinya dan saya perlu banyak belajar cara mengatasinya.

"Hasil tanaman ini saya akan jual di kawasan Felda Lui Muda sahaja. Saya ada mendapat permintaan daripada peniaga yang mahu membeli buah ini tetapi saya lebih suka menjualnya sendiri," ujarnya.

Bapa kepada lima anak itu berhasrat untuk mempelbagaikan produk berasaskan belimbing dan mahu memasarkannya di merata tempat.

"Kini saya dibantu oleh isteri dan dua orang anak di ladang dan kedai. Permintaan untuk belimbing juga amat baik kerana saya menjual dengan harga yang murah," jelasnya.

Beliau menjual belimbing biasa dengan harga RM3.50 sekilogram dan RM4 bagi belimbing madu.

Jagung 329 Mutiara RM7,000 sebulan

JASIN 27 Jun - Jagung dalam bahasa saintifiknya zea mays L, merupakan tanaman bijirin daripada keluarga Gramineae yang berasal dari benua Amerika Tengah.

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Selatan/20130628/ws_01/Jagung-329-Mutiara-RM7000-sebulan
Published: Jun 30, 2013


Nor Azmi Idris (kanan) menerangkan keistimewaan jagung 329 
Mutiara kepada Ahli Dewan Undangan Negeri Rim, Datuk Ghazale 
Muhamad (dua dari kiri) yang mengunjungi Projek Pertanian Jagung 
329 di Kampung Chabau, Melaka 

Ia mula diperkenalkan di Malaysia sebagai jagung manis pada awal tahun 1970-an dan kawasan-kawasan pengeluar utama jagung di Semenanjung Malaysia ialah negeri Johor, Kelantan, Pahang dan Perak.

Penanaman jagung hanya dijalankan di tanah yang sesuai dan subur sahaja di antara suhu 30-35°C selain memerlukan 500-700 milimeter (mm) hujan dengan taburan serata sepanjang musim penanaman supaya hasil tongkol yang dikeluarkan adalah bergred tinggi.

Bagi menghasilkan jagung yang berkualiti, penanaman jagung di tanah yang sesuai mestilah berprofil melebihi 50 sentimeter (cm) dan bersaliran baik.

Selain itu, tanah yang diperlukan bagi tanaman ini mempunyai pengudaraan yang baik di samping mengandungi bahan organik melebihi 1.5 peratus.

Di Kampung Chabau di sini, ibarat ungkapan 'berbudi pada tanah sudah tentu mendapat hasilnya' menyaksikan berkat kegigihan seorang anak tempatan di kampung berkenaan mula mendapat hasil apabila memanfaatkan sepenuhnya tanah terbiar yang disewanya bagi membangunkan projek pertanian.

Kawasan tanah itu dilihat berpotensi untuk mengusahakan dan memperkasakan Projek Pertanian Tanaman Jagung 329 Mutiara di samping memberi peluang menjana pendapatan bulanan yang tinggi.

Berbekal minat dan pengalaman yang dimiliki dalam bidang pertanian, seorang petani muda, Nor Azmi Idris, 34, mula mengusahakan tanaman bijirin itu pada awal Januari lalu di atas tanah berkeluasan empat hektar.

Katanya, dia memilih untuk mengusahakan pertanian jagung berikutan tanaman jagung jenis itu mudah dijaga selain mampu mengeluarkan hasil dalam masa yang singkat.

Tanaman jagung yang diusahakannya hanya memerlukan tempoh 65 hari untuk proses menuai dan tanam serta mampu memperoleh pendapatan sehingga RM7,000 sebulan.

Nor Azmi berkata, keistimewaan pada tongkol jagung yang dihasilkan bermutu tinggi selain saiz tongkolnya lebih segar dan enak serta tekstur rasanya yang manis dan lemak semula jadi.

Dibantu tiga orang pekerja, beliau giat menjalankan kerja meracun rumput, menggemburkan tanah dan seterusnya membaja benih berkenaan sehingga memetik tongkol jagung.

Bagi menjamin kualiti jagung di kawasan berkenaan, dia turut menitikberatkan penjagaan tanaman di ladangnya selain memastikan tanaman di situ bebas daripada penggunaan racun perosak.

Dalam tempoh tiga bulan selepas mengusahakan tanaman jagung tersebut, nyata usaha Nor Azmi berbaloi apabila berjaya memperoleh pendapatan lebih RM20,000.

Katanya, jagung yang diusahakan di kawasan itu turut diedarkan bagi jualan ladang kontrak dan jualan runcit untuk dipasarkan di seluruh Melaka ini malah di negeri-negeri yang berdekatan.

Nor Azmi berkata, sebelum menanam jagung dia pernah mengusahakan pisang di kawasan yang sama, namun memandangkan penyakit yang kini menyerang tanaman itu yang sukar dikawal lalu dia membuat keputusan untuk menanam jagung.

"Saya bersyukur kerana mendapat sokongan dan bantuan seperti latihan dan tunjuk ajar daripada Jabatan Pertanian Jasin termasuk pembinaan sistem pengaliran serta beberapa peralatan lain untuk memajukan pengusahaan tanaman ini.

"Sambutan yang diterima juga menggalakkan, selain memberi saya peluang untuk menambah pendapatan ia turut memberi peluang kepada orang lain mendapat pekerjaan di kawasan ini," katanya.

Nor Azmi berkata, dia turut berhasrat untuk memperluaskan lagi kawasan tanaman itu berikutan mendapat permintaan tinggi daripada pelanggan seiring dengan keadaan semasa yang menggemari jagung selain harga yang ditawarkan adalah berpatutan.

Katanya, dia juga berharap mendapat bantuan dari segi tanah di mana telah memohon untuk mendapatkan tanah rezab kerajaan yang terbiar di Chabau bagi menambahkan lagi kawasan pertanian.

"Di sini kita juga memerlukan traktor bagi memudahkan kerja-kerja pembajakan dan sebagainya memandangkan kawasan tanaman ini yang agak luas, namun setakat ini saya tidak mampu untuk membelinya yang berharga RM100,000," katanya.

Tambahnya, dia berharap agensi kerajaan yang berkaitan akan dapat membantu bagi memperluaskan lagi tanaman yang diusahakan secara komersial itu selain membuka banyak lagi peluang pekerjaan kepada anak-anak tempatan di kampung itu.

Friday, June 28, 2013

Sabah To Focus On Helping Boost SME Sector, Says Musa

KOTA KINABALU, June 27 (Bernama) -- The Sabah state government will continue to focus on helping the small and medium enterprises (SMEs) here to further grow and prosper, said Chief Minister, Datuk Seri Musa Aman.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=959283
Published: Jun 28, 2013

Musa, who is also state finance minister, said the state was aware of the important role played by the SMEs to drive economic growth.

"The sector contributes significantly to boost socio-economic development by providing jobs and the set up of businesses to generate more income and hence create more successful entrepreneurs," he said.

Musa said this at the officiating of the Sabah SME Carnival 2013 here today.

The text of his speech was read by Minister of Rural Development, Datuk Radin Malleh.

Also present was Deputy Minister of Industrial Development Minister, Datuk Bolkiah Ismail.

The chief minister said the state will help the SMEs under the various programmes under the Sabah Development Corridor which were planned and implemented by the Sabah Economic Development and Investment Authority.

Musa said Yayasan Sabah was also tasked to help the Ministry of Industrial Development and other government agencies to promote the growth of the SME sector.

"I believe the SME sector will record strong growth with the setting up of the Sabah International Convention Centre later," he said.

He said with the strong cooperation between the state and federal governments, the prospects and potentials of the SME sector will be bright.

However, he said, the SME sector in Sabah needed to be creative and innovative to produce high-quality products which will be competitive worldwide.

-- BERNAMA 

Kerajaan Beri Tumpuan Sektor PKS Untuk Bantu Pertumbuhan Ekonomi Sabah

KOTA KINABALU, 27 Jun (Bernama) -- Kerajaan akan terus memberi tumpuan dan bantuan kepada sektor perusahaan kecil dan sederhana (PKS) di Sabah bagi memastikan sektor itu terus membangun dan berjaya, kata Ketua Menteri Datuk Seri Musa Aman.

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=959248
Published: Jun 28, 2013

Beliau berkata ini kerana kerajaan sedar bahawa PKS memainkan peranan yang penting dalam memacu pertumbuhan ekonomi.

Ia juga memberikan sumbangan yang signifikan kepada peningkatan sosioekonomi rakyat dari segi penyediaan peluang-peluang pekerjaan, perniagaan, menjana pendapatan dan seterusnya melahirkan lebih ramai usahawan yang berjaya, katanya.

Musa, yang juga Menteri Kewangan Negeri berkata demikian di dalam teks ucapannya sempena majlis perasmian Karnival SME Sabah 2013 di Pusat Perdagangan Sabah di Likas, dekat sini hari ini.

Teks ucapannya dibacakan Menteri Pembangunan Luar Bandar Datuk Radin Malleh. Yang turut hadir Pembantu Menteri Pembangunan Perindustrian Negeri Datuk Bolkiah Ismail yang mewakili menterinya Datuk Raymond Tan.

Pada peringkat negeri, Musa berkata sektor PKS turut diberikan tumpuan melalui pelbagai program di bawah pelaksanaan Koridor Pembangunan Sabah (SDC) yang dirancang dan dilaksanakan oleh Pihak Berkuasa Pembangunan Ekonomi dan Pelaburan Sabah (SEDIA).

Selain itu, katanya, Yayasan Sabah, salah satu agensi kerajaan negeri, berperanan membantu Kementerian Pembangunan Perindustrian dan jabatan serta agensi kerajaan yang lain dalam pembangunan PKS.

"Saya percaya sektor PKS ini akan berkembang lebih pesat dengan terbinanya Pusat Konvensyen Antarabangsa Sabah (SICC) kelak," katanya.

Musa yakin dengan adanya kerjasama erat antara kerajaan negeri dan Persekutuan, ia akan dapat mewujudkan serta mengembangkan prospek dan potensi PKS di negeri ini.

Bagaimana pun, PKS di Sabah perlu lebih kreatif dan inovatif dalam menghasilkan produk berkualiti dan bertaraf antarabangsa yang kompetitif, serta memenuhi kehendak dan piawaian antarabangsa, katanya.

Beliau turut menyambut baik pelbagai langkah dan inisiatif kementerian, agensi dan badan berkanun seperti SME Corp yang banyak membantu membangunkan PKS di Sabah.

Pada masa yang sama, Musa menyeru semua kementerian, jabatan dan agensi kerajaan yang berkaitan untuk meningkatkan usaha dan program masing-masing bagi membantu dan membangunkan industri PKS.

-- BERNAMA

Economic growth spurs consumer confidence

SHAH ALAM: The Malaysian Retailer-Chains Association (MRCA) president Datuk Nelson Kwok expects the local retail sector to see marked progress in the second half of the year. “We are expecting higher growth in the second half of the year and I hope that more initiatives would be put in place to enhance growth in the small and medium enterprise (SME) sector, as you know that the sector contributes significantly to the country’s economic performance,” he told StarBiz on the sidelines of the MRCA CEO Night event here.

Source from (The Star Online): http://www.thestar.com.my/Business/Business-News/2013/06/28/MRCA-Robust-retail-sector-in-H2-Economic-growth-spurs-consumer-confidence.aspx
Published: Jun 28, 2013



“The outlook for the retail sector remains positive on the back of robust economic growth which has raised the confidence level of the consumer to spend.

“The spin-off effect from the retail sector is huge, and other industries such as manufacturing and logistics have benefited from it,” he added.

This year marks the sixth consecutive year of the CEO Night event, organised by the MRCA to provide a platform for its members to network as well as gain insight from industry leaders based on their experience.

“This year, we have more than 900 participants, with more than 600 SMEs in attendance, to celebrate the biggest CEO night thus far,” Kwok said, citing the previous event participant at between 500 and 600.

“The growth in the number of participants shows that they are very enthusiastic about learning from the captains of industry to help their businesses move forward,” he noted.

In his presentation speech, Kwok said Malaysian businesses could further expand by looking at other countries such as Mozambique as a new market with vast opportunities.

As such, MRCA is planning a business trip to that country in August this year.

Also present was SP Setia Bhd president and chief executive officer Tan Sri Liew Kee Sin, who advised the participants to be always equipped with detailed statistics and data, as it had always been his recipe for success.

Liew said that he was happy to host the CEO Night this year, given that the Setia City Convention Centre in Shah Alam was still new.

“We are honoured to have this kind of event held here and are hoping to host it again next year,” he said.

On another note, Liew said the Setia City Mall was “doing very well”, considering that it was launched just a year ago. “Every weekend, we have more than 100,000 visitors and probably 50,000 during weekdays. Hence, the retail outlook for SP Setia is very good,” he said.

Wan tauke santan

LELAKI ini masih muda. IUsianya baharu menjengah 37 tahun. Kata orang Indonesia, masih ganteng! Namun, dia pernah menghadapi saat yang sukar dalam hidupnya apabila terpaksa membuat beberapa pilihan yang keputusan akhir bakal merubah hidupnya. Demikianlah secebis kehidupan insan di atas muka bumi yang tidak pernah sunyi daripada diuji.

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Bicara_Agama/20130627/ba_02/Wan-tauke-santan
Published: Jun 28, 2013


Wan Mohd. Salleh Mohd. Sulong tidak akan pernah melupakan 
pihak-pihak yang telah membantunya sehingga berada di tahap membanggakan kini.

Di sebalik wajah yang berpeluh dan keletihan, Wan Mohd. Salleh Mohd. Sulong, ceria menerima kehadiran saya dan teman-teman Lembaga Zakat Selangor (LZS) ke rumahnya di Kuala Selangor.

Di pinggiran jalan besar, dilatari dengan beberapa batang pohon kelapa dan longgokan-longgokan sabut dan tempurung kelapa, sebenarnya sudah cukup buat menzahirkan apakah pekerjaannya.

"Saya mengusahakan santan ini masih baru. Sekitar setahun lalu saya mencuba pasaran terlebih dahulu. Kala itu, saya mengambil santan daripada seorang teman.

"Alhamdulillah, berkat teknik pemasaran yang betul, ternyata pasaran santan kelapa ini memang ada dan produk santan saya mendapat sambutan. Kemudian, saya menyewa sebuah mesin pemerah santan daripada orang lain dan mula menghasilkan santan sendiri," kata Wan Mohd. Salleh.

Seorang yang murah dengan senyuman, nyata dia bukan baharu sehari dua berjinak-jinak dengan dunia perniagaan. Dia ada pengalaman luas mengusahakan kedai makan.

"Saya mempunyai kelulusan Diploma Kulinari dan Katering dari sebuah institusi pendidikan swasta. Sebelum ini juga, saya mengusahakan sebuah restoran selama 11 tahun di Sepang, Selangor.

"Malangnya, atas sebab-sebab tertentu, semasa dalam proses perceraian dengan bekas isteri, restoran itu terpaksa dilepaskan. Malah, rumah yang saya beli dengan harga lebih RM100,000 juga saya korbankan kerana ia dikira sebagai harta sepencarian," kata Wan Mohd. Salleh.

Ternyata, sulitnya sebuah perpisahan walaupun bagi seorang lelaki yang dianggap punyai kekuatan. Wan memilih untuk berpisah, lantaran masalah yang menimpa rumah tangganya kian sukar untuk dirungkai.

Dalam kemelut perpisahan itulah, dia akhirnya tega memilih anak angkatnya, Nur Ain, 6, sebagai galang ganti. Baginya, wang boleh dicari ganti, namun anak adalah buah hati yang mendamaikan diri.

Lewat perpisahan tahun 2011 itu Wan Mohd. Salleh mencuba menyibukkan dirinya dengan bekerja. Dia pernah menjadi pengurus di sebuah syarikat, namun tidak betah bertahan lama dan akhirnya dia kembali menganggur.

Kala itu, hidupnya bergantung kepada wang simpanan. Dia juga tinggal di rumah ibu, maka tidak perlulah bayar sewa.

"Saya tidak mahu menjadikan alasan duduk di kampung untuk bermalas-malasan. Tidak berapa lama selepas berhenti kerja, saya mencuba berniaga, iaitu menjual santan. Siapa tahu, tuah saya ada di kampung sendiri," jelasnya.

Menurutnya, biarpun perniagaan santan kelapa mempunyai banyak persaingan, pun begitu kebijaksanaan dalam meletakkan harga produk boleh meraih perhatian pelanggan.

Dia optimis, kerana strategi perniagaannya menjadi. Malah, santannya mendapat sambutan tinggi.
"Saya sangat yakin. Maka, pada tahun lepas, saya diperkenalkan kepada LZS, saya tidak mahu melepaskan peluang ini untuk merubah diri.

"Malah, saya berjanji kepada diri saya sendiri, saya tidak mahu selamanya bergantung kepada LZS. Saya hanya mahu menjadikan LZS sebagai 'batu loncatan' agar dapat pergi lebih jauh," tegasnya bersemangat.

Ternyata Wan Mohd. Salleh benar-benar mengotakan janjinya. Setelah menerima bantuan modal perniagaan sebanyak RM29,100 daripada LZS, dia merancakkan lagi perniagaannya.

"Bagaikan mati hidup semula. Itulah perasaan saya apabila LZS memberikan modal tersebut. Bayangkan, dahulu saya hanya menyewa mesin, kini semuanya milik saya sendiri.

"Semua mesin yang ada di rumah ini iaitu dari mengopek kelapa, memarut, memerah dan peti ais semuanya adalah dari LZS. Malah saya juga menerima modal tunai. Untuk semuanya, saya amat menghargainya," akui Wan.

YES anjur Pesona Hijabi

Kuala Lumpur: Persatuan Usahawan Muda Malaysia (YES Malaysia) akan menganjurkan program Pesona Hijabi bagi membantu mempelbagaikan ilmu dan skil yang diperlukan usahawan muda yang baru menceburkan diri dalam bidang perniagaan online bercirikan Muslimah pada 30 Jun ini.

Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/YESanjurPesonaHijabi/Article/index_html
Published: Jun 28, 2013

Setiausaha Agungnya, Aiezatt Ahmad@Salim berkata selain menyediakan gerai pameran pakaian dan aksesori Muslimah, program sehari itu akan diisi dengan pelbagai aktiviti termasuk Pameran dan Peragaan Fesyen Hijab (Mofas’13 Hijabista), Seminar Penampilan Imej Seri Pesona Anggun serta Forum Usahawan Hijab Online.

“Melihat kepada trend perniagaan dan minat usahawan belia, kami mengambil inisiatif untuk membawakan program ini khusus kepada belia yang ingin mengetahui selok belok dalam perniagaan online bercirikan Muslimah dan pada masa sama meningkatkan imej penampilan diri selaku usahawan muda.

“Untuk seminar, kami menghimpunkan beberapa perunding imej profesional, personaliti dan ikon yang berpengalaman di dalam bidang penampilan diri Muslimah antaranya Heliza Helmi serta Personaliti program Tanyalah Ustazah, Dr Nadzirah Mohd,” katanya.

Sementara itu, personaliti dan ikon Muslimah, Heliza Helmi berkata program itu bersesuaian kepada semua wanita yang ingin tampil menarik dan pada masa sama mengekalkan ciri-ciri Muslimah.

“Eksklusif bersama saya dan perunding imej lain dalam seminar penampilan imej Muslimah, pelbagai ilmu dan penerangan mengenai imej, fesyen dan keusahawanan hijab secara online akan kami kongsi bersama peserta,” katanya.

Seramai 300 peserta berpeluang menghadiri program berkenaan dengan bayaran antara RM100 ke RM150 bertempat di Tingkat 10, Dewan Golden Chersonese, Maju Junction Kuala Lumpur bermula 9 pagi hingga 6 petang.

Maklumat lanjut berhubung program itu boleh layari laman web www.mofas.my.

SME Bank nurtures students

SME Bank Bhd launched a corporate responsibility programme last year to promote entrepreneurship among secondary school students.

Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/ADSMEB/Article/
Published: Jun 28, 2013



"Program Inovasi Usahawan Muda - SME Bank Y-Biz Challenge 2013" has received good response from schools nationwide.

SME Bank managing director Datuk Mohd Radzif Yunus said of the 110 schools invited, 82 participated, with the winners using their winning money to enter a competition in Romania and winning the Gold Medal in the Young Inventor category.

"This year, we have plans to provide some form of support to the winner keen on competing in the international arena," he said.

The first prize winner of this year's SME Bank Y-Biz challenge will receive RM20,000 in cash, first runner-up RM15,000 and RM10,000 for the third spot.

Mohd Radzif said this is SME Bank's signature corporate responsibility event that it is partnering with the Malaysian Design Council and supported by the Education Ministry.

"This is part of our initiative to nurture the youth to be future entrepreneurs and being our second time organising this, we discovered there are a lot of them out there with creative ideas."

He added that last year, the competition was open to only invited schools but this year it is open to all secondary school students, to allow them to explore and expand their creativity by innovating and proposing great ideas.

Mohd Radzif said for this programme, it is SME Bank's objective to develop and stir entrepreneurship interest among students and to build a better generation for the country's future economy.

Y-Biz challenge, he noted will allow students to think outside the box and at the same time enhance leadership skills.

It also serves the Education Ministry's aspirations to encourage students to be active in extra-curricular activities in school and at the national level, producing highly motivated students with interest in science, technology and entrepreneurship.

Mohd Radzif said as for the SME Bank, apart from inculcating entrepreneurship among students, teachers will also be exposed to new teaching techniques which can produce creative and innovative students.

The criteria for projects to be submitted, said Mohd Radzif, must be with original ideas, value-added, innovative, environmental-friendly and with commercial value.

Preliminary screening will be done in all states to select 20 schools and to move on to the semi-final round.

"In the semi-final round, they will present proposals and then visit our factory complex where they will experience firsthand the mechanics of production and meet entrepreneurs," said Mohd Radzif.

Ten schools will then be selected into the final round and each finalist will be provided with a seed capital of RM2,000 each to produce prototype of the projects.

The final presentation to the jury will be done at the national level and juries will comprise experts in their respective fields and also representatives from the SME Bank, Education Ministry and Malaysian Design Council.

The competition started on May 2 and will close on July 19. Entry forms and proposal guidelines can be downloaded from www.smebank.com.my

Thursday, June 27, 2013

SMEs granted RM2.9bil loans

PETALING JAYA: A total of 1,803 small and medium enterprises (SMEs) had been granted a total financing package of RM2.9bil by SME Bank to support their investment and working capital requirements in 2012, as compared with 1,407 SMEs totalling RM1.7bil in 2011.

Source from (The Star Online): http://www.thestar.com.my/Business/Business-News/2013/06/27/SMEs-granted-RM29bil-loans.aspx
Published: Jun 27, 2013

In a statement, SME Bank said going forward, the bank would continue dealing with various challenges “effectively and efficiently.”

The bank would introduce various initiatives as appropriate to uphold the Government’s mandate and support its objective of SMEs contributing 41% to the nation’s gross domestic product by the year 2020, it added.

SME Bank targets 6pc profit growth

SME Bank Bhd is targeting six per cent growth in profit for its financial year ending December 31 2013 from RM122.9 last year.

Source from (The Star Online): http://www.thestar.com.my/Business/Business-News/2013/06/27/SMEs-granted-RM29bil-loans.aspx
Published: Jun 27, 2013

Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/26SMEB/Article/
Published: Jun 27, 2013



Managing director Datuk Mohd Radzif Mohd Yunus said the 2012 profit was slightly lower than the RM125.7 million recorded in the previous year that was achieved on a better debt recovery.

"It is the operating profit that matters to us as last year it increased twofold to RM146 million," he said at a press conference after announcing the company's 2012 financial results here yesterday.

Mohd Razif said SME Bank also expects to register eight per cent growth in loans this year. To date, it has disbursed some RM1.8 billion worth of loans.


In 2012, it approved RM2.9 billion worth of loans to 1,803 small and medium enterprises (SMEs) compared with RM1.7 million to 1,407 SMEs in 2011.

"More SMEs have benefited from our programmes and services like financing, entrepreneurial training and programmes in collaboration with other agencies," he said.

Mohd Radzif said this year, the bank is allocating about RM4 billion for the financing and development of SMEs.

Of the amount, RM2.25 billion will be channelled through its four programmes - SME Development Fund, Divestment Financing Scheme, Halal Industry Fund and Young Entrepreneur Fund.

On its RM3 billion fund-raising through Islamic papers, Mohd Radzif said the first tranche of RM500 million worth of sukuk has been launched.

The second tranche of the same value is expected to be issued by the third quarter of this year, he added.

SME Bank untung RM146 juta pada 2012

BANK Perusahaan Kecil dan Sederhana Malaysia Berhad (SME Bank) mencatatkan keuntungan operasi RM146 juta meningkat dua kali ganda daripada daripada tempoh yang sama tahun lalu dengan keuntungan sebelum cukai bernilai RM122.9 juta.

Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/sme-bank-catat-untung-rm146-juta-1.176264
Published: Jun 27, 2013

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Korporat/20130627/ko_02/SME-Bank-untung-RM146-juta-pada-2012
Published: Jun 27, 2013

SME Bank catat keuntungan RM146 juta
Dari kiri: Ketua Pegawai Eksekutif SME Bank, Mohd Rizal 
Mohd Jaafar; Mohd Razif dan Pengarah Strategik dan Pengurusan 
Risiko SME Bank, Mohamad Sabir Mohamad Sabri ketika 
mengumumkan laporan kewangan SME Bank di Kuala Lumpur.


PENGARAH Urusan SME Bank, Datuk Mohd. Radzif Mohd. Yunus (kanan) 
menyatakan sesuatu kepada Pengerusinya, Datuk Gumuri Hussain (tengah) dan 
diperhatikan Ketua Pegawai Operasi, Mohd Rizal Mohd. Jaafar semasa 
pengumuman prastasi kewangan SME Bank di Kuala Lumpur.

Dalam Belanjawan Negara 2013, kira-kira RM4 bilion diperuntukkan bagi pembiayaan dan pembangunan PKS, RM2.25 bilion akan disalurkan kepada SME Bank melalui empat program yang diwujudkan itu Dana Pembangunan SME, Skim Pelupusan Pembiayaan, Dana Industri Halal dan Tabung Usahawan Muda.

Pengarah Urusan SME Bank, Datuk Mohd Radzif Mohd Yunus, berkata, sepanjang 2012, SME Bank juga telah menawarkan pembiayaan kepada 1,803 syarikat perusahaan kecil dan sederhana (PKS) bernilai RM2.9 bilion pada 2012, berbanding dengan 1,407 PKS dengan jumlah pembiayaan RM1.7 bilion pada tahun sebelumnya.

"Sebilangan besar PKS telah mendapat manfaat daripada program dan perkhidmatan yang ditawarkan oleh SME Bank khususnya menerusi program pembiayaan, latihan keusahawanan, program kerjasama dan program inovatif IQ Dagang.

"Usaha kerjasama dengan Unit Peneraju Agenda Bumiputera (Teraju) yang menawarkan RM500 juta pembiayaan untuk TERAS PKS juga telah membuahkan hasil yang mana RM180.42 juta pinjaman telah diluluskan kepada dua puluh enam syarikat PKS," katanya ketika mengumumkan laporan kewangan 2012, di Kuala Lumpur, semalam.

SME Bank turut melancarkan skim pemulihan PKS yang telah diwujudkan untuk memberi bantuan kepada PKS bermasalah yang memerlukan bantuan menghidupkan semula perniagaan mereka.

Selain itu, program iQ Dagang turut menghasilkan 40 usahawan berjaya.

SME Bank Grants 1,803 SMEs Financing Worth RM2.9 Bln In 2012

KUALA LUMPUR, June 26 (Bernama) -- SME Bank Malaysia has granted a total financing package of RM2.9 billion to 1,803 small and medium enterprises (SMEs) last year.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=959009
Published: Jun 27, 2013

In 2011, the bank granted 1,407 SMEs a total financing package of RM1.7 billion to support their investment and working capital requirements.

"Our collaboration effort with Bumiputera Agenda Steering Unit (Teraju) which offered RM500 million funding for TERAS SMEs has yielded good results, where RM180.42 million in loans were approved to twenty six customers," the bank said in a statement today.

In 2012, the bank also launched the SME Revitalization Scheme that was created to provide assistance to troubled SMEs to revive their businesses.

Apart from that, IQ Dagang also produces 40 entrepreneurs with successful conversion of ideas into bankable business plan, it said.

"Last year was a year in which the role of the bank in supporting the nation's SMEs brought about encouraging results. "The Bank's Entrepreneurial Training Programme saw marked improvement in enrolment figures, with increased participation from 660 in 2011 to 1,262 in 2012," it added.

With the above strategies and innovation programme, the bank recorded sustainable profitability, with operating profit of RM146.0 million in 2012, a two-fold increase from 2011, with a pre-tax profit of RM122.9 million.

Going forward, the bank looks to continue dealing with various challenges effectively and efficiently.

"Appropriate business models will be implemented to ensure sustainability and provide the right support to the SMEs.

"The bank will also introduce various initiatives as appropriate to uphold the Government's mandate and support its objective for SMEs to contribute 41 per cent to the nation's Gross Domestic Product by 2020," it added.

-- BERNAMA 

1,803 PKS Diberi Pakej Pembiayaan Sejumlah RM2.9 Bln Pada 2012 - SME Bank

KUALA LUMPUR, 26 Jun (Bernama) -- SME Development Bank Malaysia Bhd (SME Bank) telah mengagihkan pakej pembiayaan sejumlah RM2.9 bilion kepada 1,803 perusahaan kecil dan sederhana (PKS) tahun lepas.

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=959135
Published: Jun 27, 2013

"Usaha kerjasama kami dengan Unit Peneraju Agenda Bumiputera (TERAJU) yang menawarkan pembiayaan RM500 juta untuk PKS TERAS telah memberikan keputusan yang baik, di mana RM180.42 juta pinjaman telah diluluskan kepada 26 pelanggan," kata bank itu dalam satu kenyataan Rabu.

Pada tempoh yang dinilai, bank itu juga melancarkan Skim Pemulihan PKS untuk memberi bantuan kepada PKS yang memerlukannya.

"Program Latihan Keusahawanan bank juga telah melihat peningkatan dapat jumlah peserta, iaitu seramai 1,262 pada 2012 berbanding 660 pada 2011," tambahnya.

Kenyataan itu berkata, bank itu mencatatkan keuntungan operasi sebanyak RM146.0 juta, satu peningkatan dua kali ganda daripada 2011, dengan untung pracukai RM122.9 juta.

-- BERNAMA

Online Exports Is Effective Channel For SMEs To Expand Overseas, Says PayPal

KUALA LUMPUR, June 26 (Bernama) -- Online exports has been identified as an effective channel for Malaysian small and medium enterprises (SMEs) to reach out to millions of consumers overseas and sell to the global marketplace.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=958943
Published: Jun 27, 2013

Source from (The Star Online): http://www.themalaysianinsider.com/business/article/fantastic-opportunity-for-malaysian-smes-online-says-paypal/
Published: Jun 27, 2013

Data, released by PayPal, a leader in the global e-commerce market, underlined Malaysia's success and potential in trading online with the world.

"Our data and insights clearly show that Malaysian SMEs have a fantastic opportunity to reach out to millions of consumers globally and aggressively expand into overseas markets through cross-border e-commerce," said PayPal's Country Manager for Malaysia and Philippines, Audrey Ottevanger in a statement Wednesday.

PayPal offers convenient and secure transactions for local merchants to sell to over 128 million active PayPal users in 193 markets worldwide.

"We welcome support from government initiatives geared at strengthening the SMEs' online presence.

"We believe there is no better time for them to capitalise on the high-growth online export channel, especially during these tough economic times," she added.

Computers and accessories, books and magazines and electronics were the top online export categories for Malaysia. The top purchases on mobile devices were software and fashion items.

According to the Malaysia External Trade Development Corporation, Malaysia's exports rose by 0.6 per cent in 2012.

With SMEs accounting for over 97.3 per cent of all businesses in Malaysia, they form the backbone of the economy and are expected to contribute significantly to the country's export trade flow.

-- BERNAMA 

Wednesday, June 26, 2013

Eksport Online Saluran Efektif Bagi PKS Perluas Ke Luar Negara: PayPal

KUALA LUMPUR, 26 Jun (Bernama) -- Eksport online dikenal pasti sebagai saluran efektif bagi perusahaan kecil dan sederhana (PKS) Malaysia untuk mencapai jutaan pengguna di luar negara dan menjual ke pasaran global.

Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/e-dagang-jadi-pilihan-pks-1.175858
Published: Jun 26, 2013

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=958951
Published: Jun 27, 2013

E-dagang jadi pilihan PKS

Data yang dikeluarkan oleh PayPal, peneraju dalam pasaran e-dagang global, menunjukkan kejayaan Malaysia dan potensi dalam dagangan online dengan dunia.

"Data dan pandangan yang diperoleh menunjukkan PKS Malaysia mempunyai peluang yang hebat untuk mencapai jutaan pengguna di seluruh dunia dan secara agresif berkembang ke pasaran seberang laut melalui e-dagang rentas sempadan," kata Pengurus Negara PayPal bagi Malaysia dan Filipina, Audrey Ottevanger dalam satu kenyataan hari ini.

Paypal menawarkan kemudahan dan mendapatkan transaksi bagi peniaga tempatan untuk menjual kepada lebih 128 juta pengguna aktif PayPal di 193 pasaran di seluruh dunia.

"Kami mengalu-alukan sokongan daripada inisiatif kerajaan yang diadakan untuk mengukuhkan kehadiran online PKS.

"Kami percaya kini masa yang sesuai bagi mereka memanfaatkan saluran eksport online yang mempunyai pertumbuhan tinggi, terutamanya semasa waktu ekonomi sukar ini," katanya.

Komputer dan aksesori, buku dan majalah serta elektronik merupakan kategori eksport online utama bagi Malaysia. Pembelian utama bagi peranti mudah alih ialah perisian dan barang fesyen.

Menurut Perbadanan Pembangunan Perdagangan Luar Malaysia, eksport Malaysia naik 0.6 peratus pada 2012.

Dengan PKS menguasai lebih 97.3 peratus semua perniagaan di Malaysia, mereka membentuk tulang belakang ekonomi dan dijangka menyumbang dengan ketara kepada aliran perdagangan eksport negara.

-- BERNAMA

MAPEM Tubuh Pasukan Petugas Bincang Isu Ekonomi Melayu

SHAH ALAM, 25 Jun (Bernama) -- Majlis Perundingan Ekonomi Melayu Malaysia (MAPEM) akan menubuhkan Pasukan Petugas bagi membincangkan perkara yang perlu dilaksanakan melalui Belanjawan 2014 termasuk bantuan kepada usahawan dan peniaga Melayu yang berpusat di kawasan luar bandar.

Source from (Berita Harian): http://www.bharian.com.my/bharian/articles/MAPEMtubuhbadankhasbelapeniagaMelayu/Article
Published: Jun 26, 2013

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=958852
Published: Jun 26, 2013

MAPEM tubuh badan khas bela peniaga Melayu
Rozali (tengah) mengadakan sidang media selepas mempengerusikan 
Mesyuarat Agung MAPEM pertama di Shah Alam.

Presiden MAPEM, Tan Sri Rozali Ismail, berkata peniaga Bumiputera masih gagal menguasai ekonomi dan ia dikhuatiri menimbulkan jurang ekonomi berbanding kaum lain menjelang 2020.

Katanya, memang menjadi tanggungjawab MAPEM untuk terus membantu peniaga Bumiputera supaya mampu bersaing dalam perniagaan sekali gus mencapai penguasaan ekonomi negara sehingga 60 peratus.

Gagal kuasai ekonomi

“Kami semakin khuatir dengan keadaan peniaga Melayu dan Bumiputera kerana walaupun dengan pelbagai insentif yang diketengahkan, golongan ini masih gagal menguasai ekonomi.

“Sehingga kini, kami difahamkan pegangan ekonomi golongan Bumiputera adalah di bawah paras 30 peratus. Oleh itu, pasukan khas ditubuhkan untuk melihat perkara yang perlu dilaksanakan dalam Bajet 2014,” katanya kepada media selepas mem-pengerusikan Mesyuarat Agung MAPEM pertama di Shah Alam, semalam.

Rozali berkata, pasukan khas itu akan dianggotai pertubuhan bukan kerajaan (NGO) Melayu dan Bumiputera serta diterajui oleh pakar ekonomi.

Katanya, MAPEM juga dalam perancangan untuk membuka cawangannya di seluruh negara termasuk Sabah dan Sarawak, bagi menyediakan ruang kepada usahawan Melayu dan Bumiputera menyuarakan pendapat.

“Selepas mesyuarat agung yang diadakan hari ini (semalam), kami akan mengadakan siri jelajah ke seluruh negara untuk berjumpa dengan setiap ahli MAPEM.

Kongres Oktober

“Selain membuka cawangan dan mengenalpasti bentuk bantuan yang mereka inginkan, kemuncak kepada siri jelajah itu ialah satu kongres yang akan diadakan Oktober depan,” katanya.

Beliau berkata, MAPEM kini sedang mensasarkan peningkatan pembabitan usahawan Bumiputera dalam perusahaan kecil dan sederhana (PKS).

Katanya, PKS seharusnya bersifat kreatif dan perlu mempunyai peluang pasaran tinggi serta tidak terhad kepada menjual barangan seperti kerepek dan kicap saja.

More Than 400 Supermarkets Participate In SME Week 2013

KUALA LUMPUR, June 25 (Bernama) -- More than 400 supermarkets nationwide are participating in the SME Week 2013, which showcases the best of Malaysia's small and medium enterprise products, Chief Executive Officer of SME Corp Malaysia, Datuk Hafsah Hashim said.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=958729
Published: Jun 26, 2013

She said among the participating supermarkets are Mydin, Aeon, Tesco, Giant, Aeon Big, The Store and KK Mart.

The SME Week is an annual event held nationwide in the fourth week of June each year. All related ministries and agencies align their SME programmes and activities throughout the week in support of the campaign.

"This year, SME Week 2013 will incorporate an interesting cross-section of events ranging from open days, pocket talks, an information fiesta, business advisory services, product demos, exhibitions, promotions on Shariah fund to the Pasar Tani Mega," Hafsah said during the launch of the SME Week 2013 here, today.

Themed "Small Businesses, Big Ideas", the event was officiated by the Deputy Minister of International Trade and Industry, Datuk Hamim Samuri.

Hafsah said the campaign aims to draw SMEs to participate and benefit from the available business assistance, support and business advisory services, in helping them to establish and grow their businesses into affluent enterprises.

SME Week 2013 also provides a platform for promoting awareness of SME products and services, showcasing its products and services, dissemination of information on SMEs and fostering the culture of entrepreneurship.

-- BERNAMA 

Lebih 400 Pasar Raya Sertai Minggu PKS 2013

KUALA LUMPUR, 25 Jun (Bernama) -- Lebih 400 pasar raya di seluruh negara akan menyertai Minggu PKS 2013, yang mengetengahkan produk terbaik perusahaan kecil dan sederhana (PKS) Malaysia, kata Ketua Pegawai Eksekutif SME Corp Malaysia Datuk Hafsah Hashim.

Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/408-pasar-raya-pamer-produk-pks-1.175843
Published: Jun 26, 2013

Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/Sokongusahawankecil/Article/index_html
Published: Jun 26, 2013

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=958837
Published: Jun 26, 2013

408 pasar raya pamer produk PKS
Dari kiri: Pengerusi SME Corp Datuk Ir Mohamed Al Amin Abdul 
Majid, Hamim dan Hafsah mencuba produk di gerai sempena Minggu PKS.

Beliau berkata antara pasar raya yang mengambil bahagian ialah Mydin, Aeon, Tesco, Giant, Aeon Big, The Store dan KK Mart.

Minggu PKS ialah acara tahunan yang berlangsung di seluruh negara pada minggu keempat Jun setiap tahun. Semua kementerian dan agensi menyelaraskan program dan aktiviti berkaitan PKS di sepanjang minggu bagi menyokong kempen ini.

"Tahun ini, Minggu PKS 2013 akan menggabungkan pelbagai acara menarik seperti hari terbuka, bicara saku, satu pesta maklumat, khidmat nasihat perniagaan, demonstrasi produk, pameran, promosi mengenai dana Syariah di Pasar Tani Mega," kata Hafsah pada pelancaran Minggu PKS 2013 di sini hari ini.

Bertema 'Perniagaan Kecil, Idea Besar', acara itu dirasmikan oleh Timbalan Menteri Perdagangan Antarabangsa dan Industri Datuk Hamim Samuri.

Hafsah berkata kempen itu bermatlamat menarik PKS menyertai dan memperoleh maklumat mengenai bantuan perniagaan yang ditawarkan, menyokong khidmat nasihat perniagaan dalam membantu mereka mewujudkan dan mengembangkan perniagaan.

Minggu PKS 2013 juga merupakan platform untuk mempromosi kesedaran menggemai produk dan perkhidmatan PKS, mengetengahkan produk dan perkhidmatan, menyalurkan maklumat mengenai PKS dan memperkukuh budaya keusahawanan.

-- BERNAMA

Sunday, June 23, 2013

CGC sets RM2b loan target

CREDIT Guarantee Corporation Malaysia Bhd (CGC) is targeting to guarantee a total of RM2 billion in loans for 9,000 small and medium enterprises (SMEs) this year.

Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/gec/Article/
Published: Jun 23, 2013

CGC managing director Datuk Wan Azhar Wan Ahmad said for the first half of this year, it has guaranteed RM500,000 in loans.

"The first four months were quite slow for us this year because of the general election, but things are picking up now," he said yesterday.

Last year, CGC guaranteed a total of RM1 billion in loans. Over the last 40 years, it has guaranteed a total of RM51.4 billion in loans to more than 420,000 SMEs.

Meanwhile, Bank Negara Malaysia deputy governor Datuk Muhammad Ibrahim yesterday launched CGC's book entitled "Catalysing SME Growth" .

The book is aimed at creating a better understanding of CGC's role among its stakeholders, especially SMEs.

It documents CGC's role in promoting the growth and development of SMEs through its guarantee schemes over the last 40 years.

Wan Azhar said CGC had managed 42 guarantee schemes tailored to suit the specific needs of SMEs in every sector.

He added that the firm has always been consistent in looking out for innovative ways to improve SME outreach, especially in the financing of smaller businesses.

Muhammad Ibrahim also urged banks to lower its financing cost when giving out loans to SMEs as "the current rates imposed are too high at about 10 to 12 per cent average".

He also called for CGC to intensify the promotion of its products to make CGC a household name among SMEs.

He also urged CGC to extend its guarantee to new start-ups and new growth areas like green technology.

Wan Azhar said those suggestions will be looked at closely by CGC to further enhance its role as a vital financial intermediary in the country.

He also said CGC's role and and its contribution to Malaysia's SME growth have been recognised by other emerging countries in Africa and the Middle East.

He said CGC recently signed an memorandum of understanding with a Mongolian credit guarantee firm that will see it guiding the latter on how best to build its guarantee system there.

Next week, it will sign an agreement with Papua New Guinea's credit guarantee institute for the same purpose, said Wan Azhar.

CGC beri manfaat 9,000 PKS baru

CREDIT Guarantee Corporation Malaysia Bhd (CGC) menyasarkan untuk memberi manfaat jaminan kredit kepada 8,000 hingga 9,000 perusahaan kecil dan sederhana (PKS) baru.

Source from (Sinar Online): http://www.sinarharian.com.my/bisnes/cgc-beri-manfaat-9-000-pks-baru-1.174548
Published: Jun 23, 2013
Credit Guarantee Corporation
Ketua Eksekutif CGC Malaysia, Datuk Wan Azhar Wan Ahmad berkata, melihat momentum syarikat mula meningkat, CGC yakin mencapai sasaran itu menjelang hujung tahun ini.

"Sejak enam bulan pertama tahun ini, CGC berada dalam landasan kukuh untuk mencapai sasaran dalam memberi manfaat menjamin pinjaman bernilai RM2 bilion yang telah mencecah RM500 juta setakat ini," katanya selepas majlis pelancaran buku panduan PKS ‘Catalysing SME Growth’ di Kuala Lumpur.

Menurutnya, perkembangan positif ini menandakan peranan dan fungsi CGC sememangnya penting dalam membantu memacu syarikat PKS untuk lebih berdaya saing dalam membantu memberi jaminan kredit.

Katanya, kadar bayaran balik CGC kepada bank kini adalah 98 peratus jauh lebih tinggi daripada 60 hingga 70 peratus kira-kira 20 tahun lalu.

“Kami mahu mencapai tahap yang mana dengan adanya jaminan daripada CGC, tiada keraguan timbul untuk pinjaman akan dibayar kepada bank. Apabila bank membuat tuntutan, CGC akan membayar penuh kepada pihak bank,” katanya.

Mengulas berhubung perkembangan syarikat, Wan Azhar berkata, CGC turut menyasarkan untuk membuka institusi jaminan kredit di Timur Tengah dan Afrika berikutan minat yang ditunjukkan oleh dua negara itu.

“Minggu depan, CGC juga akan ke Papua New Guinea dan Mongolia untuk menandatangani perjanjian dengan kerajaan mereka untuk menubuhkan institusi jaminan kredit di sana," katanya.

Sejak penubuhannya pada 1972, CGC telah menjamin pinjaman bernilai RM51.4 bilion kepada 420,000 PKS menerusi 42 skim yang disediakan.

Fokus teras perniagaan CGC adalah untuk membantu PKS yang kurang mempunyai cagaran atau tiada cagaran dan rekod perniagaan untuk mendapatkan kemudahan kredit daripada institusi kewangan dengan menyediakan perlindungan jaminan.

Antara usahawan PKS yang telah berjaya di bawah perlindungan jaminan ini seperti Nelson’s Franchise, Kicap Tamin, Minyak Masak Golden Palm dan D’Tandoor.

CGC Malaysia To Help Set Up Credit Guarantee Institutions In Papua New Guinea, Mongolia

KUALA LUMPUR, June 21 (Bernama) -- Credit Guarantee Corp Malaysia Bhd (CGC) will help the Papua New Guinea and Mongolia governments set up credit guarantee institutions in their countries.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=957854
Published: Jun 23, 2013

Managing Director and Chief Executive Officer Datuk Wan Azhar Wan Ahmad said CGC was also looking to do the same in the Middle East and Africa given the interest shown in Malaysia's credit guarantee system.

"Next week I'm going to Papua New Guinea to sign an agreement with its government to help the country set up a credit guarantee institution there," he said.

He was speaking to reporters after the launch of CGC's book titled "Catalysing SME Growth" by Bank Negara Malaysia Deputy Governor Datuk Muhammad Ibrahim here Friday.

Also present was CGC's newly appointed chairman Datuk Md Agil Mohd Natt.

The book aims to create a better understanding of CGC's role amongst its stakeholders particularly in small and medium enterprises (SMEs).

It documents CGC's role in promoting the growth and development of SMEs through its guarantee schemes over the last 40 years.

The corporation has consistently been looking out for innovative ways to improve the SMEs outreach especially in the financing of smaller businesses.

To date, CGC had guaranteed a total of RM51.4 billion of loans benefitting more than 420,000 SMEs.

Wan Azhar said CGC was on track to achieve RM2 billion loans guarantee in 2013 against RM1 billion recorded last year.

"For the first half of this year, we achieved over RM500 million (of loans guaranteed). After the election, it has picked up.

"I estimate (the loans guarantee) to benefit 8,000 to 9,000 new SMEs," said Wan Azhar.

-- BERNAMA

CGC Malaysia Bantu Tubuh Institusi Jaminan Kredit Di Papua New Guinea Dan Mongolia

KUALA LUMPUR, 21 Jun (Bernama) -- Credit Guarantee Corp Malaysia Bhd (CGC) akan membantu kerajaan Papua New Guinea dan Mongolia menubuhkan institusi jaminan kredit di negara masing-masing.

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=957874
Published: Jun 23, 2013

Pengarah Urusan dan Ketua Pegawai Eksekutifnya, Datuk Wan Azhar Wan Ahmad, berkata CGC juga menyasarkan untuk berbuat demikian di Timur Tengah dan Afrika memandangkan minat yang di diperlihatkan terhadap sistem jaminan kredit Malaysia.

"Minggu depan saya akan ke Papua New Guinea untuk menandatangani perjanjian dengan kerajaannya untuk membantu negara itu menubuhkan institusi jaminan kredit di sana," kata beliau.

Beliau berkata demikian kepada pemberita selepas pelancaran buku GCC bertajuk "Catalysing SME Growth (Memacu Perkembangan PKS)" oleh Timbalan Gabenor Bank Negara Malaysia, Datuk Muhammad Ibrahim, di sini Jumaat.

Turut hadir ialah Pengerusi CGC yang baru dilantik, Datuk Md Agil Mohd Natt.

Buku itu bertujuan memberikan pemahaman yang lebih mendalam tentang peranan GCC di kalangan pihak-pihak berkepentingan, khususnya perusahaan kecil dan sederhana (PKS).

Ia mendokumentasikan peranan GCC dalam menggalakkan pertumbuhan dan pembangunan PKS melalui skim-skim jaminan sejak 40 tahun lalu.

Perbadanan ini sentiasa mencari cara yang inovatif untuk meningkatkan bantuan kepada PKS terutamanya dalam pembiayaan perniagaan-peniagaan kecil.

Setakat ini, GCC telah menjamin pinjaman berjumlah RM51.4 bilion yang memberi manfaat kepada lebih 420,000 PKS.

Wan Azhar berkata GCC berada di landasan ke arah mencapai sasarannya untuk menjamin pinjaman bernilai RM2 bilion pada 2013 berbanding RM1 bilion yang dicatatkan tahun lepas.

"Bagi enam bulan pertama tahun ini, kami mencapai lebih RM500 juta (pinjaman yang dijamin). Selepas pilihan raya, jumlah ini meningkat.

"Saya menganggarkan (jaminan pinjaman ini) memberi manfaat kepada 8,000 hingga 9,000 PKS baharu," kata Wan Azhar.

-- BERNAMA 

Close Cooperation Between Government And ACCCIM Essential, Says Mustapa

KUCHING, June 22 (Bernama) -- International Trade and Industry Minister Datuk Seri Mustapa Mohamed Saturday praised the Associated Chinese Chambers of Commerce and Industry of Malaysia (ACCCIM) for being an excellent bridge between the government and Malaysian Chinese companies.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=958010
Published: Jun 21, 2013

He was grateful to ACCCIM for helping to drive the national economy and for promoting Malaysian businesses overseas.

"I want all to throw our weight behind Prime Minister Datuk Seri Najib Tun Razak and march towards national reconciliation.

"We must put aside our political differences and focus on what we love most, our country, we must prioritise what matters most, our economy," he said when officiating ACCCIM's annual general meeting here today.

Mustapa said Malaysia attracted RM49.3 billion worth of approved investments in the first quarter of the year and this would not have been possible without the cooperation of the chamber.

"You have seen the good results. If we work together, we will surely achieve even greater results, we need to work together to enhance the economy, to create wealth and high-paying job.

"If all races cooperate with each other, it will bring the country to new heights. This is why the concept of 1Malaysia will never become irrelevant. The country can only move forward if we work with each other," he said.

Mustapa hoped the cooperation would bring more success in terms of economic growth.

"As a minister, my ambition is to see the country's economic outlook getting better.

"ACCCIM and every one of you will continue to be a success with greater achievement in your business.

"At the end of it all, it is my sincere hope that each and every one of us can work together, to push the economy to greater heights," he said.

-- BERNAMA 

Kerjasama Rapat Antara Kerajaan Dan ACCCIM Penting, Kata Mustapa

KUCHING, 22 Jun (Bernama) -- Menteri Perdagangan Antarabangsa dan Industri Datuk Seri Mustapa Mohamed hari ini memuji Gabungan Dewan Perniagaan dan Perindustrian Cina Malaysia (ACCCIM) kerana menjadi jambatan yang cemerlang menghubungkan antara kerajaan dan syarikat-syarikat Cina Malaysia.

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=958018
Published: Jun 21, 2013

Source from (Utusan Malaysia): http://www.utusan.com.my/utusan/Ekonomi/20130624/ek_02/ACCCIM-digesa-terus-jalin-hubungan-baik-dengan-kerajaan
Published: Jun 24, 2013

Beliau melahirkan rasa terima kasih kepada ACCCIM kerana membantu memacu ekonomi negara dan mempromosikan perniagaan Malaysia di seberang laut.

"Kita mesti ketepikan perbezaan politik kita dan memberi tumpuan kepada apa yang kita cintai iaitu negara kita dan memberikan keutamaan paling penting iaitu ekonomi kita," kata beliau ketika merasmikan mesyuarat agung tahunan ACCCIM di sini hari ini.

Mustapa berkata Malaysia telah menarik RM49.3 bilion pelaburan yang diluluskan dalam suku pertama tahun ini dan ini tidak mungkin dicapai tanpa kerjasama ACCCIM.

"Kita telah lihat hasil yang cemerlang. Sekiranya kita bekerjasama, sudah pasti kita akan capai keputusan yang jauh lebih baik. Kita perlu bekerjasama untuk meningkatkan ekonomi, untuk mewujudkan kekayaan dan kerja bergaji tinggi.

"Sekiranya semua kaum berganding bahu, ia akan membawa negara ke kemuncak baharu. Itu sebabnya mengapa konsep 1Malaysia itu penting. Negara akan hanya boleh bergerak ke hadapan sekiranya kita bekerjasama,' kata beliau.

"Sebagai seorang menteri, hasrat saya ialah untuk melihat prospek ekonomi negara bertambah baik. ACCCIM dan setiap daripada anda akan terus berjaya dengan pencapaian yang lebih baik dalam perniagaan anda," katanya.

-- BERNAMA 

Friday, June 21, 2013

KUB: A&W doesn't need white knight

PETALING JAYA: KUB Malaysia Bhd may not need a strategic partner to come to the rescue of its fast food business, A&W Malaysia, as it has managed to turn around the division on its own. According to managing director Datuk Wan Mohd Nor Wan Ahmad, A&W has returned to the black in the first quarter ended March this year.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=957505
Published: Jun 21, 2013

Source from (The Star Online): http://biz.thestar.com.my/news/story.asp?file=/2013/6/21/business/13268068&sec=business
Published: Jun 21, 2013

Source from (Business Times): http://www.btimes.com.my/Current_News/BTIMES/articles/KUBKUB/Article/index_html
Published: Jun 21, 2013

“Cumulative profit up to May is about RM400,000 and if we can manage to do this on our own, then why should we dilute our stakes? This is a huge improvement from the RM4mil loss recorded in the same period last year.

“We also have a cash pile of about RM144mil that could be used for the expansion of A&W outlets at strategic locations, as well as for working capital for the group.

“We will also continue to further strengthen this business via a more effective management and operational skills,” he told the press after the company's AGM yesterday.

Wan Mohd Nor added that KUB was looking to open three to four more outlets next year in the Klang Valley as well as in Sabah and Sarawak.

“We are interested in standalone locations similar to our outlet in Petaling Jaya, which is doing quite well.

“We are also in the final stages of disposing our A&W Thailand to a Malaysian investor residing in Thailand,” he said without disclosing the value of the transaction.

From a group perspective, KUB, which is also involved in the energy, construction and palm oil businesses, was quite optimistic of being in the black for the whole of 2013.

For the first quarter of this year, KUB posted a pre-tax profit of RM1.25mil on the back of RM224.1mil in revenue.

This is an improvement from financial year 2012, where the conglomerate managed to reduce its pre-tax losses by 67% to RM16.8mil compared with 2011.

On its plantation business, Wan Mohd Nor said its subsidiary was on the right track to increase the group's land bank from 7284.34ha to 28,327.99ha by 2015.

“Where construction is concerned, as KLIA2's development is entering its final stages of completion, we are glad to finish the work on a timely manner. Once again, I assure that the delay in KLIA2 is not caused by KUB, and we are still undertaking the remaining 10% work.”

Tawar francais A&W kepada usahawan - KUB

Petaling Jaya: KUB Malaysia Berhad (KUB) dijangka menawarkan skim francais restoran makanan segera A&W kepada usahawan tempatan tidak lama lagi.

Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/TawarfrancaisA_Wkepadausahawan/Article/index_html
Published: Jun 21, 2013

Pengarah Urusan Kumpulan KUB, Datuk Wan Mohd Nor Wan Ahmad berkata, kumpulan akan mengadakan rundingan dengan syarikat induk A&W, A Great American Brand LLC untuk mendapatkan lesen francais utama restoran itu sebelum akhir tahun ini.

“Kami merancang untuk membuka peluang kepada usahawan tempatan khususnya Bumiputera mengendalikan restoran A&W supaya dapat turut serta meraih manfaat daripada revolusi baru operasi rangkaian restoran makanan segera tertua di Malaysia ini,” katanya.

Menurutnya, pemilikan lesen francais utama itu juga secara tidak langsung membantu mengembang dan mengukuhkan semula kedudukan perniagaan dan operasi rangkaian restoran itu di pasaran tempatan.

“Perniagaan restoran makanan segera A&W di bawah segmen perniagaan makanan KUB kini kembali mencatatkan keuntungan pada suku pertama tahun ini selepas sekian lama mengalami kerugian.

“Kami melihat ia sebagai satu perkembangan positif hasil transformasi yang dibuat kumpulan pengurusan baru dan ini sudah tentu menawarkan prospek keuntungan kukuh pada masa depan,” katanya selepas mesyuarat agung tahunan (AGM) kumpulan di sini, semalam.

Wan Mohd Nor berkata, untuk mengembangkan lagi operasi restoran makanan segera itu di Malaysia, pihaknya kini sedang dalam proses mencari lokasi untuk pembukaan cawangan baru dan memilih untuk menjalankan operasi bukan di pusat beli-belah.

“KUB akan terus mengukuhkan daya saing, kapasiti dan jenama A&W dan berhasrat untuk membuka antara tiga hingga empat cawangan baru serta memasuki pasaran Sabah dan Sarawak pada tahun depan.

“Operasi A&W di Thailand tidak akan diteruskan dan pegangan pelabur Malaysia yang memiliki perniagaan di sana akan dilupuskan yang mana ia kini dalam peringkat akhir,” katanya.

Perniagaan A&W diambil alih KUB pada 2001 dan kini A&W Malaysia mempunyai lebih 20 cawangan di seluruh Malaysia selain merancang untuk meningkatkan bilangan kepada 25 cawangan menjelang 2014.

Komersialkan produk kesihatan tradisional

Puchong: Masih ramai pengamal perubatan tradisional Melayu yang ketinggalan dalam aspek mengkormesialkan produk kesihatan alami yang dihasilkan di peringkat lebih tinggi berikutan kegagalan mendokumentasikan produk itu secara saintifik.

Source from (Harian Metro): http://www.hmetro.com.my/myMetro/articles/Komersialkanprodukkesihatantradisional/Article/index_html
Published: Jun 21, 2013

Timbalan Yang Dipertua Gabungan Pertubuhan Pengamal Perubatan Tradisional Melayu Malaysia (GAPERA) Syed Mohsin Barakbah berkata, masyarakat semakin sedar dan peka kepentingan mendapatkan produk kesihatan berasaskan bukti saintifik serta diiktiraf pihak berkuasa.

“Peluang ini seharusnya digunakan pengamal perubatan tradisional untuk terus memperkasakan produk keluaran masing-masing melalui kaedah dan sistem yang betul, selamat serta diperkuatkan dengan bukti saintifik.

“Kita memiliki ramai pengamal perubatan tradisional yang mempunyai ilmu pengetahuan atau penggunaan bahan semula jadi menghasilkan produk kesihatan alternatif bermutu tinggi, tetapi tiba masa lebih ramai tampil membawa perubahan dalam sistem perubatan Melayu yang lebih berkesan,” katanya. kepada Harian Metro.

Beliau berkata, melihat keadaan itu, GAPERA dengan kerjasama Persatuan Pengamal Perubatan Alami Malaysia (MANMP) akan mengadakan Persidangan Memperkasakan Perubatan Asli Melayu 2013 dan Pameran Sains Perubatan Asli Melayu Moden esok sehingga Ahad di Hotel Quality, Shah Alam.

Orang ramai yang berminat boleh menghubungi menghubungi MANMP di talian 03-80769264.

Thursday, June 20, 2013

Kazakhstan's Women Entrepreneurs Hope To Learn From Malaysia

ASTANA (Kazakhstan), June 19 (Bernama) -- Kazakhstan's women entrepreneurs are looking forward to gaining business insights from Malaysia.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=957199
Published: Jun 20, 2013

"We see Malaysia as an Asian tiger and are ready to receive valuable insights.

"Kazakhstan's women entrepreneurs hope to go further in business and are keen to learn from the best, particularly Malaysia, and in terms of innovation," said Kazakhstan Association of Businesswomen president, Raushan Sarsembayeva.

She said this in her opening speech at the Kazakhstan-Malaysia Forum, "Unleashing Women Entrepreneurship Potential" here, today.

Raushan said the quest for business opportunities in Kazakhstan was widening and the association hoped to help more women venture into this sector.

She highlighted that the association had trained about 2,500 women over the past five years, with 90 per cent of them being employed in various sectors, and the rest having opened up their own businesses.

"We are very glad to see their achievement and hope it will increase over the years," she said.

In a related development, a participant welcomed the suggestion by the Malaysian Prime Minister's wife, Datin Seri Rosmah Mansor in her keynote address at the forum, that women should not compare their success with men.

Aizhan Yermekbayeva, 29, who operates an education centre said women should have their own approach and use their unique abilities to attain success.

She also hoped to collaborate with Malaysian universities which were very popular among Kazakhstan students due to their quality.

The inaugural forum was jointly organised by the Kazakhstan Association of Businesswomen and SME Corporation Malaysia and attended by 250 businesswomen from both countries.

-- BERNAMA

Usahawan Wanita Kazakhstan Harap Dapat Belajar Daripada Malaysia

ASTANA (Kazakhstan), 19 Jun (Bernama) -- Usahawan wanita Kazakhstan amat berharap untuk mendapatkan kefahaman tentang perniagaan daripada Malaysia.

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=957235
Published: Jun 20, 2013

"Kami menganggap Malaysia sebagai 'harimau' Asia dan bersedia untuk menerima pandangan yang berharga.

"Usahawan wanita Kazakhstan berharap dapat mengembangkan perniagaan dan berminat untuk belajar daripada yang terbaik, khususnya Malaysia, dan tentang inovasi," kata Presiden Persatuan Peniagawati Kazakhstan, Raushan Sarsembayeva.

Beliau berkata demikian dalam ucapan pembukaannya pada Forum Kazakhstan-Malaysia, "Membongkar Potensi Keusahawanan Wanita" di sini, Rabu.

Raushan berkata usaha mendapatkan peluang perniagaan di Kazakhstan semakin luas dan persatuan itu berharap untuk membantu lebih ramai wanita menceburi sektor ini.

Beliau menegaskan bahawa persatuan itu telah melatih kira-kira 2,500 wanita sejak lima tahun lalu, dengan 90 peratus daripada mereka bekerja dalam sektor-sektor yang ada, manakala selebihnya membuka perniagaan mereka sendiri.

"Kami amat gembira melihat pencapaian mereka dan berharap ini akan meningkat tahun ke tahun," katanya.

Dalam satu perkembangan berkaitan, seorang peserta mengalu-alukan saranan oleh isteri Perdana Menteri, Datin Seri Rosmah Mansor, dalam ucaptama beliau pada forum itu, bahawa wanita tidak harus membandingkan kejayaan mereka dengan kaum lelaki.

Aizhan Yermekbayeva, 29, yang mengendalikan sebuah pusat pendidikan berkata wanita harus ada pendekatan sendiri dan menggunakan kebolehan unik masing-masing untuk mencapai kejayaan.

Beliau juga berharap dapat bekerjasama dengan universiti-universiti Malaysia yang amat popular dalam kalangan pelajar-pelajar Kazakhstan disebabkan oleh kualiti masing-masing.

Forum sulung itu dianjurkan bersama oleh Persatuan Peniagawati Kazakhstan dan Perbadanan Perusahaan Kecil dan Sederhana Malaysia dan dihadiri oleh 250 usahawan wanita dari kedua-dua negara.

-- BERNAMA

Wednesday, June 19, 2013

REDtone launches dedicated broadband service for SMEs

PETALING JAYA (June 18, 2013): Data and broadband service provider REDtone International Bhd has launched a dedicated business broadband service designed specifically for small and medium enterprises (SMEs).

Source from (The Sun Daily): http://www.thesundaily.my/news/744769
Published: Jun 19, 2013

Dubbed "REDtone Fibre+", the new service comes in four plans with the monthly subscription fee starting from RM199 for 5 Mbps, RM499 for 10 Mbps, RM799 for 20 Mbps and the fastest speed of 30 Mbps at RM999.

The ACE Market-listed company is also offering a new value-add service, Google Apps, to provide businesses an extra edge in areas of efficiency, productivity and speed while reducing information technology cost.

"The launch of REDtone Fibre+ underscores the importance of the SME segment to REDtone. Currently, SMEs make up about 70% of the company's total customer base," said REDtone in a statement yesterday.

"While REDtone already has a strong grip on the country's SME sector, we believe that there are still good growth opportunities and sees REDtone Fibre+ as one way of helping the company to get a larger slice of the pie," it added.

REDtone group CEO Lau Bik Soon said as REDtone Fibre+ rides on TM's nationwide high speed broadband (HSBB) network, it will enable REDtone to reach out to more SMEs, and the new service will also complement the company's current data offerings for the SME sector.

"All these are a part of continuous efforts to strengthen REDtone's data business. The data segment has been driving the group's turnover and profit, and currently contributes close to 50% just like our voice business to the total revenue.

"We expect our data business to contribute 50% to the group's profit by the end of this financial year 2013," he said.

SDC's Performance Encouraging, Says Juhar

KOTA KINABALU, June 17 (Bernama) -- The performance of the Sabah Development Corridor (SDC), now in its second phase (2011-2015), has been encouraging, with 11 high-impact projects with an approved state government investment of RM1.7 billion being implemented, says head of state Tun Juhar Mahiruddin.

Source from (Bernama): http://www.bernama.com/bernama/v7/bu/newsbusiness.php?id=956621
Published: Jun 19, 2013

Total investments for SDC projects at end-2012 stood at RM14.5 billion, and SDC will step up efforts to expand value-added activities through collaborations with global firms and local small and medium entreprises, he said when presenting the government's policy speech at the opening of the first term of the 14th State Legislative Assembly sitting at Likas near here Monday.

Juhar said the state government will enhance efforts to attract more private investment and provide better infrastructure and highly-skilled manpower to spur SDC's development.

The state's manufacturing sector targets investments worth RM5.44 billion for infrastructure projects, with a focus on industry clusters such as the Palm Oil Industry Cluster (POIC) in Lahad Datu and Sandakan, the Sipitang Oil and Gas Industrial Park (SOGIP) and the Kota Kinabalu Industrial Park (KKIP), he said.

Of the total, RM5.44 billion is expected to go to SOGIP, RM1 billion to KKIP, RM415 million to POIC Lahad Datu, RM328 million to POIC Sandakan and RM1.2 billion to manufacturing.

The oil and gas sector, the main contributor to the state's gross domestic product, is expected to expand further with new oil discoveries off Sabah's coast, he said.

Juhar said the state's good governance, financial management and integrity have given foreign and domestic investors the confidence to invest, pointing out that in 2012, Sabah was third among the states in attracting investments into the manufacturing sector after Selangor and Johor.

In 2012, the state produced 9.6 million litres of fresh milk worth RM60 million, while this year the figure is expected to rise to 11.0 million litres, mainly for the 1Malaysia Milk programme, he said, adding the government will also encourage the state's ruminant industry given the availability of biomass and Sabah's freedom from hoof and mouth disease.

Sabah's poverty rate declined to 8.1 per cent in 2012 from 19.7 per cent in 2009, he said, adding the state's Public Works Department has been allocated RM186.9 million to build roads in the main and smaller towns as well as upgrade those in the main sectors identified as drivers of the state's economy.

An allocation of RM164.9 milion has also been allocated for water supply, including for reducing non-revenue water, construction of new plants and water pipe replacement, while efforts to expand broadband penetration especially in rural areas will be enhanced, he added.

-- BERNAMA

Prestasi Koridor Pembangunan Sabah Memberangsangkan - Yang Dipertua Negeri Sabah

KOTA KINABALU, 17 Jun (Bernama) -- Prestasi pencapaian Koridor Pembangunan Sabah (SDC) yang memasuki fasa kedua dari 2011 hingga 2015 adalah memberangsangkan dan mencatat momentum pertumbuhan yang memuaskan.

Source from (Bernama): http://www.bernama.com/bernama/v7/bm/bu/newsbusiness.php?id=956651
Published: Jun 19, 2013

Yang Dipertua Negeri Sabah Tun Juhar Mahiruddin berkata, setakat ini, 11 projek swasta berkeutamaan dan berimpak tinggi, yang mendapat kelulusan peruntukan kerajaan sebanyak RM1.7 bilion, sedang dilaksanakan.

"Pada keseluruhannya, jumlah pelaburan bagi projek-projek SDC setakat penghujung tahun 2012 adalah berjumlah RM14.5 bilion.

Selain itu, SDC akan meningkatkan usaha untuk memperbanyakkan aktiviti bernilai tambah melalui kerjasama dengan syarikat-syarikat global dan pengukuhan industri perusahaan kecil dan sederhana (PKS) tempatan," katanya di sini Isnin.

Beliau berkata demikian ketika menyampaikan ucapan dasar kerajaan sempena pembukaan rasmi penggal pertama Persidangan Dewan Undangan Negeri (DUN) Sabah ke-14 di Likas.

Juhar berkata kerajaan negeri juga akan mempergiatkan lagi usaha untuk menarik lebih banyak pelaburan swasta di negeri ini, di samping menyediakan kemudahan-kemudahan infrastruktur dan modal insan yang berkemahiran tinggi khusus untuk pembangunan SDC.

Bagi sektor pembuatan, katanya, pada tahun ini, sektor itu menyasarkan nilai pelaburan RM5.44 bilion bagi mencapai penyediaan kemudahan infrastruktur di kawasan-kawasan perindustrian yang akan terus dipertingkatkan.

Beliau berkata tumpuan ke atas pembangunan industri kluster seperti Kelompok Industri Minyak Sawit (POIC) di Lahad Datu dan Sandakan, Taman Perindustrian Minyak dan Gas Sipitang (SOGIP) dan kelompok bersepadu di Taman Perindustrian Kota Kinabalu (KKIP).

"Daripada sasaran pelaburan RM5.44 bilion itu, RM2.5 bilion dijangka dapat direalisasikan di SOGIP, RM1 bilion di KKIP, RM415 juta di POIC Lahad Datu, RM328 juta di POIC Sandakan dan manakala sebanyak RM1.2 bilion dari pelbagai pelaburan dalam sektor pembuatan," katanya.

Selain itu, katanya, minyak dan gas merupakan penyumbang utama kepada Keluaran Dalam Negeri Kasar (KDNK) dan sektor ini dijangka terus berkembang lebih pesat lagi dengan penemuan kawasan-kawasan minyak yang baru di pesisiran perairan negeri Sabah.

"Adalah dijangkakan sektor ini boleh menarik pelaburan bernilai lebih RM30 bilion. Projek-projek hiliran dan huluan ini akan terus diberikan tumpuan dan galakan yang serius," katanya.

Juhar berkata negeri Sabah telah menjadi destinasi yang mampu menarik pelabur-pelabur tempatan dan juga luar negeri berikutan dengan tadbir urus dan rekod pengurusan kewangan negeri yang baik dan integriti yang mantap telah memberikan keyakinan yang tinggi kepada para pelabur.

Beliau berkata kini negeri Sabah telah melonjak menduduki tempat ketiga selepas negeri Selangor dan Johor dari segi nilai pelaburan dalam sektor pembuatan sepanjang tahun 2012.

Di samping itu, Kerajaan akan terus memberi galakan dalam pembangunan industri ruminan di negeri ini memandangkan biomas dan sumber makanan yang tersedia serta status negeri Sabah yang bebas daripada penyakit kuku dan mulut.

Menurutnya, kerajaan akan terus mempergiatkan lagi Program-program pembasmian kemiskinan di negeri ini seperti Mini Estet Sejahtera (MESEJ), Program Peningkatan Ekonomi Setempat (PPES), Ladang Projek Pembangunan Rakyat Termiskin (PPRT) kerana program ini dapat membantu meningkatkan pendapatan rakyat di negeri ini.

"Keberkesanan pelbagai program pembasmian kemiskinan yang telah dilaksanakan oleh Kerajaan telah mendatangkan impak yang positif dalam meningkatkan pendapatan dan kualiti hidup golongan sasar.

Kadar kemiskinan negeri Sabah pada tahun 2012 telah berjaya dikurangkan kepada 8.1 peratus berbanding 19.7 peratus pada tahun 2009," katanya.

Sementara itu, katanya, kerajaan negeri juga akan terus mempergiatkan usaha untuk meningkatkan kadar penembusan jalur lebar terutama di kawasan luar bandar di negeri ini untuk melahirkan generasi masyarakat yang lebih celik ICT di masa hadapan.

Sehubungan itu, beliau meminta komitmen dan kerjasama semua pihak khasnya agensi-agensi pelaksana program pembangunan membelanjakan sumber peruntukan yang disediakan secara berhemah bagi memastikan wang rakyat yang dibelanjakan menepati konsep nilai bagi wang di mana setiap sen yang dibelanjakan memberikan manfaat kepada rakyat serta sampai kepada golongan sasar.

-- BERNAMA 

Dena Bank turns east to grow CASA and SME loans

KOLKATA: State-run Dena Bank, the western India focused lender, is turning to east as the region appears less crowded and shows opportunity.

Source from (The Economy Times): http://articles.economictimes.indiatimes.com/2013-06-17/news/40027532_1_ashwani-kumar-sme-casa
Published: Jun 17, 2013

Chairman and managing director Ashwani Kumar said the bank has decided to focus especially on West Bengal and Bihar in the east to mobilise the untapped low cost deposits and lend to small scale sectors.

It plans to bifurcate the Kolkata zone into Kolkata and Patna as it increases its eastern focus. West Bengal, Odisha and eight northeast states will be under Kolkata zone while Bihar and Jharkhand will be managed by the Patna zonal office.

"These are good CASA (current and savings account) and SME belts," Kumar said. He was here to inaugurate a branch in an unbanked village, 20 km away from the city.

CASA deopsits are less costly and rise in the ratio adds to profitability. In the asset side, banks earn better returns from SME loans.

Dena Bank plans to open at least 13 more branches in the east and northeast regions including five in the state in 2013-14.

This region contributes just about 4% or Rs 7000 crore of Dena's business of Rs 1.64 lakh.

Kumar said the lender is also focusing on Haryana and Punjab to improve its farm lending. The bank may add 150-200 branches this year across the country.

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Monday, June 17, 2013

SME uplift a shot in the arm for FDIs

CYBERJAYA (June 17, 2013): Small and medium enterprises (SMEs) can help attract more foreign direct investments (FDIs) into the country by uplifting their standards, said SMI Association of Malaysia president Teh Kee Sin (pix).

Source from (The Sun Daily): http://www.thesundaily.my/news/743749
Published: Jun 17, 2013



"There is stiff competition for FDIs. Every country is pushing hard to get more FDIs into their economy. When foreign investments come to Malaysia, they will see how strong and capable our SMEs are. If SMEs are not ready, competing for FDIs would be a big challenge," he told SunBiz in an interview.

He said most Malaysian SMEs are mainly involved in the supporting industries such as manufacturing components, being a contract manufacturer or original equipment manufacturer (OEM).

"As a result, their contribution towards the country's gross domestic product (GDP) is relatively not so high compared with some of the developed countries like Hong Kong, Japan, Taiwan, South Korea and Singapore where contribution from SMEs can be as high as 60%."

Malaysia's SME contribution to the economy is only 32%, Teh noted, adding that this is because few SMEs are involved in high value-added activities.

The government is targeting to increase the SME contribution in terms of GDP to 41% and it is hoped that exports from SMEs can reach 25% by 2020 from 19% currently.

"Only 19% of SMEs are able to venture abroad and one of the reasons could be that most don't have a brand (recognition) as well as (conduct) research and development. Most of the things that SMEs do are subcontracting jobs or OEM."

He said when SMEs want to supply their products or services to businesses abroad, these businesses would rather buy from their local SMEs rather than from Malaysian SMEs.

"Market access is still a big issue for SMEs. Many SMEs' mindset is still fixed on the local market," he added.

With the Asean Economic Community realising the goal of regional economic integration by 2015, envisaging a single market and production base, a highly competitive economic region, a region of equitable economic development and fully integrated into the global economy, Teh said this can be a good opportunity for the business community.

"However, if SMEs are not ready, it's going to be a threat to us. In terms of management, we're still so much behind. We may lack behind in times to come, especially when global business competition is greater. I'm worried that SMEs may be losing out, if they cannot pick up on good management skills."
Teh believes that the biggest challenge facing SMEs is obtaining financing.

"You may blame the SMEs for not supplying enough documents or not showing good (financial) performance but at the same time we're also annoyed by the kind of requirements by financial institutions. It's insatiable.

"Some SMEs are unable to express themselves clearly to the financial institutions and hence the banks don't understand their potential and are reluctant to offer loans to them," he said.

With 17 branches in Malaysia and over 5,000 members, the SMI Association of Malaysia's main purpose is to provide the link between government bodies and relevant agencies to the SME community. On its part, it conducts regular dialogues and meetings with many government agencies.

"Most SMEs are not aware of the government's latest ruling, policy or incentive given to the community so they may come to us. We encourage SMEs to attend our courses and workshops, which are aimed at developing them into better SMEs," said Teh.

He pointed that being a Malaysian SME does have its advantages compared with the other Asean countries.

"Although we're number two to Singapore (in terms of standards), we have bigger land, cheaper cost and we're a multi-lingual society. And if we capitalise on all these, we still stand a good chance.

"But we cannot rest on our laurels. We must keep moving and continue to develop ourselves so that we can be above others in the region. Singapore can be good but in terms of rental, land, cost of manufacturing, they can't compete with us."

SMEs are also faced with the problems of human capital, labour shortage and human resources issues such as the minimum wage policy and new retirement age for the private sector.

He said most SMEs think of human capital development as an expense and something that is short term, forgetting that if they do not invest in human capital, they do not have the efficiency to carry out their day-to-day duties.

"Labour cost has been increasing, so the cost of manufacturing is also getting higher. We need to train our people to be more capable and to opt for automation. This human capital development is important to defray the increasing costs of manufacturing.

"SMEs have to be prepared for the rising cost of labour and they need to factor in that. If they absorb the costs, some SMEs will be running losses as most are in the supporting line. If they don't handle the minimum wage policy well, some SMEs may even go bust."

On the new retirement age for workers from 55 to 60 in the private sector that will take effect on July 1, Teh said this will also translate to higher cost for SMEs.